Mortgage Lenders and Brokers in Tioga, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Tioga, Texas mortgage lenders include American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, First State BankFirst State Bank433 S Preston Rd, Celina, TX 75009A5.0 ★Texas Ratio: 7.77%, 4U Federal Credit Union4U Federal Credit Union100 E Woodland St, Collinsville, TX 76233A+5.0 ★Texas Ratio: 0.34%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, PointbankPointbank302 Highway 377 N, Argyle, TX 76226A5.0 ★Texas Ratio: 12.67%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, and First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tioga, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tioga are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Tioga, Texas
Market share is the lender's share of all home loans closed in Tioga, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional, USDA | 8 | 6.4% | 88.9% | $321,250 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, VA, HELOC | 7 +1 HELOCs |
5.6% | 87.5% | $322,142 | View |
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433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77% |
Conventional, USDA | 3 | 2.4% | 100% | $251,666 | View |
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100 E Woodland St, Collinsville, TX 76233 A+5.0 ★Texas Ratio: 0.34% |
Conventional | 3 | 2.4% | 100% | $81,666 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.6% | 100% | $465,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 1.6% | 100% | $420,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 2 | 1.6% | 66.7% | $185,000 | View |
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302 Highway 377 N, Argyle, TX 76226 A5.0 ★Texas Ratio: 12.67% |
Conventional | 2 | 1.6% | 100% | $270,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 0.8% | 100% | $215,000 | |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
FHA | 1 | 0.8% | 100% | $315,000 | View |
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8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 1 | 0.8% | 50% | $185,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.8% | 100% | $375,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.8% | 100% | $95,000 | View |
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1515 West White Street, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.01% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,655,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.8% | 40% | $165,000 | View |
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406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.8% | 50% | $125,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sfmc, LP
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Conventional, FHA | 5 | 4% | 100% | $309,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 3 | 2.4% | 100% | $305,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.6% | 100% | $385,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $295,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.8% | 100% | $315,000 | |
Loanpeople, LLC
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Conventional | 1 | 0.8% | 100% | $385,000 | |
Jacqueline Montanez
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Conventional | 1 | 0.8% | 100% | $55,000 | |
DHI Mortgage Company, LTD.
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VA | 1 | 0.8% | 50% | $345,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.8% | 100% | $205,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 7 | 5.6% | 87.5% | $169,285 | View |
Nfm, Inc
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Conventional, FHA | 5 | 4% | 100% | $321,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 3.2% | 66.7% | $450,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 4 | 3.2% | 100% | $385,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 3.2% | 50% | $385,000 | |
Mortgage Research Center
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VA | 4 | 3.2% | 80% | $335,000 | |
The Loan Store, Inc
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Conventional, FHA | 4 | 3.2% | 100% | $407,500 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, VA | 3 | 2.4% | 100% | $358,333 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 1.6% | 66.7% | $285,000 | |
Kind Lending, LLC
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Conventional, VA | 2 | 1.6% | 66.7% | $410,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 1.6% | 100% | $300,000 | |
Paramount Residential Mortgage
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FHA, VA | 2 | 1.6% | 100% | $180,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.6% | 33.3% | $180,000 | |
Cadence Bank
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,415,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $405,000 | |
Cornerstone First Mortgage, LLC
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VA, Jumbo | 1 | 0.8% | 100% | $1,075,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $305,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 50% | $245,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.8% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.8% | 44.4% | $145,000 | View |
Movement Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $155,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.8% | 100% | $195,000 | View |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 50% | $265,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.8% | 50% | $305,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.8% | 100% | $575,000 | |
American Financing Corporation
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FHA | 1 | 0.8% | 50% | $295,000 | |
Geneva Financial LLC
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FHA | 1 | 0.8% | 100% | $335,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.8% | 100% | $325,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $195,000 | View |
Pentagon Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $245,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.8% | 50% | $495,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $255,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 100% | $225,000 | |
Lower, LLC
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Conventional | 1 | 0.8% | 100% | $375,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.8% | 100% | $195,000 | |
21St Mortgage
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Conventional | 1 | 0.8% | 28.6% | $195,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $505,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.8% | 100% | $295,000 | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Tioga Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Tioga, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Tioga? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tioga in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Tioga, TX
Use these to narrow the list above. Each category shows how many Tioga, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Tioga, TX
Independent mortgage companies closed 68 percent of home loans in Tioga, Texas in 2025, banks 25.6 percent and credit unions 6.4 percent. Everett Financial, Inc. was the largest mortgage company, American National Bank & Trust the largest bank and 4U Federal Credit Union the largest credit union. Among lenders headquartered in Texas, American National Bank & Trust led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Tioga, TX
By home loans closed in 2025, American National Bank & Trust was the largest mortgage lender in Tioga, Texas with 8 loans, about 6.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Tioga, Texas in 2025, led by Sfmc, LP with 2. 12 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 7 credit unions closed home loans in Tioga, Texas in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tioga, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tioga, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tioga. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
