Mortgage Lenders and Brokers in Stafford, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Stafford, Texas mortgage lenders include Bank of America NABank of America NA11739 W Bellfort St, Stafford, TX 77477A+5.0 ★Texas Ratio: 4.14%, Frost BankFrost Bank3671 S Main St, Stafford, TX 77477A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Smart Financial Credit UnionSmart Financial Credit Union3201 W Davis St, Conroe, TX 77304 2039A5.0 ★Texas Ratio: 6.46%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, First Community Credit UnionFirst Community Credit Union1600 E Main St, Alice, TX 78332, Texas D P S Credit UnionTexas D P S Credit Union621 W Saint Johns Ave, Austin, TX 78752 2315A+5.0 ★Texas Ratio: 0.67%, and Houston Federal Credit UnionHouston Federal Credit Union10300 Town Park Dr, Houston, TX 77072 5236A+5.0 ★Texas Ratio: 2.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stafford, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stafford are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Stafford, Texas
Market share is the lender's share of all home loans closed in Stafford, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Stafford 11739 W Bellfort St, Stafford, TX 77477 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 100% | $225,000 | View |
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★ 5 stars, 1 review 1 office in Stafford 3671 S Main St, Stafford, TX 77477 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 2 | 1.6% | 50% | $95,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 4 | 3.1% | 85.7% | $190,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 2 | 1.6% | 100% | $275,000 | |
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3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46% |
Conventional | 2 | 1.6% | 50% | $175,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.6% | 66.7% | $230,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $325,000 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 1 | 0.8% | 100% | $315,000 | |
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621 W Saint Johns Ave, Austin, TX 78752 2315 A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
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10300 Town Park Dr, Houston, TX 77072 5236 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.8% | 50% | $265,000 | View |
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3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Clm Mortgage, Inc
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Conventional, FHA, VA | 18 | 14.1% | 100% | $314,444 | |
Ark-La-Tex Financial Services LLC
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FHA | 3 | 2.3% | 100% | $315,000 | |
Primelending
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Conventional | 1 | 0.8% | 100% | $115,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $225,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.8% | 100% | $335,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.8% | 100% | $315,000 | |
Brazos Valley Schools Credit U
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Conventional | 1 | 0.8% | 100% | $95,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 13 | 10.2% | 65% | $184,230 | View |
United Wholesale Mortgage
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Conventional | 10 | 7.8% | 76.9% | $299,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA | 10 | 7.8% | 83.3% | $326,000 | View |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 5 | 3.9% | 100% | $239,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 3.9% | 100% | $249,000 | |
Newrez LLC
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Conventional | 3 | 2.3% | 60% | $135,000 | |
loanDepot.com LLC
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Conventional | 3 | 2.3% | 100% | $165,000 | |
Uif Corporation
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Conventional | 3 | 2.3% | 100% | $305,000 | |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 2 | 1.6% | 100% | $285,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 2 | 1.6% | 100% | $225,000 | View |
Paramount Residential Mortgage
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Conventional | 2 | 1.6% | 100% | $285,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.6% | 13.3% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.84% |
VA | 1 | 0.8% | 100% | $365,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.8% | 100% | $405,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 50% | $95,000 | |
Nbkc Bank
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Conventional | 1 | 0.8% | 100% | $275,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $335,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.8% | 100% | $305,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.8% | 100% | $185,000 | View |
Movement Mortgage, LLC
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VA | 1 | 0.8% | 100% | $325,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.8% | 33.3% | $205,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.8% | 100% | $265,000 | |
Ahl Funding
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Conventional | 1 | 0.8% | 100% | $335,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.8% | 100% | $245,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.8% | 100% | $225,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $325,000 | |
Provident Funding Associates
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Conventional | 1 | 0.8% | 100% | $265,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.8% | 100% | $65,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.8% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.8% | 100% | $195,000 | View |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.8% | 100% | $265,000 | |
Lower, LLC
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FHA | 1 | 0.8% | 100% | $345,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.8% | 100% | $415,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.8% | 33.3% | $125,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Stafford Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Stafford, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Stafford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stafford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Stafford, TX
Use these to narrow the list above. Each category shows how many Stafford, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Stafford, TX
Independent mortgage companies closed 78.1 percent of home loans in Stafford, Texas in 2025, banks 14.8 percent and credit unions 7 percent. Everett Financial, Inc. was the largest mortgage company, Bank of America NA the largest bank and Smart Financial Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Stafford, TX
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Stafford, Texas with 2 loans, about 1.6 percent of the market. The largest lender headquartered in Texas was Frost Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Stafford, Texas in 2025, led by Clm Mortgage, Inc with 12. 5 lenders closed VA loans, led by JPMorgan Chase Bank, NA, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 9 credit unions closed home loans in Stafford, Texas in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stafford, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stafford, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stafford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
