Mortgage Lenders and Brokers in Sheldon, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sheldon, Texas mortgage lenders include Shell Federal Credit UnionShell Federal Credit Union7235 John Martin Road, Baytown, TX 77521A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, PrimeWay Federal Credit UnionPrimeWay Federal Credit Union8878 Barker Cypress Rd, Cypress, TX 77433 1971A5.0 ★Texas Ratio: 7.36%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, International Bank of CommerceInternational Bank of Commerce1421 W Frontage Rd, Alamo, TX 78516, Zions Bancorporation, N.A.Zions Bancorporation, N.A.4650 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 3.72%, Network Funding, L.P.Network Funding, L.P.Houston, TX, and Interlinc Mortgage Services, LLCInterlinc Mortgage Services, LLCHouston, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sheldon, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sheldon are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sheldon, Texas
Market share is the lender's share of all home loans closed in Sheldon, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 4 | 4.3% | 57.1% | $75,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 3.3% | 75% | $331,666 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 1.1% | 100% | $225,000 | |
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8878 Barker Cypress Rd, Cypress, TX 77433 1971 A5.0 ★Texas Ratio: 7.36% |
Conventional | 1 | 1.1% | 100% | $65,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.1% | 100% | $225,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 50% | $115,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 1.1% | 100% | $65,000 | |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Network Funding, L.P.
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FHA, VA | 14 | 15.2% | 87.5% | $347,857 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA | 11 | 12% | 84.6% | $325,909 | |
Ark-La-Tex Financial Services LLC
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FHA, VA | 11 | 12% | 100% | $326,818 | |
Texas Bay Area Credit Union
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Conventional | 2 | 2.2% | 28.6% | $70,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 2.2% | 100% | $170,000 | |
Associated Credit Union of Tx
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Conventional | 1 | 1.1% | 100% | $55,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 10.9% | 100% | $280,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 4 | 4.3% | 57.1% | $147,500 | View |
Paramount Residential Mortgage
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Conventional, FHA, VA | 3 | 3.3% | 100% | $231,666 | |
Freedom Mortgage Corporation
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FHA | 2 | 2.2% | 100% | $210,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 2.2% | 100% | $330,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 2.2% | 66.7% | $300,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 2 | 2.2% | 100% | $100,000 | |
Cadence Bank
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Conventional | 1 | 1.1% | 100% | $275,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 1.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 1.1% | 100% | $165,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 1.1% | 100% | $175,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 1.1% | 100% | $185,000 | |
Nfm, Inc
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Conventional | 1 | 1.1% | 100% | $185,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 1.1% | 100% | $185,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1.1% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 1.1% | 100% | $875,000 | View |
Member First Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $155,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.1% | 100% | $305,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.1% | 100% | $585,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.1% | 50% | $365,000 | |
Champions Funding, LLC
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Conventional | 1 | 1.1% | 100% | $255,000 | |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sheldon Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sheldon, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Sheldon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sheldon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sheldon, TX
Use these to narrow the list above. Each category shows how many Sheldon, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Sheldon, TX
Independent mortgage companies closed 82.6 percent of home loans in Sheldon, Texas in 2025, banks 7.6 percent and credit unions 9.8 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Shell Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Shell Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sheldon, TX
By home loans closed in 2025, Shell Federal Credit Union was the largest mortgage lender in Sheldon, Texas with 4 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Sheldon, Texas in 2025, led by Network Funding, L.P. with 12. 6 lenders closed VA loans, led by Network Funding, L.P.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 5 credit unions closed home loans in Sheldon, Texas in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sheldon, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sheldon, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sheldon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
