Mortgage Lenders and Brokers in Seven Points, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Seven Points, Texas mortgage lenders include Harmony BankHarmony Bank11660 Highway 274, Seven Points, TX 75143A+5.0 ★Texas Ratio: 0.07%, American National Bank of TexaAmerican National Bank of Texa720 S Greenville Ave, Allen, TX 75002B+4.0 ★Texas Ratio: 2.41%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Simmons BankSimmons Bank220 E Cedar Creek Pkwy, Seven Points, TX 75143A+5.0 ★Texas Ratio: 5.33%, MidFirst BankMidFirst Bank1920 Mckinney Ave, Dallas, TX 75201A+5.0 ★Texas Ratio: 4.93%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, Trinity Capital Bank of TexasTrinity Capital Bank of Texas1301 N Riverfront Blvd, Dallas, TX 75207A+5.0 ★Texas Ratio: 3.35%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, and First State BankFirst State Bank202 S Palestine St, Athens, TX 75751A+5.0 ★Texas Ratio: 4.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Seven Points, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Seven Points are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Seven Points, Texas
Market share is the lender's share of all home loans closed in Seven Points, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Seven Points 11660 Highway 274, Seven Points, TX 75143 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 0.8% | 50% | $95,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 5 | 4.1% | 83.3% | $451,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.6% | 100% | $175,000 | View |
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220 E Cedar Creek Pkwy, Seven Points, TX 75143 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 2 | 1.6% | 66.7% | $145,000 | View |
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1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,125,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 0.8% | 100% | $295,000 | |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
FHA | 1 | 0.8% | 100% | $245,000 | View |
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1301 N Riverfront Blvd, Dallas, TX 75207 A+5.0 ★Texas Ratio: 3.35% |
Conventional | 1 | 0.8% | 100% | $495,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
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202 S Palestine St, Athens, TX 75751 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
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118 N Garfield Ave, Rotan, TX 79546 A+5.0 ★Texas Ratio: 2.40% |
FHA | 1 | 0.8% | 100% | $315,000 | View |
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1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89% |
Conventional | 1 | 0.8% | 100% | $225,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.8% | 100% | $75,000 | View |
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11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.8% | 100% | $315,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.8% | 100% | $365,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Network Funding, L.P.
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Conventional | 3 | 2.4% | 100% | $208,333 | |
Ark-La-Tex Financial Services LLC
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FHA, VA | 3 | 2.4% | 100% | $208,333 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Countryplace Mortgage, Ltd.
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FHA | 1 | 0.8% | 100% | $245,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 50% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
21St Mortgage
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Conventional | 12 | 9.8% | 42.9% | $155,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 8.9% | 84.6% | $266,818 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 8 | 6.5% | 66.7% | $296,250 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 8 | 6.5% | 38.5% | $126,250 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 4 | 3.3% | 45.2% | $127,500 | View |
Lower, LLC
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Conventional, FHA | 4 | 3.3% | 100% | $205,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 4 | 3.3% | 85.7% | $180,000 | |
Newrez LLC
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Conventional, VA | 3 | 2.4% | 100% | $241,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 3 | 2.4% | 100% | $258,333 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 2 | 1.6% | 100% | $365,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 1.6% | 100% | $345,000 | |
Cmg Mortgage Inc
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FHA, USDA | 2 | 1.6% | 100% | $150,000 | |
Calcon Mutual Mortgage LLC
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Conventional, VA | 2 | 1.6% | 100% | $460,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 1.6% | 100% | $100,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,145,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
Freedom Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $145,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.8% | 100% | $255,000 | |
Hamilton Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $275,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $285,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 50% | $85,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
USDA | 1 | 0.8% | 100% | $165,000 | View |
General Mortgage Capital Corporation
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Conventional | 1 | 0.8% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0.8% | 50% | $315,000 | View |
Das Acquisition Company, LLC
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Conventional | 1 | 0.8% | 100% | $565,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.8% | 100% | $225,000 | |
Provident Funding Associates
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Conventional | 1 | 0.8% | 100% | $165,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $335,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $305,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.8% | 50% | $275,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.8% | 25% | $95,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.8% | 100% | $585,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.8% | 100% | $215,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 100% | $685,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.8% | 100% | $335,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.8% | 100% | $345,000 | |
Plaza Home Mortgage, Inc
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USDA | 1 | 0.8% | 50% | $145,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Seven Points Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Seven Points, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Seven Points? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Seven Points in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Seven Points, TX
Use these to narrow the list above. Each category shows how many Seven Points, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Seven Points, TX
Independent mortgage companies closed 80.5 percent of home loans in Seven Points, Texas in 2025, banks 17.1 percent and credit unions 2.4 percent. Everett Financial, Inc. was the largest mortgage company, Harmony Bank the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, Harmony Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Seven Points, TX
By home loans closed in 2025, Harmony Bank was the largest mortgage lender in Seven Points, Texas with 1 loans, about 0.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Seven Points, Texas in 2025, led by Ark-La-Tex Financial Services LLC with 2. 7 lenders closed VA loans, led by Rocket Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 4 credit unions closed home loans in Seven Points, Texas in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Seven Points, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Seven Points, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Seven Points. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
