Mortgage Lenders and Brokers in Seminole, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Seminole, Texas mortgage lenders include First United BankFirst United Bank601 Nw Avenue B, Seminole, TX 79360A+5.0 ★Texas Ratio: 3.01%, American Momentum BankAmerican Momentum Bank505 N Main St, Seminole, TX 79360A5.0 ★Texas Ratio: 12.55%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, West Texas National BankWest Texas National Bank200 Se Avenue B, Seminole, TX 79360A5.0 ★Texas Ratio: 10.35%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, City BankCity Bank4601c Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 1.71%, Alliance Credit UnionAlliance Credit Union9404 Hillside Rd, Amarillo, TX 79119A+5.0 ★Texas Ratio: 4.84%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, Amarillo National BankAmarillo National Bank1500 S Coulter St, Amarillo, TX 79106A5.0 ★Texas Ratio: 9.89%, and Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Seminole, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Seminole are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Seminole, Texas
Market share is the lender's share of all home loans closed in Seminole, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Seminole 601 Nw Avenue B, Seminole, TX 79360 A+5.0 ★Texas Ratio: 3.01% |
Conventional, FHA | 19 | 4.7% | 95% | $281,315 | View |
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1 office in Seminole 505 N Main St, Seminole, TX 79360 A5.0 ★Texas Ratio: 12.55% |
Conventional | 3 | 0.7% | 50% | $288,333 | View |
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1 office in Seminole 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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200 Se Avenue B, Seminole, TX 79360 A5.0 ★Texas Ratio: 10.35% |
Conventional, Jumbo | 10 | 2.5% | 64.7% | $341,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 8 | 2% | 88.9% | $198,750 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional, FHA | 5 | 1.2% | 71.4% | $353,000 | View |
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9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional, FHA | 4 | 1% | 100% | $255,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 2 | 0.5% | 100% | $250,000 | View |
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1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89% |
VA | 1 | 0.2% | 100% | $395,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 50% | $215,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 0.2% | 100% | $85,000 | |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
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124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA, USDA | 43 | 10.7% | 97.7% | $281,046 | |
Primelending
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Conventional, FHA | 8 | 2% | 100% | $262,500 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 7 | 1.7% | 100% | $316,428 | |
Click n' Close, Inc.
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Conventional, FHA | 4 | 1% | 66.7% | $267,500 | |
Nationstar Mortgage
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Conventional | 4 | 1% | 100% | $250,000 | |
Complex Community Federal CU
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Conventional | 4 | 1% | 100% | $357,500 | |
Interlinc Mortgage Services, LLC
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Conventional | 2 | 0.5% | 100% | $210,000 | |
Lrs Financial Network dba Hnb Mortgage
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Conventional | 2 | 0.5% | 100% | $250,000 | |
Southwest Funding LP
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FHA, VA | 2 | 0.5% | 100% | $320,000 | |
Directions Equity, LLC
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FHA | 1 | 0.2% | 100% | $205,000 | |
21St Mortgage
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Conventional | 68 | 17% | 60.3% | $163,235 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 37 | 9.2% | 84.4% | $248,243 | View |
Paramount Residential Mortgage
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Conventional, FHA | 23 | 5.7% | 100% | $274,565 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 13 | 3.2% | 50% | $165,769 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 3% | 92.3% | $285,833 | |
Mortgage Research Center
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Conventional, FHA, VA | 8 | 2% | 88.9% | $306,250 | |
Southwest Stage Funding LLC
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Conventional | 7 | 1.7% | 70% | $193,571 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 1.5% | 100% | $308,333 | |
Cardinal Financial Company, Li
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Conventional, FHA | 6 | 1.5% | 100% | $198,333 | |
Geneva Financial LLC
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Conventional, FHA | 6 | 1.5% | 100% | $253,333 | |
Synergy One Lending, Inc.
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Conventional | 5 | 1.2% | 100% | $369,000 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 4 | 1% | 100% | $280,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1% | 100% | $290,000 | |
Equity Prime Mortgage LLC
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Conventional, VA | 4 | 1% | 100% | $342,500 | |
AmeriHome Mortgage Company, LLC
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FHA | 3 | 0.7% | 60% | $271,666 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.12% |
Conventional | 3 | 0.7% | 100% | $405,000 | |
Churchill Mortgage Corporation
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Conventional | 3 | 0.7% | 100% | $268,333 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 3 | 0.7% | 100% | $321,666 | |
New American Funding, LLC.
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Conventional | 3 | 0.7% | 60% | $131,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.5% | 100% | $215,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.5% | 100% | $290,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $230,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.5% | 100% | $350,000 | View |
JMAC Lending, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $120,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $95,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $515,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 25% | $195,000 | |
Newrez LLC
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VA | 1 | 0.2% | 25% | $255,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 0.2% | 100% | $275,000 | View |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.2% | 16.7% | $125,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $415,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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C+4.1 ★Texas Ratio: 26.20% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $235,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $215,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.2% | 100% | $495,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
VA | 1 | 0.2% | 100% | $235,000 | View |
American Pacific Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $275,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 12.5% | $115,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 33.3% | $75,000 | |
Plaza Home Mortgage, Inc
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USDA | 1 | 0.2% | 100% | $165,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.2% | 100% | $165,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.2% | 15.4% | $175,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $145,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Seminole Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Seminole, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Seminole? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Seminole in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Seminole, TX
Use these to narrow the list above. Each category shows how many Seminole, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Seminole, TX
Independent mortgage companies closed 79.3 percent of home loans in Seminole, Texas in 2025, banks 18 percent and credit unions 2.7 percent. Everett Financial, Inc. was the largest mortgage company, First United Bank the largest bank and Alliance Credit Union the largest credit union. Among lenders headquartered in Texas, First United Bank led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Seminole, TX
By home loans closed in 2025, First United Bank was the largest mortgage lender in Seminole, Texas with 19 loans, about 4.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Seminole, Texas, 21St Mortgage approved the highest share of completed applications in 2025 at 60.3 percent, against a 75.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Seminole, Texas in 2025, led by Ark-La-Tex Financial Services LLC with 21. 12 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 4 credit unions closed home loans in Seminole, Texas in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Seminole, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Seminole, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Seminole. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
