Mortgage Lenders and Brokers in Sam Rayburn, Texas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Sam Rayburn, Texas mortgage lenders include Fivepoint Credit UnionFivepoint Credit Union4005 Dowlen Rd, Beaumont, TX 77706 6850, Rave Financial Credit UnionRave Financial Credit Union1810 N Major Dr, Beaumont, TX 77713A+5.0 ★Texas Ratio: 3.39%, Dugood Federal Credit UnionDugood Federal Credit Union7505 Eastex Fwy Ste B, Beaumont, TX 77708A+5.0 ★Texas Ratio: 0.43%, Neches Federal Credit UnionNeches Federal Credit Union1955 Dowlen Rd, Beaumont, TX 77706 3330A+5.0 ★Texas Ratio: 0.97%, ShelbyShelby1110 Hurst St, Center, TX 75935A5.0 ★Texas Ratio: 8.54%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Southside BankSouthside Bank2831 W Park Row Dr, Arlington, TX 76013A+5.0 ★Texas Ratio: 0.90%, Education First Federal Credit UnionEducation First Federal Credit Union740 Fannin St, Beaumont, TX 77701A+5.0 ★Texas Ratio: 3.82%, Bridge City State BankBridge City State Bank701 W Round Bunch Rd, Bridge City, TX 77611A+5.0 ★Texas Ratio: 0.51%, and Zions Bancorporation, N.A.Zions Bancorporation, N.A.4650 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 3.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sam Rayburn, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sam Rayburn are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sam Rayburn, Texas
Market share is the lender's share of all home loans closed in Sam Rayburn, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Fivepoint Credit Union
4005 Dowlen Rd, Beaumont, TX 77706 6850 |
Conventional, Jumbo | 6 | 7.1% | 85.7% | $505,000 | |
|
1810 N Major Dr, Beaumont, TX 77713 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 6 | 7.1% | 100% | $98,333 | View |
|
7505 Eastex Fwy Ste B, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 5 | 6% | 100% | $215,000 | |
|
1955 Dowlen Rd, Beaumont, TX 77706 3330 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 3 | 3.6% | 100% | $358,333 | View |
|
1110 Hurst St, Center, TX 75935 A5.0 ★Texas Ratio: 8.54% |
Conventional | 3 | 3.6% | 100% | $98,333 | View |
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 2 +1 HELOCs |
2.4% | 100% | $210,000 | View |
|
2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 2 | 2.4% | 66.7% | $405,000 | View |
|
740 Fannin St, Beaumont, TX 77701 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 2.4% | 100% | $30,000 | View |
|
701 W Round Bunch Rd, Bridge City, TX 77611 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 2.4% | 100% | $675,000 | View |
|
4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 1.2% | 100% | $455,000 | View |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1.2% | 100% | $215,000 | View |
|
2360 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 1.2% | 100% | $275,000 | View |
|
35570 Us Highway 96 S, Buna, TX 77612 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 1.2% | 60% | $295,000 | View |
|
360 E Highway 29, Bertram, TX 78605 A5.0 ★Texas Ratio: 13.45% |
Conventional | 1 | 1.2% | 100% | $295,000 | View |
|
3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 100% | $85,000 | View |
|
3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.2% | 100% | $455,000 | View |
Citizens State Bank
224 N Main St, Anton, TX 79313 |
Conventional | 1 | 1.2% | 100% | $485,000 | |
Primelending
|
Conventional | 1 | 1.2% | 100% | $415,000 | |
Countryplace Mortgage, Ltd.
|
Conventional | 1 | 1.2% | 100% | $55,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 1.2% | 100% | $235,000 | |
Hometrust Mortgage Company
|
Conventional | 1 | 1.2% | 100% | $225,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 9 | 10.7% | 100% | $201,666 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 6% | 83.3% | $247,000 | |
Sabine State Bank and Trust Company
|
Conventional | 4 | 4.8% | 100% | $352,500 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 3 | 3.6% | 75% | $278,333 | View |
loanDepot.com LLC
|
Conventional | 3 | 3.6% | 100% | $168,333 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional | 2 | 2.4% | 100% | $515,000 | View |
21St Mortgage
|
Conventional | 2 | 2.4% | 30.8% | $120,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.2% | 100% | $465,000 | View |
|
A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 1.2% | 100% | $285,000 | View |
American Financial Resources LLC
|
FHA | 1 | 1.2% | 100% | $175,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 1.2% | 100% | $275,000 | |
Newrez LLC
|
Conventional | 1 | 1.2% | 100% | $145,000 | |
Nbkc Bank
|
Conventional | 1 | 1.2% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.2% | 57.1% | $85,000 | View |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 1.2% | 100% | $295,000 | View |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 1.2% | 25% | $165,000 | View |
|
A+5.0 ★Texas Ratio: 3.34% |
FHA | 1 | 1.2% | 100% | $255,000 | View |
VanDyk Mortgage Corporation
|
FHA | 1 | 1.2% | 100% | $125,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 1.2% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 1.2% | 100% | $665,000 |
Sam Rayburn Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sam Rayburn, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Sam Rayburn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sam Rayburn in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sam Rayburn, TX
Use these to narrow the list above. Each category shows how many Sam Rayburn, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Sam Rayburn, TX
Independent mortgage companies closed 41.7 percent of home loans in Sam Rayburn, Texas in 2025, banks 28.6 percent and credit unions 29.8 percent. Countryplace Mortgage, Ltd. was the largest mortgage company, Shelby the largest bank and Fivepoint Credit Union the largest credit union. Among lenders headquartered in Texas, Fivepoint Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sam Rayburn, TX
By home loans closed in 2025, Fivepoint Credit Union was the largest mortgage lender in Sam Rayburn, Texas with 6 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Sam Rayburn, Texas in 2025, led by Movement Mortgage, LLC with 3. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 8 credit unions closed home loans in Sam Rayburn, Texas in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sam Rayburn, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sam Rayburn, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sam Rayburn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
