Mortgage Lenders and Brokers in Salado, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Salado, Texas mortgage lenders include PNC Bank N.A.PNC Bank N.A.960 N Main St, Salado, TX 76571A+5.0 ★Texas Ratio: 4.24%, First National Bank TexasFirst National Bank Texas2701 E Main St, Alice, TX 78332A4.7 ★Texas Ratio: 3.20%, Central National BankCentral National Bank835 W 6th St, Austin, TX 78703A+5.0 ★Texas Ratio: 1.00%, Texell Credit UnionTexell Credit Union416 Lake Rd, Belton, TX 76513A+5.0 ★Texas Ratio: 3.98%, Extraco Banks, NAExtraco Banks, NA2000 N Main St, Belton, TX 76513A+5.0 ★Texas Ratio: 0.26%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, First Texas BankFirst Texas Bank300 E 1st Ave, Belton, TX 76513A+5.0 ★Texas Ratio: 5.87%, Spark Mortgage, LLCSpark Mortgage, LLC3201 W Davis St, Conroe, TX 77304 2039A5.0 ★Texas Ratio: 6.46%, and Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Salado, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Salado are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Salado, Texas
Market share is the lender's share of all home loans closed in Salado, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Salado 960 N Main St, Salado, TX 76571 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
Conventional, FHA, VA | 21 | 6% | 100% | $430,714 | View |
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835 W 6th St, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.00% |
Conventional, VA, Jumbo | 13 | 3.7% | 100% | $466,538 | View |
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416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 10 | 2.8% | 90.9% | $145,000 | View |
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2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26% |
Conventional, Jumbo | 6 | 1.7% | 100% | $745,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, VA | 5 | 1.4% | 100% | $353,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, VA | 4 | 1.1% | 100% | $537,500 | View |
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300 E 1st Ave, Belton, TX 76513 A+5.0 ★Texas Ratio: 5.87% |
Conventional | 3 | 0.9% | 75% | $371,666 | View |
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3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46% |
Conventional, VA | 3 | 0.9% | 100% | $631,666 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $85,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $290,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.6% | 100% | $505,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 66.7% | $230,000 | View |
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900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 2 | 0.6% | 100% | $465,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.6% | 50% | $520,000 | View |
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302 Main Street, Donie, TX 75838 A5.0 ★Texas Ratio: 10.82% |
Conventional, Jumbo | 2 | 0.6% | 66.7% | $565,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
VA | 1 | 0.3% | 100% | $545,000 | |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
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6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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1442 E Austin St, Giddings, TX 78942 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
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209 S Main St, Salado, TX 76571 A+5.0 ★Texas Ratio: 0.94% |
Conventional, Jumbo | 1 | 0.3% | 100% | $3,285,000 | View |
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10806 Metric Blvd, Austin, TX 78758 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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401 S Main St, Mc Gregor, TX 76657 C3.8 ★Texas Ratio: 29.33% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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123 Bell Street, Coolidge, TX 76635 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 0.3% | 100% | $75,000 | |
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406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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5657 Buffalo Gap Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
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805 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 33.3% | $445,000 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Interlinc Mortgage Services, LLC
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Conventional, FHA, VA | 10 | 2.8% | 76.9% | $436,000 | |
SWBC Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 8 | 2.3% | 100% | $466,250 | |
Nationstar Mortgage
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Conventional | 5 | 1.4% | 100% | $291,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 5 | 1.4% | 100% | $429,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 4 | 1.1% | 100% | $500,000 | |
Sfmc, LP
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FHA | 2 | 0.6% | 100% | $385,000 | |
Network Funding, L.P.
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Conventional | 2 | 0.6% | 100% | $250,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $535,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.3% | 50% | $185,000 | |
First National Bank of Bellville
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Conventional, Jumbo | 1 | 0.3% | 100% | $505,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.3% | 100% | $545,000 | |
DHI Mortgage Company, LTD.
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 48 | 13.7% | 96.1% | $452,708 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 20 | 5.7% | 95.2% | $429,500 | |
Cadence Bank
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Conventional, FHA, VA, Jumbo, HELOC | 13 +4 HELOCs |
3.7% | 86.7% | $753,461 | |
Mortgage Research Center
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Conventional, VA, Jumbo | 11 | 3.1% | 73.3% | $504,090 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 9 | 2.6% | 90% | $346,111 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 9 | 2.6% | 69.2% | $308,333 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA, HELOC | 8 +1 HELOCs |
2.3% | 47.4% | $361,250 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 7 | 2% | 50% | $103,571 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 6 | 1.7% | 100% | $405,000 | |
Newrez LLC
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Conventional, VA | 5 | 1.4% | 83.3% | $397,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 4 | 1.1% | 100% | $417,500 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, VA | 4 | 1.1% | 100% | $632,500 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 4 | 1.1% | 100% | $425,000 | |
Paramount Residential Mortgage
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Conventional, VA | 4 | 1.1% | 100% | $360,000 | |
Residential Wholesale Mortgage
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Conventional, FHA, VA | 3 | 0.9% | 100% | $285,000 | |
Freedom Mortgage Corporation
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VA | 3 | 0.9% | 100% | $415,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 3 | 0.9% | 75% | $365,000 | View |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 0.9% | 100% | $455,000 | |
Synergy One Lending, Inc.
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Conventional, VA | 3 | 0.9% | 100% | $271,666 | |
Pentagon Federal Credit Union
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VA, HELOC | 2 +2 HELOCs |
0.6% | 100% | $665,000 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $220,000 | |
Lakeview Loan Servicing, LLC
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VA | 2 | 0.6% | 50% | $500,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 0.6% | 37.5% | $150,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
VA | 2 | 0.6% | 100% | $295,000 | View |
Bay Equity LLC
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Conventional, VA, Jumbo | 2 | 0.6% | 100% | $725,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.6% | 100% | $360,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $565,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.6% | 66.7% | $400,000 | |
Farmers Insurance Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $75,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Acrisure Mortgage, LLC
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VA | 1 | 0.3% | 100% | $435,000 | |
Equity Prime Mortgage LLC
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VA, Jumbo | 1 | 0.3% | 100% | $995,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.3% | 100% | $765,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 50% | $405,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $595,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.3% | 100% | $675,000 | View |
Redwood Residential Acquisition Corporation
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Conventional | 1 | 0.3% | 100% | $615,000 | |
First Stardand Financial dba Nexcap Home Loans
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.3% | 100% | $155,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Empeople Credit Union
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $965,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
Mutual of Omaha Mortgage
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VA | 1 | 0.3% | 100% | $505,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $975,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.3% | 100% | $555,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.3% | 100% | $605,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Salado Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Salado, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Salado? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Salado in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Salado, TX
Use these to narrow the list above. Each category shows how many Salado, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Salado, TX
Independent mortgage companies closed 62.7 percent of home loans in Salado, Texas in 2025, banks 27.9 percent and credit unions 9.4 percent. Spark Mortgage, LLC was the largest mortgage company, PNC Bank N.A. the largest bank and Texell Credit Union the largest credit union. Among lenders headquartered in Texas, First National Bank Texas led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Salado, TX
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Salado, Texas with 0 loans, about 0 percent of the market. The largest lender headquartered in Texas was First National Bank Texas with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Salado, Texas in 2025, led by First National Bank Texas with 9. 38 lenders closed VA loans, led by Fairway Independent Mort Corp. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 15 credit unions closed home loans in Salado, Texas in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Salado, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Salado, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Salado. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
