Mortgage Lenders and Brokers in Plainview, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Plainview, Texas mortgage lenders include Prosperity BankProsperity Bank3301 Olton Rd, Plainview, TX 79072A+5.0 ★Texas Ratio: 1.58%, Wells Fargo Bank NAWells Fargo Bank NA205 W 5th St, Plainview, TX 79072A+5.0 ★Texas Ratio: 5.36%, Centennial BankCentennial Bank3201 Olton Rd, Plainview, TX 79072A+5.0 ★Texas Ratio: 3.14%, First United BankFirst United Bank3000 Olton Rd, Plainview, TX 79072A+5.0 ★Texas Ratio: 3.01%, Western BankWestern Bank1010 Kermit St, Plainview, TX 79072A5.0 ★Texas Ratio: 10.93%, First National Bank TexasFirst National Bank Texas1501 N I27, Plainview, TX 79072A4.7 ★Texas Ratio: 3.20%, West Texas National BankWest Texas National Bank3320 3322 Olton Road, Plainview, TX 79072A5.0 ★Texas Ratio: 10.35%, Texas Tech Federal Credit UnionTexas Tech Federal Credit Union4001 Catclaw Dr, Abilene, TX 79606, Alliance Credit UnionAlliance Credit Union9404 Hillside Rd, Amarillo, TX 79119A+5.0 ★Texas Ratio: 4.84%, and Amarillo National BankAmarillo National Bank1500 S Coulter St, Amarillo, TX 79106A5.0 ★Texas Ratio: 9.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Plainview, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Plainview are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Plainview, Texas
Market share is the lender's share of all home loans closed in Plainview, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Plainview 3301 Olton Rd, Plainview, TX 79072 A+5.0 ★Texas Ratio: 1.58% |
Conventional, FHA, HELOC | 30 +2 HELOCs |
16.9% | 66% | $147,333 | View |
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1 office in Plainview 205 W 5th St, Plainview, TX 79072 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 1.7% | 75% | $115,000 | View |
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2 offices in Plainview 3201 Olton Rd, Plainview, TX 79072 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA | 3 | 1.7% | 42.9% | $168,333 | View |
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1 office in Plainview 3000 Olton Rd, Plainview, TX 79072 A+5.0 ★Texas Ratio: 3.01% |
FHA, USDA | 2 | 1.1% | 100% | $120,000 | View |
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1 office in Plainview 1010 Kermit St, Plainview, TX 79072 A5.0 ★Texas Ratio: 10.93% |
Conventional | 2 | 1.1% | 25% | $115,000 | View |
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1 office in Plainview 1501 N I27, Plainview, TX 79072 A4.7 ★Texas Ratio: 3.20% |
USDA | 1 | 0.6% | 100% | $135,000 | View |
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3320 3322 Olton Road, Plainview, TX 79072 A5.0 ★Texas Ratio: 10.35% |
Conventional | 6 | 3.4% | 100% | $110,000 | View |
Texas Tech Federal Credit Union
4001 Catclaw Dr, Abilene, TX 79606 |
Conventional, FHA | 6 | 3.4% | 100% | $196,666 | |
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9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
2.8% | 100% | $187,000 | View |
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1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.1% | 75% | $255,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
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621 W Saint Johns Ave, Austin, TX 78752 2315 A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 0.6% | 100% | $25,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
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4400 W Interstate 40, Amarillo, TX 79106 5940 A+5.0 ★Texas Ratio: 3.97% |
Conventional | 1 | 0.6% | 50% | $75,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $275,000 | View |
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1301 Highway 59 N, Bowie, TX 76230 D3.2 ★Texas Ratio: 37.23% |
Conventional | 1 | 0.6% | 100% | $265,000 | View |
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5000 N FM 1912, Amarillo, TX 79108 A5.0 ★Texas Ratio: 7.26% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
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3000 Olton Rd, Plainview, TX 79072 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
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6401 Bell St, Amarillo, TX 79109 A+5.0 ★Texas Ratio: 2.21% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Right Start Mortgage, Inc
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Conventional, FHA, VA, USDA | 19 | 10.7% | 95% | $157,105 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA, USDA | 15 | 8.5% | 93.8% | $201,666 | |
Nationstar Mortgage
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Conventional | 3 | 1.7% | 100% | $131,666 | |
Primelending
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Conventional | 2 | 1.1% | 100% | $200,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.6% | 100% | $225,000 | |
T2 Financial LLC
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Conventional, FHA, USDA | 11 | 6.2% | 92.3% | $176,818 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 9 | 5.1% | 66.7% | $146,111 | View |
United Wholesale Mortgage
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Conventional, FHA | 7 | 4% | 87.5% | $199,285 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 2.8% | 85.7% | $157,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.8% | 100% | $247,000 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 2.3% | 66.7% | $107,500 | |
Mortgage Research Center
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VA | 4 | 2.3% | 66.7% | $195,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 1.7% | 100% | $105,000 | |
American Financial Resources LLC
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FHA, USDA | 2 | 1.1% | 100% | $160,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 1.1% | 100% | $225,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 1.1% | 100% | $310,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.6% | 100% | $145,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.6% | 100% | $245,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 33.3% | $45,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $105,000 | |
American Financial Network, Inc.
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USDA | 1 | 0.6% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
Flat Branch Mortgage, Inc.
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FHA | 1 | 0.6% | 50% | $235,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $85,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $75,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.6% | 50% | $225,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 50% | $95,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.6% | 100% | $105,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 50% | $65,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Plainview Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Plainview, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Plainview? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Plainview in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Plainview, TX
Use these to narrow the list above. Each category shows how many Plainview, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Plainview, TX
Independent mortgage companies closed 59.3 percent of home loans in Plainview, Texas in 2025, banks 32.2 percent and credit unions 8.5 percent. Right Start Mortgage, Inc was the largest mortgage company, Prosperity Bank the largest bank and Texas Tech Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Prosperity Bank led with 30 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Plainview, TX
By home loans closed in 2025, Prosperity Bank was the largest mortgage lender in Plainview, Texas with 30 loans, about 16.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Plainview, Texas in 2025, led by Prosperity Bank with 8. 9 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 8 credit unions closed home loans in Plainview, Texas in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Plainview, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Plainview, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Plainview. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
