Mortgage Lenders and Brokers in Pilot Point, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pilot Point, Texas mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association700 S Highway 377, Pilot Point, TX 76258A+5.0 ★Texas Ratio: 2.27%, PointbankPointbank200 S Highway 377, Pilot Point, TX 76258A5.0 ★Texas Ratio: 12.67%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, DatcuDatcu8131 Gateway Dr, Argyle, TX 76226A+5.0 ★Texas Ratio: 0.64%, Texas Regional BankTexas Regional Bank1001 Congress Ave, Austin, TX 78701A5.0 ★Texas Ratio: 7.25%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, and Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pilot Point, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pilot Point are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pilot Point, Texas
Market share is the lender's share of all home loans closed in Pilot Point, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1 office in Pilot Point 700 S Highway 377, Pilot Point, TX 76258 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
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200 S Highway 377, Pilot Point, TX 76258 A5.0 ★Texas Ratio: 12.67% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1.9% | 100% | $305,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional, FHA | 3 | 1.9% | 100% | $295,000 | View |
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8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 2 | 1.3% | 66.7% | $110,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional | 2 | 1.3% | 100% | $190,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $65,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.6% | 50% | $845,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 0.6% | 100% | $325,000 | |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
USDA | 1 | 0.6% | 100% | $355,000 | View |
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1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.6% | 100% | $455,000 | |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
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3720 Jefferson St, Austin, TX 78731 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
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325 S Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 8.39% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
FHA | 1 | 0.6% | 100% | $365,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 50 | 32.5% | 86.2% | $286,200 | |
Ark-La-Tex Financial Services LLC
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FHA, VA | 2 | 1.3% | 100% | $310,000 | |
Primelending
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VA | 1 | 0.6% | 100% | $325,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Sfmc, LP
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FHA | 1 | 0.6% | 100% | $305,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.6% | 100% | $285,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.6% | 100% | $325,000 | |
Gardner Financial Services
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Conventional | 1 | 0.6% | 50% | $265,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $305,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 10 | 6.5% | 76.9% | $279,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 5.2% | 80% | $323,750 | |
Nfm, Inc
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Conventional, FHA | 8 | 5.2% | 100% | $398,750 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 4 | 2.6% | 100% | $377,500 | |
Planet Home Lending, LLC
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Conventional, FHA | 4 | 2.6% | 100% | $167,500 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 2 | 1.3% | 100% | $135,000 | View |
Freedom Mortgage Corporation
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VA, Jumbo | 2 | 1.3% | 100% | $550,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.3% | 100% | $205,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 1.3% | 66.7% | $290,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.3% | 100% | $130,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 1.3% | 100% | $300,000 | |
Great Plains National Bank
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Conventional | 2 | 1.3% | 100% | $240,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.3% | 100% | $230,000 | |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $315,000 | |
American Financial Resources LLC
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VA | 1 | 0.6% | 100% | $295,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.6% | 100% | $235,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.6% | 100% | $365,000 | |
Goodleap, LLC
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Conventional | 1 | 0.6% | 100% | $185,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.6% | 100% | $565,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.6% | 20% | $135,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.6% | 50% | $175,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.6% | 100% | $305,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 0.6% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
FHA | 1 | 0.6% | 100% | $295,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.6% | 100% | $245,000 | View |
Discover Bank
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Strong Home Mortgage, LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $845,000 | |
Weichert Financial Services
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $365,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $475,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.6% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.6% | 50% | $325,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.6% | 100% | $285,000 | View |
Top Flite Financial, Inc.
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Conventional | 1 | 0.6% | 100% | $405,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.6% | 100% | $165,000 |
Pilot Point Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pilot Point, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Pilot Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pilot Point in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pilot Point, TX
Use these to narrow the list above. Each category shows how many Pilot Point, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Pilot Point, TX
Independent mortgage companies closed 81.2 percent of home loans in Pilot Point, Texas in 2025, banks 16.2 percent and credit unions 2.6 percent. Everett Financial, Inc. was the largest mortgage company, Southstate Bank, National Association the largest bank and Datcu the largest credit union. Among lenders headquartered in Texas, Pointbank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pilot Point, TX
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Pilot Point, Texas with 1 loans, about 0.6 percent of the market. The largest lender headquartered in Texas was Pointbank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Pilot Point, Texas, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 86.2 percent, against a 86.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Pilot Point, Texas in 2025, led by DHI Mortgage Company, LTD. with 31. 12 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 3 credit unions closed home loans in Pilot Point, Texas in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pilot Point, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pilot Point, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pilot Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
