Paris, Texas mortgage lenders include Lamar National BankLamar National Bank200 S Collegiate Dr, Paris, TX 75460A+5.0 ★Texas Ratio: 3.01%, Farmers Bank & TrustFarmers Bank & Trust3000 Lamar Ave, Paris, TX 75460A5.0 ★Texas Ratio: 11.09%, Glacier BankGlacier Bank1950 Ne Loop 286, Paris, TX 75460A+5.0 ★Texas Ratio: 1.87%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC11 South Plz, Paris, TX 75460 5747A+5.0 ★Texas Ratio: 3.34%, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union1910 NE Loop 286, Paris, TX 75460A+5.0 ★Texas Ratio: 4.75%, NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, and The City National Bank of Sulphur SpringsThe City National Bank of Sulphur Springs101 W Main St, Atlanta, TX 75551A+5.0 ★Texas Ratio: 1.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Paris, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Paris are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Paris, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
200 S Collegiate Dr, Paris, TX 75460 A+5.0 ★Texas Ratio: 3.01% |
Conventional | 9 | 3.6% | 60% | $168,333 | View |
|
2 offices in Paris 3000 Lamar Ave, Paris, TX 75460 A5.0 ★Texas Ratio: 11.09% |
Conventional, FHA | 8 | 3.2% | 75% | $316,250 | View |
|
2 offices in Paris 1950 Ne Loop 286, Paris, TX 75460 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, USDA | 3 | 1.2% | 60% | $175,000 | View |
|
11 South Plz, Paris, TX 75460 5747 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 9 | 3.6% | 81.8% | $210,555 | View |
|
1910 NE Loop 286, Paris, TX 75460 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 6 | 2.4% | 85.7% | $145,000 | View |
|
2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional, VA | 4 | 1.6% | 100% | $290,000 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.8% | 66.7% | $120,000 | View |
|
3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 100% | $145,000 | View |
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 2 | 0.8% | 100% | $160,000 | View |
|
101 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 0.4% | 100% | $215,000 | |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.4% | 100% | $305,000 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 50% | $165,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 50% | $205,000 | View |
|
404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
|
108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 1 | 0.4% | 100% | $435,000 | View |
|
209 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
|
1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 0.4% | 50% | $125,000 | View |
|
720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
|
11 South Plz, Paris, TX 75460 5747 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +15 HELOCs |
0% | n/a | View | |
|
792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A-5.0 ★Texas Ratio: 14.15% |
Conventional, FHA, Jumbo | 15 | 5.9% | 94.7% | $241,000 | View |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA | 4 | 1.6% | 100% | $200,000 | |
Sfmc, LP
|
Conventional, FHA, VA | 3 | 1.2% | 100% | $205,000 | |
Primelending
|
Conventional, FHA | 2 | 0.8% | 100% | $125,000 | |
Network Funding, L.P.
|
Conventional, FHA | 2 | 0.8% | 100% | $255,000 | |
Nationstar Mortgage
|
Conventional, FHA | 2 | 0.8% | 50% | $165,000 | |
Click n' Close, Inc.
|
FHA | 1 | 0.4% | 100% | $275,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.4% | 100% | $85,000 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA, HELOC | 29 +1 HELOCs |
11.5% | 75% | $221,896 | View |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 22 | 8.7% | 91.7% | $208,181 | |
Canopy Mortgage, LLC
|
Conventional, FHA, VA | 19 | 7.5% | 95% | $230,263 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 10 | 4% | 100% | $251,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 10 | 4% | 90.9% | $132,000 | |
Mortgage Research Center
|
VA | 10 | 4% | 76.9% | $259,000 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 9 | 3.6% | 84.6% | $159,444 | View |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 6 | 2.4% | 100% | $350,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 5 | 2% | 100% | $227,000 | |
New American Funding, LLC.
|
Conventional, FHA | 5 | 2% | 100% | $129,000 | |
Royal United Mortgage LLC
|
Conventional, USDA | 4 | 1.6% | 66.7% | $125,000 | |
loanDepot.com LLC
|
Conventional, FHA | 4 | 1.6% | 100% | $117,500 | |
Nations Lending Corporation
|
FHA, VA | 4 | 1.6% | 100% | $222,500 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $220,000 | |
Acrisure Mortgage, LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $125,000 | |
American Financial Network, Inc.
|
Conventional | 2 | 0.8% | 100% | $165,000 | |
American Pacific Mortgage Corporation
|
Conventional | 2 | 0.8% | 100% | $435,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 0.8% | 50% | $170,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 0.8% | 100% | $60,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.8% | 66.7% | $110,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 2 | 0.8% | 100% | $225,000 | View |
|
A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.4% | 100% | $205,000 | View |
Newrez LLC
|
Conventional | 1 | 0.4% | 33.3% | $125,000 | |
Nbkc Bank
|
Conventional | 1 | 0.4% | 100% | $375,000 | |
Loansteady LLC
|
Conventional | 1 | 0.4% | 100% | $145,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.4% | 100% | $305,000 | View |
Resicentral LLC
|
Conventional | 1 | 0.4% | 100% | $155,000 | |
Barksdale Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $165,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.4% | 33.3% | $275,000 | View |
Success Mortgage Partners, Inc
|
FHA | 1 | 0.4% | 100% | $375,000 | |
Flexpoint, Inc.
|
Conventional | 1 | 0.4% | 100% | $355,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 0.4% | 100% | $235,000 | |
Franklin Loan Corporation
|
Conventional | 1 | 0.4% | 100% | $165,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $85,000 | |
|
A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
JMAC Lending, Inc.
|
FHA | 1 | 0.4% | 100% | $165,000 | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Paris? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Paris in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Paris, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 68.4 percent of home loans in Paris, Texas in 2025, banks 23.7 percent and credit unions 7.9 percent. Everett Financial, Inc. was the largest mortgage company, Lamar National Bank the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, Lamar National Bank led with 9 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, Lamar National Bank was the largest mortgage lender in Paris, Texas with 9 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Paris, Texas in 2025, led by Guaranteed Rate, Inc. with 13. 13 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 7 credit unions closed home loans in Paris, Texas in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Paris, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Paris, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Paris. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.