Mortgage Lenders and Brokers in Oak Ridge North, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oak Ridge North, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Smart Financial Credit UnionSmart Financial Credit Union3201 W Davis St, Conroe, TX 77304 2039A5.0 ★Texas Ratio: 6.46%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, First Service Credit UnionFirst Service Credit Union3923 5th St, Brookshire, TX 77423A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank3939 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 2.87%, Jsc FCUJsc FCU877 E Highway 6, Alvin, TX 77511A+5.0 ★Texas Ratio: 5.77%, and First Community Credit UnionFirst Community Credit Union1600 E Main St, Alice, TX 78332. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oak Ridge North, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oak Ridge North are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oak Ridge North, Texas
Market share is the lender's share of all home loans closed in Oak Ridge North, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 6 | 3% | 85.7% | $291,666 | View |
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3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $430,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 2 | 1% | 100% | $560,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 2 | 1% | 42.9% | $115,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 2 | 1% | 100% | $385,000 | View |
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3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 2 | 1% | 100% | $155,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $265,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $235,000 | View |
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877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 1 | 0.5% | 100% | $95,000 | |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.5% | 50% | $535,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.5% | 100% | $555,000 | View |
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2225 E Randol Mill Rd, Arlington, TX 76011 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.5% | 33.3% | $465,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 0.5% | 100% | $85,000 | |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
Conventional | 1 | 0.5% | 100% | $535,000 | |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Grace Home Lending, LLC
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Conventional, FHA, VA | 14 | 7% | 100% | $447,142 | |
Interlinc Mortgage Services, LLC
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VA | 1 | 0.5% | 100% | $335,000 | |
Primelending
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FHA | 1 | 0.5% | 100% | $535,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Texas Bay Area Credit Union
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Directions Equity, LLC
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VA | 1 | 0.5% | 100% | $425,000 | |
Network Funding, L.P.
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FHA | 1 | 0.5% | 100% | $345,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Melanie Aguilar
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.5% | 100% | $485,000 | |
Aaxy LLC
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Nationstar Mortgage
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FHA | 1 | 0.5% | 100% | $305,000 | |
Jet HomeLoans, LP
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Conventional, FHA, VA | 27 | 13.6% | 93.5% | $413,518 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 18 | 9% | 78.3% | $210,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 8.5% | 100% | $380,882 | |
Cmg Mortgage Inc
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Conventional, FHA | 9 | 4.5% | 81.8% | $408,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 8 | 4% | 12.1% | $103,750 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 7 | 3.5% | 34.5% | $117,857 | View |
Fairway Independent Mort Corp
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Conventional | 5 | 2.5% | 100% | $441,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 2% | 100% | $512,500 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 3 | 1.5% | 100% | $328,333 | View |
Mortgage Research Center
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VA | 3 | 1.5% | 60% | $448,333 | |
21St Mortgage
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Conventional | 3 | 1.5% | 16.1% | $101,666 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1% | 100% | $415,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1% | 50% | $375,000 | |
American Financial Network, Inc.
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Conventional, VA | 2 | 1% | 100% | $430,000 | |
Provident Funding Associates
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Conventional | 2 | 1% | 100% | $365,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 1% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $465,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
American Financial Resources LLC
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FHA | 1 | 0.5% | 100% | $265,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 50% | $105,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.5% | 100% | $365,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 50% | $305,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $205,000 | |
loanDepot.com LLC
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FHA | 1 | 0.5% | 50% | $205,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.5% | 100% | $395,000 | |
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C+4.1 ★Texas Ratio: 26.20% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
Union Home Mortgage Corp.
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FHA | 1 | 0.5% | 100% | $355,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $545,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $555,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $245,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $765,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $535,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.5% | 100% | $115,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.5% | 100% | $585,000 | View |
Tammac Holdings Corporation
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Conventional | 1 | 0.5% | 26.7% | $125,000 | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oak Ridge North Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oak Ridge North, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Oak Ridge North? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oak Ridge North in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oak Ridge North, TX
Use these to narrow the list above. Each category shows how many Oak Ridge North, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Oak Ridge North, TX
Independent mortgage companies closed 79.9 percent of home loans in Oak Ridge North, Texas in 2025, banks 12.1 percent and credit unions 8 percent. Sente Mortgage, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Smart Financial Credit Union the largest credit union. Among lenders headquartered in Texas, Smart Financial Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oak Ridge North, TX
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Oak Ridge North, Texas with 6 loans, about 3 percent of the market. The largest lender headquartered in Texas was Smart Financial Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Oak Ridge North, Texas in 2025, led by Jet HomeLoans, LP with 8. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 14 credit unions closed home loans in Oak Ridge North, Texas in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oak Ridge North, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oak Ridge North, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oak Ridge North. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
