Mortgage Lenders and Brokers in Oak Point, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oak Point, Texas mortgage lenders include DatcuDatcu8131 Gateway Dr, Argyle, TX 76226A+5.0 ★Texas Ratio: 0.64%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, First BankFirst Bank900 Bailey Ranch Rd, Aledo, TX 76008A5.0 ★Texas Ratio: 6.67%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, and Texas Bank and TrustTexas Bank and Trust449 S Trade Days Blvd, Canton, TX 75103A+5.0 ★Texas Ratio: 3.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oak Point, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oak Point are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oak Point, Texas
Market share is the lender's share of all home loans closed in Oak Point, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64% |
Conventional, HELOC | 6 +1 HELOCs |
1.3% | 85.7% | $245,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 6 | 1.3% | 85.7% | $536,666 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional, VA, Jumbo | 6 | 1.3% | 100% | $626,666 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.9% | 100% | $397,500 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 4 | 0.9% | 100% | $330,000 | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +7 HELOCs |
0.7% | 66.7% | $135,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, Jumbo | 3 | 0.7% | 100% | $548,333 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +9 HELOCs |
0.4% | 100% | $635,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 0.4% | 100% | $720,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 2 | 0.4% | 100% | $235,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $425,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $65,000 | View |
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14951 Dallas Pkwy, Dallas, TX 75254 A5.0 ★Texas Ratio: 9.53% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,305,000 | View |
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1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.2% | 100% | $65,000 | |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $345,000 | View |
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3720 Jefferson St, Austin, TX 78731 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $195,000 | View |
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2014 W White St, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,895,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,505,000 | View |
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114 W 7th Street Suite 100, Austin, TX 78701 A5.0 ★Texas Ratio: 6.02% |
VA, Jumbo | 1 | 0.2% | 100% | $1,855,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Primelending
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Conventional, VA, Jumbo | 6 | 1.3% | 85.7% | $521,666 | |
Crestmark Mortgage Company, Ltd
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Conventional, FHA, VA | 5 | 1.1% | 100% | $553,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 5 | 1.1% | 100% | $393,000 | |
Sfmc, LP
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Conventional | 4 | 0.9% | 100% | $337,500 | |
Highlands Residential Mortgage, Ltd.
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Conventional, Jumbo | 3 | 0.7% | 100% | $741,666 | |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 75% | $78,333 | |
Certified Funding, L.P.
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Conventional | 3 | 0.7% | 60% | $185,000 | |
Priority Home Mortgage, L.P.
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Conventional | 3 | 0.7% | 100% | $505,000 | |
Right Start Mortgage, Inc
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Conventional, FHA | 2 | 0.4% | 100% | $555,000 | |
Southwest Funding LP
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Conventional, FHA | 2 | 0.4% | 100% | $305,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.2% | 100% | $345,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.2% | 100% | $805,000 | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Taylor Morrison Home Funding, Inc.
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Conventional, FHA, VA | 110 | 24.7% | 93.2% | $444,090 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 34 | 7.6% | 97.2% | $459,411 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA, Jumbo | 28 | 6.3% | 81.1% | $392,142 | View |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 17 | 3.8% | 89.5% | $542,647 | |
Lennar Mortgage, LLC
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Conventional, FHA | 13 | 2.9% | 92.9% | $395,769 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, Jumbo | 7 | 1.6% | 100% | $359,285 | View |
Freedom Mortgage Corporation
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FHA, VA, Jumbo | 6 | 1.3% | 87.5% | $491,666 | |
Pennymac Loan Services LLC
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Conventional, VA | 6 | 1.3% | 50% | $295,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, Jumbo | 6 | 1.3% | 100% | $516,666 | |
Paramount Residential Mortgage
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Conventional, Jumbo | 6 | 1.3% | 100% | $438,333 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 5 | 1.1% | 83.3% | $347,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 1.1% | 100% | $223,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.1% | 100% | $413,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 4 | 0.9% | 100% | $710,000 | |
Newrez LLC
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Conventional, Jumbo | 4 | 0.9% | 66.7% | $530,000 | |
Toll Brothers Mortgage Company
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Conventional, Jumbo | 4 | 0.9% | 72.2% | $707,500 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 4 | 0.9% | 100% | $460,000 | |
Towne Mortgage Company
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Conventional, FHA | 4 | 0.9% | 100% | $222,500 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.7% | 75% | $228,333 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $545,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.7% | 50% | $281,666 | |
Mortgage Research Center
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VA | 3 | 0.7% | 100% | $438,333 | |
Pentagon Federal Credit Union
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Conventional, FHA | 3 | 0.7% | 60% | $368,333 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.7% | 100% | $258,333 | |
Originpoint, LLC
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Conventional | 2 | 0.4% | 100% | $470,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.4% | 100% | $385,000 | |
Goodleap, LLC
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Conventional | 2 | 0.4% | 100% | $315,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.4% | 75% | $545,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 2 | 0.4% | 100% | $990,000 | |
American Financial Network, Inc.
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Conventional, VA | 2 | 0.4% | 100% | $295,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.4% | 100% | $305,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.4% | 100% | $155,000 | |
First Option Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $155,000 | |
Provident Funding Associates
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Conventional | 2 | 0.4% | 100% | $715,000 | |
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A+5.0 ★Texas Ratio: 4.64% |
Conventional, FHA | 2 | 0.4% | 100% | $325,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.4% | 28.6% | $515,000 | |
The Mortgage Link, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $470,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $465,000 | |
Cadence Bank
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,485,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 50% | $355,000 | View |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Fundloans Capital
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,185,000 | |
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A+5.0 ★Texas Ratio: 2.49% |
Conventional, Jumbo | 1 | 0.2% | 100% | $945,000 | View |
Pacific Lending LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 33.3% | $365,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 50% | $455,000 | View |
Kinecta Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $25,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $775,000 | |
General Mortgage Capital Corporation
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,515,000 | |
Assurance Financial Group, L.L.C.
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FHA | 1 | 0.2% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Mortgage Financial Services
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FHA | 1 | 0.2% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 3.64% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $765,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,295,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Better Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $365,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $715,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $525,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 33.3% | $105,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,005,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 25% | $85,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.2% | 25% | $725,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 25% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,335,000 | View |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a |
Oak Point Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oak Point, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Oak Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oak Point in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oak Point, TX
Use these to narrow the list above. Each category shows how many Oak Point, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Oak Point, TX
Independent mortgage companies closed 83.6 percent of home loans in Oak Point, Texas in 2025, banks 12.1 percent and credit unions 4.3 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Datcu the largest credit union. Among lenders headquartered in Texas, Datcu led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oak Point, TX
By home loans closed in 2025, Datcu was the largest mortgage lender in Oak Point, Texas with 6 loans, about 1.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Oak Point, Texas, Taylor Morrison Home Funding, Inc. approved the highest share of completed applications in 2025 at 93.2 percent, against a 86.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Oak Point, Texas in 2025, led by Taylor Morrison Home Funding, Inc. with 23. 20 lenders closed VA loans, led by Taylor Morrison Home Funding, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 12 credit unions closed home loans in Oak Point, Texas in 2025, alongside 78 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oak Point, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oak Point, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oak Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
