Mortgage Lenders and Brokers in Nederland, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Nederland, Texas mortgage lenders include Fivepoint Credit UnionFivepoint Credit Union3700 Skyline Dr, Nederland, TX 77627 8303, Prosperity BankProsperity Bank1022 Nederland Ave, Nederland, TX 77627A+5.0 ★Texas Ratio: 1.58%, Neches Federal Credit UnionNeches Federal Credit Union2623 Nederland Ave, Nederland, TX 77627A+5.0 ★Texas Ratio: 0.97%, Dugood Federal Credit UnionDugood Federal Credit Union4008 N Twin City Hwy, Nederland, TX 77627A+5.0 ★Texas Ratio: 0.43%, Mct Credit UnionMct Credit Union524 N Memorial Fwy, Nederland, TX 77627 7152A+5.0 ★Texas Ratio: 1.72%, Rave Financial Credit UnionRave Financial Credit Union1131 S Memorial Fwy, Nederland, TX 77627A+5.0 ★Texas Ratio: 3.39%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Gulf Credit UnionGulf Credit Union2360 Dowlen Rd, Beaumont, TX 77706A+5.0 ★Texas Ratio: 2.58%, City BankCity Bank4601c Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 1.71%, and Education First Federal Credit UnionEducation First Federal Credit Union740 Fannin St, Beaumont, TX 77701A+5.0 ★Texas Ratio: 3.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Nederland, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Nederland are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Nederland, Texas
Market share is the lender's share of all home loans closed in Nederland, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Fivepoint Credit Union
3700 Skyline Dr, Nederland, TX 77627 8303 |
Conventional | 35 | 10.5% | 94.9% | $146,142 | |
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★ 1 stars, 1 review 2 offices in Nederland 1022 Nederland Ave, Nederland, TX 77627 A+5.0 ★Texas Ratio: 1.58% |
FHA | 1 | 0.3% | 50% | $205,000 | View |
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2623 Nederland Ave, Nederland, TX 77627 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 38 | 11.4% | 90.9% | $148,947 | View |
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4008 N Twin City Hwy, Nederland, TX 77627 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 15 | 4.5% | 94.4% | $165,666 | |
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524 N Memorial Fwy, Nederland, TX 77627 7152 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 10 | 3% | 71.4% | $167,000 | View |
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1131 S Memorial Fwy, Nederland, TX 77627 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 7 | 2.1% | 87.5% | $102,142 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 6 +2 HELOCs |
1.8% | 100% | $145,000 | View |
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2360 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 6 | 1.8% | 100% | $186,666 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional, FHA | 5 | 1.5% | 100% | $249,000 | View |
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740 Fannin St, Beaumont, TX 77701 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 3 | 0.9% | 100% | $98,333 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA, VA | 2 | 0.6% | 100% | $230,000 | |
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8255 Gladys Ave, Beaumont, TX 77706 4004 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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1423 Boston Ave, Nederland, TX 77627 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 25% | $265,000 | View |
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1147 Cantwell Ln, Corpus Christi, TX 78407 A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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701 W Round Bunch Rd, Bridge City, TX 77611 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional, FHA | 3 | 0.9% | 100% | $291,666 | |
Click n' Close, Inc.
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Conventional, FHA, VA | 3 | 0.9% | 100% | $191,666 | |
Nationstar Mortgage
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Conventional | 3 | 0.9% | 100% | $161,666 | |
Network Funding, L.P.
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Conventional, FHA | 2 | 0.6% | 100% | $325,000 | |
Primelending
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FHA | 1 | 0.3% | 100% | $245,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.3% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 37 | 11.1% | 97.4% | $249,324 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 19 | 5.7% | 83.3% | $165,526 | View |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 14 | 4.2% | 100% | $198,571 | |
Kind Lending, LLC
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FHA, VA | 11 | 3.3% | 91.7% | $266,818 | |
New American Funding, LLC.
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Conventional, FHA | 11 | 3.3% | 100% | $172,272 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, VA | 9 | 2.7% | 100% | $203,888 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.8% | 77.8% | $320,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 1.8% | 85.7% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 5 | 1.5% | 100% | $189,000 | View |
Sun West Mortgage Company, Inc
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Conventional, FHA, VA | 5 | 1.5% | 100% | $169,000 | |
Mortgage Research Center
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VA | 5 | 1.5% | 62.5% | $275,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 5 | 1.5% | 100% | $239,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.5% | 100% | $263,000 | |
21St Mortgage
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Conventional | 5 | 1.5% | 83.3% | $91,000 | |
Newrez LLC
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Conventional, FHA | 4 | 1.2% | 100% | $265,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.2% | 100% | $217,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.2% | 57.1% | $240,000 | |
American Financial Network, Inc.
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FHA | 4 | 1.2% | 66.7% | $237,500 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 1.2% | 80% | $255,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.6% | 66.7% | $260,000 | View |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 0.6% | 100% | $145,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.6% | 100% | $165,000 | |
Radius Financial Group Inc
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FHA | 2 | 0.6% | 100% | $280,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $225,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.3% | 80% | $85,000 | View |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $155,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Mortgage Financial Services
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FHA | 1 | 0.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.3% | 100% | $465,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $215,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.3% | 100% | $235,000 | |
The Loan Store, Inc
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FHA | 1 | 0.3% | 100% | $285,000 | |
Lower, LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 33.3% | $15,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Nederland Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Nederland, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Nederland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Nederland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Nederland, TX
Use these to narrow the list above. Each category shows how many Nederland, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Nederland, TX
Independent mortgage companies closed 56.5 percent of home loans in Nederland, Texas in 2025, banks 8.4 percent and credit unions 35.1 percent. Everett Financial, Inc. was the largest mortgage company, Prosperity Bank the largest bank and Fivepoint Credit Union the largest credit union. Among lenders headquartered in Texas, Fivepoint Credit Union led with 35 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Nederland, TX
By home loans closed in 2025, Fivepoint Credit Union was the largest mortgage lender in Nederland, Texas with 35 loans, about 10.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Nederland, Texas in 2025, led by United Wholesale Mortgage with 10. 13 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 10 credit unions closed home loans in Nederland, Texas in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Nederland, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Nederland, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Nederland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
