Mortgage Lenders and Brokers in Navasota, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Navasota, Texas mortgage lenders include Citizens State BankCitizens State Bank9109 Highway 90 S, Navasota, TX 77868A5.0 ★Texas Ratio: 12.20%, Prosperity BankProsperity Bank109 W Washington Ave, Navasota, TX 77868A+5.0 ★Texas Ratio: 1.58%, PNC Bank N.A.PNC Bank N.A.603 E Washington Ave, Navasota, TX 77868A+5.0 ★Texas Ratio: 4.24%, Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA305 E Washington Ave, Navasota, TX 77868A+5.0 ★Texas Ratio: 5.36%, Extraco Banks, NAExtraco Banks, NA2000 N Main St, Belton, TX 76513A+5.0 ★Texas Ratio: 0.26%, and Verabank,N.A.Verabank,N.A.739 E Tyler St, Athens, TX 75751A+5.0 ★Texas Ratio: 5.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Navasota, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Navasota are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Navasota, Texas
Market share is the lender's share of all home loans closed in Navasota, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Navasota 9109 Highway 90 S, Navasota, TX 77868 A5.0 ★Texas Ratio: 12.20% |
Conventional, Jumbo | 9 | 3.9% | 100% | $256,111 | View |
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★ 1 stars, 1 review 1 office in Navasota 109 W Washington Ave, Navasota, TX 77868 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 5 | 2.1% | 71.4% | $247,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Navasota 603 E Washington Ave, Navasota, TX 77868 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $125,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional, Jumbo | 6 | 2.6% | 100% | $796,666 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional, FHA | 5 | 2.1% | 100% | $213,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, FHA, Jumbo, HELOC | 4 +1 HELOCs |
1.7% | 100% | $407,500 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.3% | 80% | $191,666 | View |
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305 E Washington Ave, Navasota, TX 77868 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.3% | 75% | $205,000 | View |
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2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26% |
Conventional, VA | 2 | 0.9% | 100% | $210,000 | View |
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739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 2 | 0.9% | 100% | $230,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $785,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $35,000 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 1 | 0.4% | 100% | $195,000 | |
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3971 University Dr E, Bryan, TX 77802 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.4% | 50% | $195,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Yoakum National Bank
701 N Wells St, Edna, TX 77957 |
Conventional | 1 | 0.4% | 100% | $135,000 | |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 0.4% | 25% | $35,000 | |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $225,000 | View |
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200 S Main St, Andrews, TX 79714 A5.0 ★Texas Ratio: 12.55% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
FHA | 1 | 0.4% | 100% | $225,000 | View |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
VA | 1 | 0.4% | 100% | $465,000 | |
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4201 Buffalo Gap Road, Abilene, TX 79606 C3.8 ★Texas Ratio: 28.95% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
FHA | 1 | 0.4% | 50% | $235,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 8 | 3.4% | 80% | $251,250 | |
Kangaroo Home Lending, LLC
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FHA | 3 | 1.3% | 100% | $281,666 | |
Sfmc, LP
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Conventional, FHA | 2 | 0.9% | 100% | $250,000 | |
FocusOne Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Republic State Mortgage Company
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FHA | 1 | 0.4% | 100% | $285,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.4% | 22.2% | $225,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.4% | 100% | $605,000 | |
Genway Home Mortgage, Inc.
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Conventional | 1 | 0.4% | 50% | $715,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $585,000 | |
Hometrust Mortgage Company
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FHA | 1 | 0.4% | 50% | $215,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 5.2% | 81.2% | $307,500 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 12 | 5.2% | 52.2% | $242,500 | View |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA | 12 | 5.2% | 86.7% | $263,333 | View |
Cmg Mortgage Inc
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Conventional, FHA, USDA, Jumbo | 9 | 3.9% | 90% | $345,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 7 | 3% | 100% | $310,714 | |
21St Mortgage
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Conventional | 7 | 3% | 53.8% | $155,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, VA | 6 | 2.6% | 100% | $241,666 | |
Kind Lending, LLC
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Conventional, Jumbo | 4 | 1.7% | 80% | $507,500 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 1.7% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 4 | 1.7% | 100% | $307,500 | View |
Mortgage Research Center
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VA, Jumbo | 4 | 1.7% | 80% | $442,500 | |
New Fed Mortgage Corp.
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FHA, VA | 4 | 1.7% | 100% | $245,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 4 | 1.7% | 100% | $292,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 1.7% | 50% | $87,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 1.3% | 100% | $408,333 | |
Residential Wholesale Mortgage
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Conventional, FHA, USDA | 3 | 1.3% | 75% | $238,333 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 1.3% | 100% | $385,000 | |
Nfm, Inc
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Conventional, FHA, Jumbo | 3 | 1.3% | 100% | $438,333 | |
Plaza Home Mortgage, Inc
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Conventional | 3 | 1.3% | 75% | $338,333 | |
Cadence Bank
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Conventional | 2 | 0.9% | 100% | $460,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.9% | 100% | $245,000 | |
Newrez LLC
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FHA | 2 | 0.9% | 33.3% | $270,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 0.9% | 40.9% | $135,000 | View |
United Built Homes, LLC
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Conventional | 2 | 0.9% | 100% | $375,000 | |
Mortgage Financial Services
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Conventional, FHA | 2 | 0.9% | 100% | $320,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.9% | 100% | $305,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 2 | 0.9% | 100% | $235,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 2 | 0.9% | 100% | $915,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 2 | 0.9% | 100% | $205,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.9% | 100% | $450,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $185,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $235,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 50% | $105,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $185,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.4% | 33.3% | $465,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $745,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
American Financial Network, Inc.
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VA | 1 | 0.4% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.4% | 100% | $745,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,055,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
FHA | 1 | 0.4% | 100% | $325,000 | View |
Nextmortgage, LLC
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.4% | 100% | $245,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $415,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Towne Mortgage Company
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FHA | 1 | 0.4% | 100% | $225,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $215,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.4% | 50% | $225,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 |
Navasota Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Navasota, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Navasota? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Navasota in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Navasota, TX
Use these to narrow the list above. Each category shows how many Navasota, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Navasota, TX
Independent mortgage companies closed 75.5 percent of home loans in Navasota, Texas in 2025, banks 21.9 percent and credit unions 2.6 percent. Pilgrim Mortgage LLC was the largest mortgage company, Citizens State Bank the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Texas, Citizens State Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Navasota, TX
By home loans closed in 2025, Citizens State Bank was the largest mortgage lender in Navasota, Texas with 9 loans, about 3.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Navasota, Texas in 2025, led by Inspire Home Loans Inc. with 9. 13 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 7 credit unions closed home loans in Navasota, Texas in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Navasota, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Navasota, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Navasota. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
