Mortgage Lenders and Brokers in Nacogdoches, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Nacogdoches, Texas mortgage lenders include Austin Bank, Texas National AssociationAustin Bank, Texas National Association3120 North St, Nacogdoches, TX 75965A+5.0 ★Texas Ratio: 3.34%, Citizens 1st Bank, Tyler TXCitizens 1st Bank, Tyler TX3010 N University Dr, Nacogdoches, TX 75965A+5.0 ★Texas Ratio: 1.81%, Regions BankRegions Bank300 E Main St, Nacogdoches, TX 75961A+5.0 ★Texas Ratio: 4.37%, Southside BankSouthside Bank1009 N University Dr, Nacogdoches, TX 75961A+5.0 ★Texas Ratio: 0.90%, Texas BankTexas Bank500 North St, Nacogdoches, TX 75961A+5.0 ★Texas Ratio: 3.34%, UbankUbank4822 North St, Nacogdoches, TX 75965A5.0 ★Texas Ratio: 6.23%, Commercial Bank of Texas, NACommercial Bank of Texas, NANacogdoches, TX, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, BOM BankBOM Bank163 Casscaid St, Center, TX 75935A5.0 ★Texas Ratio: 6.40%, and ShelbyShelby1110 Hurst St, Center, TX 75935A5.0 ★Texas Ratio: 8.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Nacogdoches, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Nacogdoches are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Nacogdoches, Texas
Market share is the lender's share of all home loans closed in Nacogdoches, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Nacogdoches 3120 North St, Nacogdoches, TX 75965 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 17 | 4.5% | 78.3% | $289,705 | View |
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1 office in Nacogdoches 3010 N University Dr, Nacogdoches, TX 75965 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 9 | 2.4% | 81.8% | $115,000 | View |
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1 office in Nacogdoches 300 E Main St, Nacogdoches, TX 75961 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
1.3% | 46.2% | $109,000 | View |
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1 office in Nacogdoches 1009 N University Dr, Nacogdoches, TX 75961 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 5 | 1.3% | 50% | $201,000 | View |
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1 office in Nacogdoches 500 North St, Nacogdoches, TX 75961 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 5 | 1.3% | 83.3% | $87,000 | View |
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1 office in Nacogdoches 4822 North St, Nacogdoches, TX 75965 A5.0 ★Texas Ratio: 6.23% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Commercial Bank of Texas, NA
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Conventional, FHA, VA | 55 | 14.5% | 94.6% | $199,727 | |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 8 | 2.1% | 100% | $247,500 | View |
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163 Casscaid St, Center, TX 75935 A5.0 ★Texas Ratio: 6.40% |
Conventional | 3 | 0.8% | 100% | $225,000 | View |
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1110 Hurst St, Center, TX 75935 A5.0 ★Texas Ratio: 8.54% |
Conventional | 3 | 0.8% | 100% | $151,666 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $145,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.5% | 100% | $185,000 | View |
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6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 2 | 0.5% | 100% | $275,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 2 | 0.5% | 100% | $230,000 | View |
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739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 2 | 0.5% | 100% | $155,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 2 | 0.5% | 66.7% | $270,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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220 E 8th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.48% |
FHA | 1 | 0.3% | 100% | $245,000 | View |
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500 North St, Nacogdoches, TX 75961 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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2100 W White St, Anna, TX 75409 A5.0 ★Texas Ratio: 11.09% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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500 North St, Nacogdoches, TX 75961 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Right Start Mortgage, Inc
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Conventional, FHA, VA | 22 | 5.8% | 100% | $212,727 | |
East Texas Professional C.U.
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Conventional | 6 | 1.6% | 54.5% | $58,333 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 6 | 1.6% | 100% | $220,000 | |
Network Funding, L.P.
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Conventional, FHA, VA | 4 | 1.1% | 100% | $197,500 | |
Primelending
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Conventional, VA | 2 | 0.5% | 100% | $235,000 | |
Zippy Loans, LLC
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Conventional | 1 | 0.3% | 25% | $55,000 | |
SWBC Mortgage Corporation
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VA | 1 | 0.3% | 100% | $325,000 | |
Willow Bend Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $345,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $45,000 | |
Southwest Funding LP
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VA | 1 | 0.3% | 100% | $445,000 | |
Hometrust Mortgage Company
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Conventional | 1 | 0.3% | 100% | $465,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 42 | 11.1% | 83% | $192,380 | View |
Cadence Bank
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Conventional, FHA, HELOC | 25 +8 HELOCs |
6.6% | 86.2% | $231,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 4.7% | 90% | $264,444 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 16 | 4.2% | 100% | $210,625 | |
21St Mortgage
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Conventional | 15 | 3.9% | 35.4% | $76,333 | |
Mortgage Research Center
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Conventional, VA | 7 | 1.8% | 88.9% | $190,714 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 5 | 1.3% | 50% | $121,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 5 | 1.3% | 100% | $257,000 | View |
Mortgage Financial Services
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Conventional | 4 | 1.1% | 100% | $220,000 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.8% | 75% | $165,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.8% | 100% | $108,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 0.8% | 100% | $308,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 0.8% | 21.4% | $88,333 | |
American Neighborhood Mortgage Acceptance Company
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FHA, VA | 3 | 0.8% | 100% | $268,333 | |
Pennymac Loan Services LLC
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VA | 2 | 0.5% | 50% | $365,000 | |
American Financing Corporation
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Conventional | 2 | 0.5% | 66.7% | $105,000 | |
Union Home Mortgage Corp.
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FHA | 2 | 0.5% | 100% | $285,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 0.5% | 100% | $260,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.5% | 66.7% | $285,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.5% | 66.7% | $470,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.5% | 50% | $250,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 100% | $95,000 | |
Village Capital & Investment
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VA | 2 | 0.5% | 100% | $230,000 | |
Originpoint, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.3% | 100% | $175,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Newrez LLC
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FHA | 1 | 0.3% | 33.3% | $295,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $305,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 25% | $425,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.3% | 100% | $245,000 | View |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.3% | 16.7% | $95,000 | View |
Synergy One Lending, Inc.
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FHA | 1 | 0.3% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
FHA | 1 | 0.3% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
VanDyk Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $225,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $295,000 | |
CityWorth Mortgage LLC
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FHA | 1 | 0.3% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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A5.0 ★Texas Ratio: 7.48% |
FHA | 1 | 0.3% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.3% | 50% | $115,000 | View |
Pentagon Federal Credit Union
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VA | 1 | 0.3% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $135,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.3% | 100% | $185,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Consumers Credit Union
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Conventional | 1 | 0.3% | 100% | $175,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $235,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Nacogdoches Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Nacogdoches, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Nacogdoches? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Nacogdoches in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Nacogdoches, TX
Use these to narrow the list above. Each category shows how many Nacogdoches, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Nacogdoches, TX
Independent mortgage companies closed 53.2 percent of home loans in Nacogdoches, Texas in 2025, banks 42.4 percent and credit unions 4.5 percent. Right Start Mortgage, Inc was the largest mortgage company, Austin Bank, Texas National Association the largest bank and Gulf Coast Educators Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Austin Bank, Texas National Association led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Nacogdoches, TX
By home loans closed in 2025, Austin Bank, Texas National Association was the largest mortgage lender in Nacogdoches, Texas with 17 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Nacogdoches, Texas, Commercial Bank of Texas, NA approved the highest share of completed applications in 2025 at 94.6 percent, against a 77.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Nacogdoches, Texas in 2025, led by Right Start Mortgage, Inc with 12. 18 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 9 credit unions closed home loans in Nacogdoches, Texas in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Nacogdoches, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Nacogdoches, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Nacogdoches. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
