Mortgage Lenders and Brokers in Mount Vernon, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Vernon, Texas mortgage lenders include First National Bank of East TexasFirst National Bank of East Texas824 Highway 37 S, Mount Vernon, TX 75457A5.0 ★Texas Ratio: 12.71%, Glacier BankGlacier Bank305 South Highway 37, Mount Vernon, TX 75457A+5.0 ★Texas Ratio: 1.87%, Alliance BankAlliance Bank306 State Highway 37 South, Mount Vernon, TX 75457A+5.0 ★Texas Ratio: 4.84%, The City National Bank of Sulphur SpringsThe City National Bank of Sulphur Springs101 W Main St, Atlanta, TX 75551A+5.0 ★Texas Ratio: 1.12%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Texas Heritage National BankTexas Heritage National Bank107 Webb St, Daingerfield, TX 75638A5.0 ★Texas Ratio: 11.57%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Pilgrim BankPilgrim Bank123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, Farmers Bank & TrustFarmers Bank & Trust2100 W White St, Anna, TX 75409A5.0 ★Texas Ratio: 11.09%, and US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Vernon, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Vernon are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Vernon, Texas
Market share is the lender's share of all home loans closed in Mount Vernon, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mount Vernon 824 Highway 37 S, Mount Vernon, TX 75457 A5.0 ★Texas Ratio: 12.71% |
Conventional | 7 | 4.6% | 90.9% | $123,571 | View |
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1 office in Mount Vernon 305 South Highway 37, Mount Vernon, TX 75457 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
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306 State Highway 37 South, Mount Vernon, TX 75457 A+5.0 ★Texas Ratio: 4.84% |
Conventional, Jumbo | 16 | 10.5% | 76.9% | $289,375 | View |
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101 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 6 | 3.9% | 75% | $346,666 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 3 | 2% | 100% | $168,333 | View |
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107 Webb St, Daingerfield, TX 75638 A5.0 ★Texas Ratio: 11.57% |
Conventional | 3 | 2% | 100% | $205,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.3% | 100% | $470,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 2 | 1.3% | 100% | $145,000 | View |
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2100 W White St, Anna, TX 75409 A5.0 ★Texas Ratio: 11.09% |
Conventional, Jumbo | 2 | 1.3% | 100% | $605,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 50% | $465,000 | View |
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12900 Preston Rd, Dallas, TX 75230 A5.0 ★Texas Ratio: 10.34% |
Conventional, Jumbo | 1 | 0.7% | 100% | $2,805,000 | View |
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1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
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1810 N Major Dr, Beaumont, TX 77713 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0.7% | 100% | $45,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.7% | 100% | $215,000 | View |
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104 Highway 155, Avinger, TX 75630 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $555,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
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105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 0.7% | 50% | $65,000 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.7% | 100% | $305,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, USDA, Jumbo | 10 | 6.6% | 100% | $460,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 5 | 3.3% | 100% | $145,000 | View |
Integrity Mortgage Corporation of Texas
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Conventional, VA | 2 | 1.3% | 100% | $375,000 | |
Willow Bend Mortgage Company, LLC
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Conventional | 1 | 0.7% | 100% | $805,000 | |
Sfmc, LP
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Conventional | 1 | 0.7% | 100% | $565,000 | |
East Texas Professional C.U.
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Conventional | 1 | 0.7% | 100% | $95,000 | |
Cypress Bank State Savings Bank
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Conventional | 1 | 0.7% | 50% | $35,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Gsb Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $115,000 | |
Southwest Funding LP
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FHA | 1 | 0.7% | 100% | $465,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 14 | 9.2% | 83.3% | $209,285 | View |
United Wholesale Mortgage
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Conventional, VA | 6 | 3.9% | 85.7% | $238,333 | |
21St Mortgage
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Conventional | 6 | 3.9% | 40% | $98,333 | |
Newrez LLC
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Conventional, FHA, Jumbo | 4 | 2.6% | 66.7% | $350,000 | |
Pennymac Loan Services LLC
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Conventional | 4 | 2.6% | 80% | $155,000 | |
CrossCountry Mortgage, LLC
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Conventional, USDA | 3 | 2% | 75% | $278,333 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 2% | 76.9% | $108,333 | View |
Mortgage Research Center
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VA | 3 | 2% | 100% | $335,000 | |
Fairway Independent Mort Corp
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FHA | 3 | 2% | 100% | $185,000 | |
Cadence Bank
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Conventional, Jumbo | 2 | 1.3% | 100% | $845,000 | |
American Financing Corporation
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Conventional | 2 | 1.3% | 66.7% | $400,000 | |
Nations Lending Corporation
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Conventional | 2 | 1.3% | 100% | $185,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 1.3% | 100% | $150,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.3% | 25% | $140,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 1.3% | 100% | $715,000 | View |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 0.7% | 100% | $975,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $405,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.7% | 100% | $365,000 | |
Legacy Mortgage
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FHA | 1 | 0.7% | 100% | $295,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Resicentral LLC
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Conventional | 1 | 0.7% | 100% | $315,000 | |
Redwood Residential Acquisition Corporation
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,195,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 50% | $35,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.7% | 100% | $325,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.7% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.7% | 100% | $335,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.7% | 100% | $95,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $335,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 100% | $205,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.7% | 100% | $205,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.7% | 100% | $475,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.7% | 100% | $165,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mount Vernon Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Vernon, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Mount Vernon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Vernon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Vernon, TX
Use these to narrow the list above. Each category shows how many Mount Vernon, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Vernon, TX
Independent mortgage companies closed 55.9 percent of home loans in Mount Vernon, Texas in 2025, banks 40.8 percent and credit unions 3.3 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, First National Bank of East Texas the largest bank and Houston Police Federal Credit Union the largest credit union. Among lenders headquartered in Texas, First National Bank of East Texas led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Vernon, TX
By home loans closed in 2025, First National Bank of East Texas was the largest mortgage lender in Mount Vernon, Texas with 7 loans, about 4.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Mount Vernon, Texas in 2025, led by Highlands Residential Mortgage, Ltd. with 3. 6 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 6 credit unions closed home loans in Mount Vernon, Texas in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Vernon, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Vernon, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Vernon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
