Mortgage Lenders and Brokers in Montgomery, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Montgomery, Texas mortgage lenders include First Financial BankFirst Financial Bank14125 Liberty St, Montgomery, TX 77316A+5.0 ★Texas Ratio: 3.74%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA18801 Highway 105 W, Montgomery, TX 77356A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.20800 Eva St, Montgomery, TX 77356A+5.0 ★Texas Ratio: 3.72%, Austin Bank, Texas National AssociationAustin Bank, Texas National Association18405 Highway 105 W, Montgomery, TX 77356A+5.0 ★Texas Ratio: 3.34%, PNC Bank N.A.PNC Bank N.A.765 Fish Creek Thoroughfare, Montgomery, TX 77316A+5.0 ★Texas Ratio: 4.24%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%, and Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Montgomery, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Montgomery are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Montgomery, Texas
Market share is the lender's share of all home loans closed in Montgomery, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Montgomery 14125 Liberty St, Montgomery, TX 77316 A+5.0 ★Texas Ratio: 3.74% |
Conventional, Jumbo, HELOC | 8 +6 HELOCs |
2% | 100% | $371,250 | View |
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1 office in Montgomery 18801 Highway 105 W, Montgomery, TX 77356 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 6 | 1.5% | 100% | $688,333 | View |
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1 office in Montgomery 20800 Eva St, Montgomery, TX 77356 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 3 +7 HELOCs |
0.8% | 83.3% | $818,333 | View |
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1 office in Montgomery 18405 Highway 105 W, Montgomery, TX 77356 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.3% | 33.3% | $305,000 | View |
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★ 1.7 stars, 3 reviews 3 offices in Montgomery 765 Fish Creek Thoroughfare, Montgomery, TX 77316 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional, Jumbo | 5 | 1.3% | 100% | $1,065,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 4 +2 HELOCs |
1% | 40% | $432,500 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.8% | 75% | $245,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 3 | 0.8% | 75% | $745,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $450,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.5% | 100% | $495,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 2 | 0.5% | 100% | $480,000 | |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
Conventional | 2 | 0.5% | 66.7% | $125,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 2 | 0.5% | 100% | $675,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $85,000 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 1 | 0.3% | 100% | $655,000 | |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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1400 Franklin St, Houston, TX 77002 2147 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
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1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.3% | 100% | $655,000 | |
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2211 S Day St, Brenham, TX 77833 A5.0 ★Texas Ratio: 8.69% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,305,000 | View |
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3971 University Dr E, Bryan, TX 77802 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.3% | 100% | $535,000 | View |
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11220 N Lamar Blvd, Austin, TX 78753 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 0.3% | 50% | $65,000 | |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $775,000 | View |
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1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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1810 N Major Dr, Beaumont, TX 77713 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0.3% | 50% | $145,000 | View |
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200 Crescent Ct, Dallas, TX 75201 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.3% | 100% | $825,000 | View |
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3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Primelending
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Conventional, VA, Jumbo | 7 | 1.8% | 87.5% | $602,142 | |
Clm Mortgage, Inc
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Conventional, FHA, VA | 5 | 1.3% | 100% | $393,000 | |
SWBC Mortgage Corporation
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Conventional, VA | 3 | 0.8% | 100% | $465,000 | |
Certified Funding, L.P.
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Conventional | 3 | 0.8% | 100% | $161,666 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 0.92% |
Conventional, FHA | 2 | 0.5% | 100% | $260,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.5% | 100% | $265,000 | |
PrimeLending Ventures LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Orchard Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.3% | 50% | $285,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 20% | $185,000 | |
Stellar Bank
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Brazos Valley Schools Credit U
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Hometrust Mortgage Company
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Pulte Mortgage LLC
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Conventional, FHA, VA | 38 | 9.6% | 68.4% | $281,052 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 29 | 7.3% | 100% | $463,620 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA, Jumbo | 26 | 6.5% | 83.9% | $328,076 | View |
K. Hovnanian American Mortgage
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Conventional, FHA, VA | 15 | 3.8% | 93.8% | $425,000 | |
21St Mortgage
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Conventional | 14 | 3.5% | 31.4% | $100,714 | |
Cadence Bank
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Conventional, VA, Jumbo, HELOC | 12 +2 HELOCs |
3% | 92.3% | $910,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 11 | 2.8% | 100% | $421,363 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 9 | 2.3% | 56.2% | $87,222 | |
Guaranteed Rate, Inc.
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Conventional, FHA, USDA | 6 | 1.5% | 100% | $233,333 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 6 | 1.5% | 62.5% | $120,000 | View |
Cmg Mortgage Inc
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Conventional | 6 | 1.5% | 100% | $440,000 | |
Mortgage Research Center
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Conventional, VA | 6 | 1.5% | 75% | $391,666 | |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 6 | 1.5% | 100% | $228,333 | |
The Loan Store, Inc
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Conventional, FHA, VA | 6 | 1.5% | 100% | $438,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 1.5% | 100% | $266,666 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 5 | 1.3% | 83.3% | $563,000 | View |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 4 +3 HELOCs |
1% | 80% | $270,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 4 | 1% | 100% | $570,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1% | 100% | $265,000 | |
New American Funding, LLC.
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Conventional, HELOC | 3 +1 HELOCs |
0.8% | 75% | $438,333 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.8% | 75% | $78,333 | |
Kind Lending, LLC
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Conventional, VA | 3 | 0.8% | 42.9% | $311,666 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 3 | 0.8% | 100% | $188,333 | View |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 3 | 0.8% | 50% | $168,333 | View |
Tri Pointe Connect, LLC
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Conventional, VA | 3 | 0.8% | 100% | $401,666 | |
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A+5.0 ★Texas Ratio: 3.22% |
FHA, VA | 3 | 0.8% | 100% | $368,333 | View |
American Financial Resources LLC
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FHA, VA | 2 | 0.5% | 100% | $445,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.5% | 66.7% | $50,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.5% | 100% | $620,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.5% | 50% | $450,000 | |
Newrez LLC
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Conventional | 2 | 0.5% | 66.7% | $600,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $190,000 | |
American Financial Network, Inc.
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Conventional, Jumbo | 2 | 0.5% | 60% | $915,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, Jumbo | 2 | 0.5% | 100% | $1,325,000 | View |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.5% | 100% | $345,000 | |
Provident Funding Associates
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Conventional | 2 | 0.5% | 100% | $660,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.5% | 100% | $360,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.5% | 40% | $50,000 | |
Plaza Home Mortgage, Inc
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FHA | 2 | 0.5% | 66.7% | $315,000 | |
Champions Funding, LLC
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Conventional, Jumbo | 2 | 0.5% | 100% | $605,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $655,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $765,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Affordable Mortgage Advisors
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VA | 1 | 0.3% | 100% | $425,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.3% | 50% | $605,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $675,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $405,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $355,000 | |
Liberty Bank
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Technology Credit Union
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Conventional, Jumbo | 1 | 0.3% | 100% | $925,000 | |
Chartway FCU
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Conventional | 1 | 0.3% | 66.7% | $95,000 | |
Homestead Funding Corp.
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VA | 1 | 0.3% | 100% | $555,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $155,000 | |
United Built Homes, LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Mortgage Financial Services
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 50% | $425,000 | |
Bay Equity LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $905,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $315,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.3% | 100% | $235,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 0.3% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.3% | 100% | $475,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $665,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,205,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.3% | 100% | $885,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,065,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.3% | 100% | $765,000 | View |
Tammac Holdings Corporation
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,205,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $235,000 | |
Star One Credit Union
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Conventional | 1 | 0.3% | 100% | $465,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Montgomery Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Montgomery, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Montgomery? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Montgomery in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Montgomery, TX
Use these to narrow the list above. Each category shows how many Montgomery, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Montgomery, TX
Independent mortgage companies closed 75.1 percent of home loans in Montgomery, Texas in 2025, banks 20.9 percent and credit unions 4 percent. Everett Financial, Inc. was the largest mortgage company, First Financial Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Montgomery, TX
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Montgomery, Texas with 8 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Montgomery, Texas in 2025, led by Pulte Mortgage LLC with 19. 23 lenders closed VA loans, led by Pulte Mortgage LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 16 credit unions closed home loans in Montgomery, Texas in 2025, alongside 86 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Montgomery, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Montgomery, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Montgomery. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
