Mortgage Lenders and Brokers in Mineola, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mineola, Texas mortgage lenders include The City National Bank of Sulphur SpringsThe City National Bank of Sulphur Springs200 N Pacific St, Mineola, TX 75773A+5.0 ★Texas Ratio: 1.12%, First National Bank of East TexasFirst National Bank of East Texas100 Nw Loop 564, Mineola, TX 75773A5.0 ★Texas Ratio: 12.71%, Broadstreet BankBroadstreet Bank1224 N Pacific St, Mineola, TX 75773B4.5 ★Texas Ratio: 21.09%, Tib, National AssociationTib, National Association11701 Luna Rd, Farmers Branch, TX 75234A+5.0 ★Texas Ratio: 3.54%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, LibertyOne Credit UnionLibertyOne Credit Union2221 E Lamar Blvd Ste 110, Arlington, TX 76006A5.0 ★Texas Ratio: 8.30%, American National Bank of TexaAmerican National Bank of Texa720 S Greenville Ave, Allen, TX 75002B+4.0 ★Texas Ratio: 2.41%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, and Southside BankSouthside Bank2831 W Park Row Dr, Arlington, TX 76013A+5.0 ★Texas Ratio: 0.90%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mineola, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mineola are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mineola, Texas
Market share is the lender's share of all home loans closed in Mineola, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mineola 200 N Pacific St, Mineola, TX 75773 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 22 | 9.2% | 84.6% | $213,636 | View |
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1 office in Mineola 100 Nw Loop 564, Mineola, TX 75773 A5.0 ★Texas Ratio: 12.71% |
Conventional | 10 | 4.2% | 91.7% | $139,000 | View |
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1 office in Mineola 1224 N Pacific St, Mineola, TX 75773 B4.5 ★Texas Ratio: 21.09% |
Conventional | 9 | 3.8% | 90.9% | $183,888 | View |
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11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional, FHA, VA | 3 | 1.3% | 66.7% | $338,333 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.8% | 100% | $250,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.8% | 100% | $195,000 | View |
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2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30% |
Conventional | 2 | 0.8% | 100% | $230,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 2 | 0.8% | 100% | $440,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.4% | 33.3% | $115,000 | View |
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1515 Fannin St Ste D, Columbus, TX 78934 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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825 S Jackson St, Jacksonville, TX 75766 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
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2105 W Grande Blvd, Tyler, TX 75703 0551 A+5.0 ★Texas Ratio: 4.67% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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713 Us Highway 271 N, Gilmer, TX 75644 C-3.6 ★Texas Ratio: 31.68% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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2014 W White St, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Highlands Residential Mortgage, Ltd.
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Conventional | 2 | 0.8% | 100% | $370,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.8% | 100% | $125,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $180,000 | |
Southwest Funding LP
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Conventional, FHA | 2 | 0.8% | 100% | $80,000 | |
Primelending
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FHA | 1 | 0.4% | 100% | $315,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.4% | 50% | $155,000 | |
Orchard Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 26 | 10.9% | 100% | $273,076 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 26 | 10.9% | 93.5% | $171,538 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 14 | 5.9% | 75% | $190,000 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA | 10 | 4.2% | 100% | $235,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 2.9% | 100% | $212,142 | |
21St Mortgage
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Conventional | 7 | 2.9% | 35% | $139,285 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 2.5% | 75% | $158,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 2.1% | 100% | $321,000 | |
Mortgage Research Center
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VA | 5 | 2.1% | 83.3% | $285,000 | |
Freedom Mortgage Corporation
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VA | 4 | 1.7% | 100% | $337,500 | |
Platinum Eagle Mortgage, LLC
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Conventional | 4 | 1.7% | 100% | $360,000 | |
Guaranteed Rate, Inc.
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FHA, VA, USDA | 3 | 1.3% | 100% | $251,666 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 1.3% | 57.1% | $215,000 | |
PHH Mortgage Corporation
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Conventional, VA | 3 | 1.3% | 75% | $318,333 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 3 | 1.3% | 100% | $91,666 | View |
Summit Funding.Inc
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Conventional, FHA | 3 | 1.3% | 100% | $181,666 | |
Cadence Bank
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Conventional | 2 | 0.8% | 100% | $330,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 2 | 0.8% | 100% | $115,000 | View |
Canopy Mortgage, LLC
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FHA, VA | 2 | 0.8% | 100% | $250,000 | |
Greenbox Loans
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Conventional | 2 | 0.8% | 100% | $180,000 | |
Planet Home Lending, LLC
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Conventional | 2 | 0.8% | 100% | $290,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.8% | 100% | $280,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.8% | 42.9% | $95,000 | |
Plaza Home Mortgage, Inc
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Conventional, VA | 2 | 0.8% | 100% | $350,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $55,000 | |
Primary Residential Mortgage, INC.
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VA | 1 | 0.4% | 100% | $205,000 | |
Newrez LLC
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VA | 1 | 0.4% | 50% | $205,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $175,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $465,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.4% | 72.2% | $65,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 0.4% | 33.3% | $45,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
United Built Homes, LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.4% | 100% | $645,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.4% | 100% | $775,000 | |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional | 1 | 0.4% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
VA | 1 | 0.4% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.4% | 25% | $105,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.4% | 25% | $55,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.4% | 100% | $225,000 | View |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $225,000 |
Mineola Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mineola, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Mineola? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mineola in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mineola, TX
Use these to narrow the list above. Each category shows how many Mineola, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Mineola, TX
Independent mortgage companies closed 69 percent of home loans in Mineola, Texas in 2025, banks 26.8 percent and credit unions 4.2 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, The City National Bank of Sulphur Springs the largest bank and LibertyOne Credit Union the largest credit union. Among lenders headquartered in Texas, The City National Bank of Sulphur Springs led with 22 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mineola, TX
By home loans closed in 2025, The City National Bank of Sulphur Springs was the largest mortgage lender in Mineola, Texas with 22 loans, about 9.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Mineola, Texas in 2025, led by Guild Mortgage Company with 9. 18 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 9 credit unions closed home loans in Mineola, Texas in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mineola, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mineola, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mineola. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
