Mortgage Lenders and Brokers in Lorena, Texas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Lorena, Texas mortgage lenders include Central National BankCentral National Bank835 W 6th St, Austin, TX 78703A+5.0 ★Texas Ratio: 1.00%, Susser BankSusser Bank2326 W Pleasant Ridge Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 3.02%, First National Bank of McgregorFirst National Bank of Mcgregor401 S Main St, Mc Gregor, TX 76657C3.8 ★Texas Ratio: 29.33%, First National Bank of Central TexasFirst National Bank of Central Texas1645 Greens Prairie Rd W, College Station, TX 77845A+5.0 ★Texas Ratio: 0.97%, Genco Federal Credit UnionGenco Federal Credit Union230 N Frontage Rd, Lorena, TX 76655A+5.0 ★Texas Ratio: 0.63%, American Bank NAAmerican Bank NA100 S 4th St, Waco, TX 76701A+5.0 ★Texas Ratio: 0.07%, NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%, Spark Mortgage, LLCSpark Mortgage, LLC3201 W Davis St, Conroe, TX 77304 2039A5.0 ★Texas Ratio: 6.46%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, and Community Bank & TrustCommunity Bank & Trust1409 Wooded Acres Dr, Waco, TX 76710A+5.0 ★Texas Ratio: 0.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lorena, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lorena are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lorena, Texas
Market share is the lender's share of all home loans closed in Lorena, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
835 W 6th St, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.00% |
Conventional, Jumbo | 6 | 4.1% | 100% | $323,333 | View |
|
2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 5 | 3.4% | 100% | $453,000 | View |
|
401 S Main St, Mc Gregor, TX 76657 C3.8 ★Texas Ratio: 29.33% |
Conventional | 4 | 2.7% | 100% | $205,000 | View |
|
1645 Greens Prairie Rd W, College Station, TX 77845 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 3 | 2% | 100% | $265,000 | View |
|
230 N Frontage Rd, Lorena, TX 76655 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 3 | 2% | 42.9% | $105,000 | View |
|
100 S 4th St, Waco, TX 76701 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 3 | 2% | 100% | $158,333 | View |
|
2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 2% | 100% | $405,000 | View |
|
3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46% |
Conventional, FHA, VA | 3 | 2% | 100% | $401,666 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.4% | 100% | $145,000 | View |
|
1409 Wooded Acres Dr, Waco, TX 76710 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 2 | 1.4% | 100% | $465,000 | View |
|
201 E Robertson Ave, COPPERAS COVE, TX 76522 A+5.0 ★Texas Ratio: 0.19% |
Conventional | 2 | 1.4% | 100% | $75,000 | View |
|
★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $535,000 | View |
|
13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
|
900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 1 | 0.7% | 100% | $415,000 | View |
|
212 Virginia Ave, Marlin, TX 76661 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.7% | 100% | $225,000 | View |
|
433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77% |
FHA | 1 | 0.7% | 100% | $215,000 | View |
|
2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
FHA | 1 | 0.7% | 100% | $435,000 | View |
|
416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
|
2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.7% | 100% | $765,000 | View |
|
★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
|
2509 Old Denton Rd, Carrollton, TX 75006 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
SWBC Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 11 | 7.5% | 100% | $406,818 | |
Network Funding, L.P.
|
Conventional, FHA | 2 | 1.4% | 100% | $460,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.4% | 100% | $125,000 | |
First Continental Mortgage, Ltd.
|
FHA, VA | 2 | 1.4% | 100% | $460,000 | |
Trinity Oaks Mortgage
|
Conventional, VA | 2 | 1.4% | 100% | $715,000 | |
Primelending
|
Conventional | 1 | 0.7% | 100% | $385,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 11 | 7.5% | 84.6% | $415,909 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional | 9 | 6.1% | 81.8% | $206,111 | View |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 9 | 6.1% | 100% | $315,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 7 | 4.8% | 100% | $323,571 | |
Mortgage Research Center
|
VA | 4 | 2.7% | 57.1% | $297,500 | |
21St Mortgage
|
Conventional | 4 | 2.7% | 80% | $110,000 | |
|
A5.0 ★Texas Ratio: 13.85% |
Conventional | 3 | 2% | 100% | $365,000 | View |
Pennymac Loan Services LLC
|
Conventional, VA | 3 | 2% | 100% | $408,333 | |
American Portfolio Mortgage Corporation
|
Conventional, VA | 2 | 1.4% | 100% | $280,000 | |
Newrez LLC
|
Conventional | 2 | 1.4% | 100% | $230,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 1.4% | 77.8% | $140,000 | View |
loanDepot.com LLC
|
Conventional, VA | 2 | 1.4% | 100% | $405,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 1.4% | 33.3% | $115,000 | |
Cadence Bank
|
Conventional | 1 | 0.7% | 100% | $525,000 | |
Premier Mortgage Resources, LLC
|
Conventional | 1 | 0.7% | 100% | $275,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, Jumbo | 1 | 0.7% | 100% | $975,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $105,000 | |
Guidance Residential, LLC
|
Conventional | 1 | 0.7% | 100% | $585,000 | |
Wallick and Volk, Inc.
|
Conventional | 1 | 0.7% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
Cmg Mortgage Inc
|
Conventional | 1 | 0.7% | 100% | $565,000 | |
Discover Bank
|
Conventional | 1 | 0.7% | 100% | $65,000 | |
Credence Funding Corporation
|
VA | 1 | 0.7% | 100% | $705,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $375,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.7% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.7% | 100% | $295,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.7% | 100% | $305,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.7% | 100% | $305,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.7% | 100% | $295,000 | |
Lower, LLC
|
Conventional | 1 | 0.7% | 100% | $405,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 0.7% | 100% | $115,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.7% | 50% | $465,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 0.7% | 50% | $495,000 | |
Guaranteed Rate, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Lorena Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lorena, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Lorena? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lorena in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lorena, TX
Use these to narrow the list above. Each category shows how many Lorena, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Lorena, TX
Independent mortgage companies closed 66 percent of home loans in Lorena, Texas in 2025, banks 28.6 percent and credit unions 5.4 percent. Spark Mortgage, LLC was the largest mortgage company, Central National Bank the largest bank and Genco Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Central National Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lorena, TX
By home loans closed in 2025, Central National Bank was the largest mortgage lender in Lorena, Texas with 6 loans, about 4.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Lorena, Texas in 2025, led by United Wholesale Mortgage with 3. 14 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 5 credit unions closed home loans in Lorena, Texas in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lorena, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lorena, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lorena. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
