Mortgage Lenders and Brokers in Lampasas, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lampasas, Texas mortgage lenders include First Texas BankFirst Texas Bank100 N Key Ave, Lampasas, TX 76550A+5.0 ★Texas Ratio: 0.00%, Sente Mortgage, Inc.Sente Mortgage, Inc.6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673, University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Tib, National AssociationTib, National Association11701 Luna Rd, Farmers Branch, TX 75234A+5.0 ★Texas Ratio: 3.54%, First Texas BankFirst Texas Bank300 E 1st Ave, Belton, TX 76513A+5.0 ★Texas Ratio: 5.87%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, Capitol Credit UnionCapitol Credit Union11920 Alterra Pkwy, Austin, TX 78758A+5.0 ★Texas Ratio: 5.21%, and First National Bank of EvantFirst National Bank of Evant115 N Memory Ln, Evant, TX 76525. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lampasas, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lampasas are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lampasas, Texas
Market share is the lender's share of all home loans closed in Lampasas, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lampasas 100 N Key Ave, Lampasas, TX 76550 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 17 | 11% | 81% | $138,529 | View |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
Conventional, FHA, USDA | 4 | 2.6% | 100% | $192,500 | |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 3 | 1.9% | 100% | $455,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 1.3% | 100% | $145,000 | View |
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11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 2 | 1.3% | 100% | $480,000 | View |
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300 E 1st Ave, Belton, TX 76513 A+5.0 ★Texas Ratio: 5.87% |
Conventional | 2 | 1.3% | 100% | $255,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $75,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $245,000 | View |
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11920 Alterra Pkwy, Austin, TX 78758 A+5.0 ★Texas Ratio: 5.21% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
First National Bank of Evant
115 N Memory Ln, Evant, TX 76525 |
Conventional | 1 | 0.6% | 100% | $185,000 | |
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1442 E Austin St, Giddings, TX 78942 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.6% | 100% | $615,000 | View |
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10806 Metric Blvd, Austin, TX 78758 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 0.6% | 100% | $115,000 | |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
FHA | 1 | 0.6% | 100% | $205,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
SWBC Mortgage Corporation
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VA | 3 | 1.9% | 100% | $281,666 | |
Nationstar Mortgage
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Conventional, VA | 3 | 1.9% | 100% | $301,666 | |
Network Funding, L.P.
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.6% | 20% | $95,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Certified Funding, L.P.
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Conventional | 1 | 0.6% | 50% | $65,000 | |
Stellar Bank
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Conventional | 1 | 0.6% | 100% | $115,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.6% | 100% | $485,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 17 | 11% | 81% | $292,647 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 12 | 7.8% | 65% | $235,000 | View |
Cadence Bank
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Conventional, HELOC | 8 +3 HELOCs |
5.2% | 75% | $231,250 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 5.2% | 88.9% | $342,500 | |
Cardinal Financial Company, Li
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Conventional, FHA | 5 | 3.2% | 100% | $313,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 2.6% | 66.7% | $272,500 | |
Mortgage Research Center
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VA | 4 | 2.6% | 66.7% | $337,500 | |
Better Mortgage Corporation
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Conventional, FHA, VA | 4 | 2.6% | 100% | $182,500 | |
21St Mortgage
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Conventional | 4 | 2.6% | 57.1% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 2.6% | 57.1% | $150,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 3 | 1.9% | 100% | $151,666 | View |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 1.3% | 100% | $120,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.3% | 66.7% | $230,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 1.3% | 60% | $190,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, VA | 2 | 1.3% | 100% | $220,000 | View |
Cmg Mortgage Inc
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Conventional | 2 | 1.3% | 100% | $270,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 1.3% | 100% | $290,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1.3% | 66.7% | $35,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $155,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.6% | 25% | $245,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.6% | 100% | $325,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.6% | 50% | $495,000 | |
Newrez LLC
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FHA | 1 | 0.6% | 40% | $215,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $135,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.6% | 100% | $275,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.6% | 100% | $225,000 | |
Mortgage Financial Services
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Das Acquisition Company, LLC
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VA | 1 | 0.6% | 100% | $295,000 | |
Intelliloan, Inc.
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VA | 1 | 0.6% | 100% | $265,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.6% | 100% | $315,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.6% | 100% | $725,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Firefighters First Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lampasas Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lampasas, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Lampasas? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lampasas in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lampasas, TX
Use these to narrow the list above. Each category shows how many Lampasas, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Lampasas, TX
Independent mortgage companies closed 66.2 percent of home loans in Lampasas, Texas in 2025, banks 26.6 percent and credit unions 7.1 percent. Sente Mortgage, Inc. was the largest mortgage company, First Texas Bank the largest bank and University Federal Credit Union the largest credit union. Among lenders headquartered in Texas, First Texas Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lampasas, TX
By home loans closed in 2025, First Texas Bank was the largest mortgage lender in Lampasas, Texas with 17 loans, about 11 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Lampasas, Texas in 2025, led by Fairway Independent Mort Corp with 9. 14 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 9 credit unions closed home loans in Lampasas, Texas in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lampasas, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lampasas, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lampasas. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
