Mortgage Lenders and Brokers in Laguna Vista, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Laguna Vista, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Rally Credit UnionRally Credit Union1317 W Frontage Rd, Alamo, TX 78516 2388A+5.0 ★Texas Ratio: 4.20%, Aspire Home LoansAspire Home Loans900 Pershing Ave, Lufkin, TX 75904A+5.0 ★Texas Ratio: 0.15%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Members First Credit UnionMembers First Credit Union5444 S Staples St, Corpus Christi, TX 78411A+5.0 ★Texas Ratio: 1.59%, First Community BankFirst Community Bank470 E Morrison Rd, Brownsville, TX 78526A+5.0 ★Texas Ratio: 0.47%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Synergy Federal Credit UnionSynergy Federal Credit Union1147 Cantwell Ln, Corpus Christi, TX 78407A+5.0 ★Texas Ratio: 1.39%, and First Liberty BankFirst Liberty Bank2600 Dallas Pkwy, Frisco, TX 75034A+5.0 ★Texas Ratio: 0.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Laguna Vista, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Laguna Vista are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Laguna Vista, Texas
Market share is the lender's share of all home loans closed in Laguna Vista, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 11 | 8.9% | 80% | $254,090 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 4 | 3.2% | 100% | $92,500 | View |
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1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20% |
Conventional, Jumbo | 3 | 2.4% | 42.9% | $375,000 | View |
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900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.8% | 100% | $495,000 | View |
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5444 S Staples St, Corpus Christi, TX 78411 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.8% | 100% | $345,000 | View |
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470 E Morrison Rd, Brownsville, TX 78526 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 40% | $275,000 | View |
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1147 Cantwell Ln, Corpus Christi, TX 78407 A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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2600 Dallas Pkwy, Frisco, TX 75034 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 1 | 0.8% | 100% | $505,000 | View |
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804 N Collins St, Arlington, TX 76011 A+5.0 ★Texas Ratio: 4.03% |
Conventional | 1 | 0.8% | 100% | $285,000 | View |
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1108 Main St, Blanco, TX 78606 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA, USDA | 23 | 18.5% | 100% | $298,913 | |
Primelending
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Conventional | 2 | 1.6% | 100% | $220,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $235,000 | |
Directions Equity, LLC
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FHA | 1 | 0.8% | 100% | $485,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.8% | 100% | $405,000 | |
Nationstar Mortgage
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FHA | 1 | 0.8% | 50% | $265,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 17 | 13.7% | 85% | $345,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 5.6% | 70% | $356,428 | |
Fairway Independent Mort Corp
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Conventional, VA | 5 | 4% | 100% | $291,000 | |
Cmg Mortgage Inc
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Conventional, VA | 4 | 3.2% | 80% | $227,500 | |
Newrez LLC
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Conventional, Jumbo | 3 | 2.4% | 100% | $891,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 2.4% | 100% | $338,333 | |
Lower, LLC
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Conventional | 3 | 2.4% | 100% | $341,666 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, VA | 2 | 1.6% | 100% | $490,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.8% | 50% | $85,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $205,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.8% | 100% | $405,000 | View |
Resicentral LLC
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Conventional | 1 | 0.8% | 100% | $195,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.8% | 100% | $335,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $595,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.8% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.8% | 100% | $335,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.8% | 50% | $445,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.8% | 100% | $145,000 | |
Mortgage Financial Services
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FHA | 1 | 0.8% | 100% | $375,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.8% | 100% | $195,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 50% | $275,000 | |
Mid-Continent Funding, Inc.
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Service First Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $185,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $335,000 | |
Sierra Pacific Mortgage Co. Inc
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VA | 1 | 0.8% | 100% | $435,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $345,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Thrivent Bank
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Conventional | 1 | 0.8% | 100% | $155,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.8% | 100% | $295,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $215,000 | |
Village Capital & Investment
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VA | 1 | 0.8% | 100% | $295,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Laguna Vista Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Laguna Vista, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Laguna Vista? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Laguna Vista in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Laguna Vista, TX
Use these to narrow the list above. Each category shows how many Laguna Vista, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Laguna Vista, TX
Independent mortgage companies closed 71.8 percent of home loans in Laguna Vista, Texas in 2025, banks 20.2 percent and credit unions 8.1 percent. Aspire Home Loans was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Randolph-Brooks Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Laguna Vista, TX
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Laguna Vista, Texas with 11 loans, about 8.9 percent of the market. The largest lender headquartered in Texas was Randolph-Brooks Federal Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Laguna Vista, Texas in 2025, led by Rocket Mortgage with 3. 10 lenders closed VA loans, led by Highlands Residential Mortgage, Ltd., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 6 credit unions closed home loans in Laguna Vista, Texas in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Laguna Vista, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Laguna Vista, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Laguna Vista. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
