Mortgage Lenders and Brokers in Kaufman, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kaufman, Texas mortgage lenders include American National Bank of TexaAmerican National Bank of Texa2700 S Washington St, Kaufman, TX 75142B+4.0 ★Texas Ratio: 2.41%, Wells Fargo Bank NAWells Fargo Bank NA2100 S Washington St, Kaufman, TX 75142A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.2219 S Washington St, Kaufman, TX 75142A+5.0 ★Texas Ratio: 4.24%, Lone Star Credit UnionLone Star Credit Union750 E US Highway 175, Kaufman, TX 75142 3547A+5.0 ★Texas Ratio: 2.03%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Simmons BankSimmons Bank3641 Matlock Rd, Arlington, TX 76015A+5.0 ★Texas Ratio: 5.33%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, First State BankFirst State Bank202 S Palestine St, Athens, TX 75751A+5.0 ★Texas Ratio: 4.58%, and Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kaufman, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kaufman are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kaufman, Texas
Market share is the lender's share of all home loans closed in Kaufman, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kaufman 2700 S Washington St, Kaufman, TX 75142 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 10 | 6.5% | 100% | $223,000 | View |
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1 office in Kaufman 2100 S Washington St, Kaufman, TX 75142 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 50% | $105,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Kaufman 2219 S Washington St, Kaufman, TX 75142 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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750 E US Highway 175, Kaufman, TX 75142 3547 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 5 | 3.3% | 71.4% | $117,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 4 | 2.6% | 80% | $377,500 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 3 | 2% | 100% | $241,666 | |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 3 | 2% | 100% | $115,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.3% | 100% | $125,000 | View |
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202 S Palestine St, Athens, TX 75751 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.7% | 100% | $335,000 | View |
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3637 N Buckner Blvd, Dallas, TX 75228 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.7% | 50% | $85,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Primelending
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Conventional, FHA | 6 | 3.9% | 100% | $198,333 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.3% | 100% | $160,000 | |
Jacqueline Montanez
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Conventional | 2 | 1.3% | 100% | $60,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 1.3% | 50% | $135,000 | |
Southwest Funding LP
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Conventional, FHA | 2 | 1.3% | 100% | $105,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.7% | 33.3% | $265,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Willow Bend Mortgage Company, LLC
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Integrity Mortgage Corporation of Texas
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FHA | 1 | 0.7% | 100% | $325,000 | |
Encompass Lending Group, L.P.
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VA | 1 | 0.7% | 100% | $205,000 | |
Gardner Financial Services
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FHA | 1 | 0.7% | 100% | $295,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 33.3% | $195,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.7% | 100% | $305,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 12 | 7.8% | 80% | $213,333 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 7.2% | 84.6% | $265,000 | |
21St Mortgage
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Conventional | 6 | 3.9% | 46.2% | $146,666 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 5 | 3.3% | 71.4% | $291,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 2.6% | 100% | $317,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 2.6% | 100% | $305,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 3 | 2% | 100% | $155,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 3 | 2% | 100% | $231,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 1.3% | 40.9% | $155,000 | View |
Pennymac Loan Services LLC
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Conventional | 2 | 1.3% | 100% | $215,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 1.3% | 66.7% | $205,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 1.3% | 100% | $190,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 1.3% | 100% | $165,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.3% | 66.7% | $250,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.3% | 25% | $85,000 | |
The Mortgage Link, Inc.
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Conventional, VA | 2 | 1.3% | 100% | $195,000 | |
American Financial Resources LLC
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FHA | 1 | 0.7% | 100% | $85,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.7% | 100% | $235,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $225,000 | |
Newrez LLC
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Conventional | 1 | 0.7% | 100% | $175,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 100% | $395,000 | |
Compeer Financial
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Conventional | 1 | 0.7% | 100% | $295,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.7% | 33.3% | $65,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.7% | 100% | $45,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.7% | 100% | $545,000 | |
Mortgage Financial Services
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Conventional | 1 | 0.7% | 100% | $215,000 | |
American Financing Corporation
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Nfm, Inc
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FHA | 1 | 0.7% | 100% | $325,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 0.7% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
T2 Financial LLC
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FHA | 1 | 0.7% | 100% | $295,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $235,000 | |
American Pacific Mortgage Corporation
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USDA | 1 | 0.7% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.7% | 100% | $285,000 | View |
Mortgage Research Center
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VA | 1 | 0.7% | 50% | $275,000 | |
Summit Funding.Inc
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VA | 1 | 0.7% | 100% | $545,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 50% | $315,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.7% | 100% | $435,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.7% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.7% | 100% | $265,000 | View |
Leaderone Financial Corp.
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VA | 1 | 0.7% | 50% | $435,000 | |
Village Capital & Investment
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VA | 1 | 0.7% | 100% | $555,000 |
Kaufman Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kaufman, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Kaufman? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kaufman in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kaufman, TX
Use these to narrow the list above. Each category shows how many Kaufman, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Kaufman, TX
Independent mortgage companies closed 69.9 percent of home loans in Kaufman, Texas in 2025, banks 22.9 percent and credit unions 7.2 percent. Everett Financial, Inc. was the largest mortgage company, American National Bank of Texa the largest bank and Lone Star Credit Union the largest credit union. Among lenders headquartered in Texas, American National Bank of Texa led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kaufman, TX
By home loans closed in 2025, American National Bank of Texa was the largest mortgage lender in Kaufman, Texas with 10 loans, about 6.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Kaufman, Texas in 2025, led by United Wholesale Mortgage with 4. 10 lenders closed VA loans, led by Encompass Lending Group, L.P., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 5 credit unions closed home loans in Kaufman, Texas in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kaufman, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kaufman, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kaufman. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
