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Mortgage Lenders and Brokers in Justin, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Justin, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, DatcuDatcu8131 Gateway Dr, Argyle, TX 76226A+5.0 ★Texas Ratio: 0.64%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, and Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Justin, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Justin are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Justin, Texas

Market share is the lender's share of all home loans closed in Justin, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo	25	1.4%	92.6%	$544,600	View
Datcu 8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64%	Conventional, HELOC	13 +4 HELOCs	0.7%	81.2%	$408,846	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional, VA, HELOC	13 +1 HELOCs	0.7%	92.9%	$484,230	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, VA, Jumbo	12	0.7%	100%	$534,166
Frost Bank ★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	9 +10 HELOCs	0.5%	62.5%	$163,888	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	9	0.5%	100%	$691,666	View
American National Bank & Trust 108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83%	Conventional	6	0.3%	100%	$568,333	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA, Jumbo	6	0.3%	100%	$635,000	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, FHA, HELOC	5 +3 HELOCs	0.3%	83.3%	$345,000	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, Jumbo, HELOC	3 +3 HELOCs	0.2%	100%	$368,333	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo	3	0.2%	100%	$881,666	View
Prosperity Bank ★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58%	Conventional, Jumbo	3	0.2%	100%	$958,333	View
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional	3	0.2%	100%	$471,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +6 HELOCs	0.1%	100%	$505,000	View
Eecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73%	Conventional, HELOC	2 +2 HELOCs	0.1%	66.7%	$90,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	VA, Jumbo	2	0.1%	100%	$695,000	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional	2	0.1%	66.7%	$305,000	View
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional	2	0.1%	100%	$165,000	View
First State Bank 433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77%	Conventional	2	0.1%	100%	$295,000	View
Susser Bank 2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02%	Conventional	2	0.1%	100%	$355,000	View
Wells Fargo Bank NA 3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.1%	50%	$230,000	View
Ciera Bank 325 S Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 8.39%	Conventional	2	0.1%	100%	$195,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo	2	0.1%	50%	$755,000	View
Texas Tech Federal Credit Union 4001 Catclaw Dr, Abilene, TX 79606	Conventional	2	0.1%	100%	$400,000
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	Conventional	2	0.1%	100%	$360,000	View
Texans Credit Union 406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22%	Conventional	2	0.1%	66.7%	$60,000	View
Texas Trust Credit Union 2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31%	Conventional	2	0.1%	100%	$195,000	View
Bank of America NA 2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +12 HELOCs	0.1%	50%	$675,000	View
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.1%	100%	$1,435,000	View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$345,000	View
First Community Credit Union 1600 E Main St, Alice, TX 78332	Conventional	1	0.1%	100%	$125,000
Huntington National Bank 3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.1%	50%	$895,000	View
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$255,000	View
H-E-B Federal Credit Union 4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70%	Conventional	1	0.1%	100%	$345,000	View
Southside Bank 2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90%	Conventional	1	0.1%	50%	$565,000	View
Pinnacle Bank 1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89%	Conventional	1	0.1%	100%	$655,000	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	20%	$295,000	View
The Northern Trust Co 98 San Jacinto Blvd, Austin, TX 78701 A4.7 ★Texas Ratio: 0.83%	Conventional	1	0.1%	100%	$555,000	View
Trustmark Bank 840 13th St, Hempstead, TX 77445 A+5.0 ★Texas Ratio: 2.40%	Conventional	1	0.1%	100%	$425,000	View
Fifth Third Bank, National Association 805 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$475,000	View
Pointbank 302 Highway 377 N, Argyle, TX 76226 A5.0 ★Texas Ratio: 12.67%	Conventional, Jumbo	1	0.1%	100%	$1,225,000	View
Umb Bank NA 3910 S Treadaway Blvd, Abilene, TX 79602 A+5.0 ★Texas Ratio: 1.78%	Conventional	1	0.1%	100%	$675,000	View
First National Bank of Omaha 4500 Preston Rd, Frisco, TX 75034 A+5.0 ★Texas Ratio: 4.82%	Conventional	1	0.1%	100%	$405,000	View
American National Bank of Texa 720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41%	Conventional	1	0.1%	100%	$295,000	View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +9 HELOCs	0%	n/a		View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	HELOC	0 +2 HELOCs	0%	n/a		View
Fort Worth Community Credit Union 2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520	HELOC	0 +2 HELOCs	0%	n/a
Simmons Bank 3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33%	HELOC	0 +1 HELOCs	0%	n/a		View
First Ciitizens Bank and Trust 4101 Marathon Blvd, Austin, TX 78756 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +1 HELOCs	0%	n/a		View
United Heritage Credit Union 12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63%	HELOC	0 +1 HELOCs	0%	n/a		View
Priority Home Mortgage, L.P.	Conventional, FHA, VA	94	5.1%	100%	$510,744
Primelending	Conventional, FHA, VA	85	4.6%	95.2%	$469,352
DHI Mortgage Company, LTD.	Conventional, FHA, VA	65	3.5%	85.5%	$411,461
Sfmc, LP	Conventional, FHA, VA	30	1.6%	94.1%	$410,666
Republic State Mortgage Company	Conventional, FHA, VA	28	1.5%	100%	$380,714
PrimeLending Ventures LLC	Conventional	14	0.8%	100%	$534,285
Ark-La-Tex Financial Services LLC	Conventional, FHA	9	0.5%	90%	$385,000
Highlands Residential Mortgage, Ltd.	Conventional, VA	8	0.4%	100%	$431,250
Nationstar Mortgage	Conventional, Jumbo	6	0.3%	54.5%	$385,000
Right Start Mortgage, Inc	Conventional, FHA	5	0.3%	100%	$413,000
American Airlines Federal Cred	Conventional, Jumbo, HELOC	4 +5 HELOCs	0.2%	100%	$522,500
Certified Funding, L.P.	Conventional	4	0.2%	80%	$215,000
Network Funding, L.P.	Conventional	2	0.1%	100%	$445,000
Integrity Mortgage Corporation of Texas	Conventional	2	0.1%	100%	$435,000
Gardner Financial Services	FHA, VA	2	0.1%	100%	$480,000
Gsb Mortgage, Inc.	Conventional	2	0.1%	100%	$365,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.1%	100%	$270,000	View
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$385,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$265,000
Willow Bend Mortgage Company, LLC	Conventional	1	0.1%	100%	$525,000
Lrs Financial Network dba Hnb Mortgage	Conventional	1	0.1%	100%	$285,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$395,000
Loanpeople, LLC	Conventional	1	0.1%	100%	$295,000
First Continental Mortgage, Ltd.	Conventional	1	0.1%	100%	$565,000
The First National Bank of Gra	Conventional	1	0.1%	100%	$195,000
Red Diamond Home Loans, LLC	Conventional	1	0.1%	100%	$305,000
Southwest Funding LP	Conventional	1	0.1%	100%	$365,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	403	21.9%	92.2%	$522,568
Jet HomeLoans, LP	Conventional, FHA, VA	94	5.1%	96%	$494,042
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA	76	4.1%	83.9%	$377,368	View
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA	75	4.1%	92.6%	$479,533
Tri Pointe Connect, LLC	Conventional, FHA, VA	58	3.1%	96.9%	$405,344
Pulte Mortgage LLC	Conventional, FHA, VA	41	2.2%	100%	$434,512
Lennar Mortgage, LLC	Conventional, FHA, VA	27	1.5%	90%	$341,666
Fairway Independent Mort Corp	Conventional, FHA, VA	27	1.5%	96.4%	$420,185
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	26 +1 HELOCs	1.4%	100%	$390,000
Lower, LLC	Conventional, FHA, VA	26	1.4%	96.3%	$482,307
loanDepot.com LLC	Conventional, FHA, VA, HELOC	25 +1 HELOCs	1.4%	100%	$430,200
Paramount Residential Mortgage	Conventional, FHA, VA	23	1.2%	100%	$507,608
Toll Brothers Mortgage Company	Conventional, VA, Jumbo	22	1.2%	94.1%	$606,818
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	21	1.1%	74.2%	$439,285
First Equity Mortgage Inc	Conventional, VA, Jumbo	20	1.1%	95.2%	$721,000
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	18 +1 HELOCs	1%	100%	$487,777
Freedom Mortgage Corporation	Conventional, FHA, VA	15	0.8%	100%	$473,000
Newrez LLC	Conventional, FHA, VA, Jumbo	14	0.8%	70%	$519,285
Union Home Mortgage Corp.	Conventional, FHA, HELOC	12 +2 HELOCs	0.7%	100%	$294,166
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo	12	0.7%	52.2%	$393,333
Provident Funding Associates	Conventional	11	0.6%	92.9%	$509,545
Planet Home Lending, LLC	Conventional, FHA, VA	10	0.5%	76.9%	$418,000
Better Mortgage Corporation	Conventional, FHA, VA, Jumbo	9	0.5%	60%	$529,444
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	8	0.4%	37.9%	$415,000
Sun West Mortgage Company, Inc	Conventional, FHA	8	0.4%	100%	$498,750
The Loan Store, Inc	Conventional, Jumbo	8	0.4%	100%	$481,250
American Financial Resources LLC	Conventional, VA	7	0.4%	100%	$336,428
Mortgage Research Center	VA, Jumbo	7	0.4%	36.8%	$766,428
Prosperity Home Mortgage, LLC	Conventional, VA, Jumbo	7	0.4%	100%	$575,000
Guaranteed Rate, Inc.	Conventional, Jumbo	6	0.3%	100%	$558,333
Kind Lending, LLC	Conventional, FHA, VA	6	0.3%	70%	$443,333
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA	6	0.3%	87.5%	$360,000	View
New American Funding, LLC.	Conventional, VA	6	0.3%	100%	$496,666
Village Capital & Investment	FHA, VA	6	0.3%	92.9%	$451,666
American Portfolio Mortgage Corporation	Conventional, FHA	5	0.3%	100%	$371,000
Constant Investments, Inc	Conventional	5	0.3%	100%	$367,000
Waterstone Mortgage Corporation	Conventional, VA	5	0.3%	100%	$423,000
Carrington Mortgage Services LLC	Conventional, FHA, VA, Jumbo	5	0.3%	100%	$463,000
Residential Wholesale Mortgage	Conventional, FHA	4	0.2%	100%	$557,500
Sage Home Loans Corporation	Conventional	4	0.2%	66.7%	$562,500
AmeriHome Mortgage Company, LLC	Conventional, VA	4	0.2%	100%	$485,000
Movement Mortgage, LLC	Conventional, VA, Jumbo	4	0.2%	100%	$1,035,000
American Financial Network, Inc.	Conventional, FHA	4	0.2%	100%	$400,000
Zillow Home Loans, LLC	Conventional, FHA	4	0.2%	100%	$472,500
Spring Eq, LLC	Conventional, HELOC	3 +1 HELOCs	0.2%	57.1%	$108,333
Primary Residential Mortgage, INC.	Conventional, VA	3	0.2%	75%	$448,333
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	3	0.2%	100%	$285,000
Nbkc Bank	Conventional, FHA, VA	3	0.2%	100%	$508,333
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	3	0.2%	100%	$561,666	View
AmWest Funding Corp	Conventional, VA	3	0.2%	100%	$501,666
HomeXpress Mortgage Corp.	Conventional	3	0.2%	75%	$438,333
Cardinal Financial Company, Li	Conventional, VA	3	0.2%	100%	$545,000
Sierra Pacific Mortgage Co. Inc	Conventional, VA	3	0.2%	100%	$435,000
Member First Mortgage, LLC	Conventional	3	0.2%	100%	$381,666
V.I.P. Mortgage, Inc.	Conventional, FHA	3	0.2%	75%	$345,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	2 +3 HELOCs	0.1%	66.7%	$540,000
Cadence Bank	Conventional	2	0.1%	100%	$380,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	100%	$445,000	View
Goodleap, LLC	Conventional, FHA	2	0.1%	66.7%	$250,000
Canopy Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$190,000
Equity Prime Mortgage LLC	FHA, VA	2	0.1%	100%	$620,000
Loanunited.Com, LLC	FHA, VA	2	0.1%	100%	$525,000
Deephaven Mortgage LLC	Conventional	2	0.1%	66.7%	$395,000
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	2	0.1%	40%	$205,000	View
Success Mortgage Partners, Inc	Conventional, VA	2	0.1%	100%	$245,000
Royal Pacific Funding	Conventional	2	0.1%	100%	$675,000
American Financing Corporation	Conventional	2	0.1%	28.6%	$220,000
Kwik Mortgage Corporation	Conventional	2	0.1%	100%	$680,000
First Colony Mortgage Corporat	Conventional, USDA	2	0.1%	100%	$570,000
Nfm, Inc	Conventional	2	0.1%	100%	$280,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	2	0.1%	100%	$330,000
Hometown Equity Mortgage, LLC	Conventional, FHA	2	0.1%	40%	$515,000
Lendsure Mortgage Corp.	Conventional, Jumbo	2	0.1%	100%	$1,340,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, VA	2	0.1%	100%	$540,000	View
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	2	0.1%	100%	$230,000	View
Mutual of Omaha Mortgage	Conventional	2	0.1%	100%	$430,000
Florida Capital Bank, N.A	Conventional, VA	2	0.1%	100%	$295,000
21St Mortgage	Conventional	2	0.1%	28.6%	$65,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.1%	100%	$380,000	View
Mason-McDuffie Mortgage Corporation	Conventional, VA	2	0.1%	100%	$450,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$275,000	View
Arc Home LLC	Conventional	1	0.1%	100%	$715,000
Georgia'S Own Credit Union	Conventional	1	0.1%	100%	$665,000
Alliant Credit Union A+5.0 ★Texas Ratio: 4.84%	Conventional, Jumbo	1	0.1%	100%	$835,000	View
Semper Home Loans, Inc	Conventional	1	0.1%	100%	$415,000
Originpoint, LLC	Conventional, Jumbo	1	0.1%	100%	$975,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$385,000
Alameda Mortgage Corporation	Conventional	1	0.1%	100%	$765,000
Valor Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$225,000	View
Neighborhood Loans, Inc	Conventional	1	0.1%	25%	$5,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$695,000	View
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	1	0.1%	50%	$125,000	View
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$765,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0.1%	100%	$485,000	View
National Police Federal Credit Union	Conventional	1	0.1%	100%	$645,000
Resicentral LLC	Conventional	1	0.1%	100%	$315,000
Instamortgage, Inc	FHA	1	0.1%	100%	$215,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.1%	100%	$555,000	View
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$295,000	View
Discover Bank	Conventional	1	0.1%	5.9%	$55,000
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$665,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$305,000
Bay Equity LLC	Conventional	1	0.1%	100%	$365,000
Midwest Mortgage Associates Corp	Conventional	1	0.1%	100%	$285,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$355,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$305,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$515,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$665,000	View
T2 Financial LLC	Conventional	1	0.1%	50%	$615,000
Academy Bank, N.A. A+5.0 ★Texas Ratio: 5.08%	Conventional	1	0.1%	100%	$315,000	View
Integrity Home Mortgage Corporation	Conventional	1	0.1%	100%	$525,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$575,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$85,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$265,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$275,000	View
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$425,000
Towne Mortgage Company	VA	1	0.1%	100%	$535,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$255,000
Firstbank A5.0 ★Texas Ratio: 7.51%	Conventional	1	0.1%	100%	$135,000	View
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$425,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$335,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$435,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$685,000
Compass Mortgage, Inc.	FHA	1	0.1%	100%	$345,000
Toyota Financial Savings Bank	Conventional	1	0.1%	100%	$525,000
The Mortgage Link, Inc.	VA	1	0.1%	100%	$365,000
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$405,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$235,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$235,000
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Justin Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Justin, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Justin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Justin in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Justin, TX

Use these to narrow the list above. Each category shows how many Justin, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 129 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 61 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 51 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 62 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 33 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 57 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Justin, TX

Independent mortgage companies closed 84.5 percent of home loans in Justin, Texas in 2025, banks 12.7 percent and credit unions 2.8 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Datcu the largest credit union. Among lenders headquartered in Texas, Datcu led with 13 loans.

84.5%

Mortgage companies

12.7%

Banks

2.8%

Credit unions

12%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Justin, TX

Who is the largest mortgage lender in Justin, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Justin, Texas with 25 loans, about 1.4 percent of the market. The largest lender headquartered in Texas was Datcu with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Justin, TX have the highest approval rates?

Among lenders with meaningful volume in Justin, Texas, Priority Home Mortgage, L.P. approved the highest share of completed applications in 2025 at 100 percent, against a 88.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Justin, TX mortgage lenders offer FHA, VA and USDA loans?

51 lenders closed FHA loans in Justin, Texas in 2025, led by DHI Mortgage Company, LTD. with 25. 62 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Justin, TX lender list?

Yes. 61 banks and 20 credit unions closed home loans in Justin, Texas in 2025, alongside 129 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Justin, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Justin, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Justin, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Justin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.