Jonestown, Texas mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Austin Telco FCUAustin Telco FCU8929 Shoal Creek Blvd, Austin, TX 78757A+5.0 ★Texas Ratio: 1.81%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Amplify Credit UnionAmplify Credit Union2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772A+5.0 ★Texas Ratio: 4.72%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, and Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jonestown, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jonestown are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Jonestown, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, Jumbo, HELOC | 9 +2 HELOCs |
5% | 90% | $589,444 | View |
|
701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 7 | 3.9% | 87.5% | $282,142 | View |
|
404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
2.2% | 77.8% | $867,500 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 4 +1 HELOCs |
2.2% | 57.1% | $120,000 | View |
|
8929 Shoal Creek Blvd, Austin, TX 78757 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 4 | 2.2% | 50% | $147,500 | View |
|
3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.7% | 100% | $548,333 | View |
|
2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $470,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA, Jumbo | 2 | 1.1% | 100% | $675,000 | |
|
★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional, Jumbo | 2 | 1.1% | 66.7% | $1,180,000 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $425,000 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 50% | $695,000 | View |
|
900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 1 | 0.6% | 100% | $465,000 | View |
|
123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
VA | 1 | 0.6% | 100% | $755,000 | View |
|
3600 N Capital Of Texas Highway, Austin, TX 78746 A5.0 ★Texas Ratio: 12.78% |
Conventional, Jumbo | 1 | 0.6% | 100% | $895,000 | View |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
|
5600 Burnet Rd, Austin, TX 78756 A+5.0 ★Texas Ratio: 2.06% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
|
11610 Bee Caves Rd, Bee Cave, TX 78738 A-5.0 ★Texas Ratio: 14.71% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,785,000 | View |
|
2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,005,000 | View |
|
2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $805,000 | View |
|
118 Highway 21 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
|
1717 N Velasco St, Angleton, TX 77515 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $705,000 | View |
|
★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | 50% | View | |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Network Funding, L.P.
|
Conventional, FHA | 4 | 2.2% | 100% | $480,000 | |
Sfmc, LP
|
Conventional, FHA | 3 | 1.7% | 100% | $338,333 | |
Primelending
|
Conventional | 2 | 1.1% | 100% | $615,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.1% | 66.7% | $330,000 | |
Certified Funding, L.P.
|
Conventional | 2 | 1.1% | 66.7% | $130,000 | |
American Airlines Federal Cred
|
Conventional | 1 | 0.6% | 100% | $355,000 | |
FocusOne Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $215,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $245,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.6% | 100% | $225,000 | |
Willow Bend Mortgage Company, LLC
|
Conventional | 1 | 0.6% | 100% | $545,000 | |
Lrs Financial Network dba Hnb Mortgage
|
Conventional | 1 | 0.6% | 100% | $675,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0.6% | 100% | $555,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.6% | 100% | $165,000 | View |
Aaxy LLC
|
Conventional | 1 | 0.6% | 100% | $275,000 | |
Gardner Financial Services
|
Conventional, Jumbo | 1 | 0.6% | 100% | $1,525,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $245,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional, Jumbo | 1 | 0.6% | 50% | $1,105,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 10 | 5.5% | 76.9% | $480,000 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional | 9 | 5% | 75% | $332,777 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 6 | 3.3% | 100% | $440,000 | |
Jet HomeLoans, LP
|
Conventional, VA | 5 | 2.8% | 100% | $677,000 | |
American Pacific Mortgage Corporation
|
Conventional | 5 | 2.8% | 83.3% | $677,000 | |
21St Mortgage
|
Conventional | 4 | 2.2% | 57.1% | $107,500 | |
Cmg Mortgage Inc
|
Conventional, VA, Jumbo, HELOC | 3 +2 HELOCs |
1.7% | 100% | $818,333 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 1.1% | 100% | $795,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 2 | 1.1% | 100% | $325,000 | |
Freedom Mortgage Corporation
|
VA | 2 | 1.1% | 75% | $385,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 2 | 1.1% | 100% | $305,000 | |
Kind Lending, LLC
|
FHA | 2 | 1.1% | 100% | $435,000 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional | 2 | 1.1% | 100% | $275,000 | View |
Bay Equity LLC
|
Conventional | 2 | 1.1% | 100% | $235,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 1.1% | 100% | $305,000 | |
Lower, LLC
|
Conventional | 2 | 1.1% | 100% | $345,000 | |
Southwest Stage Funding LLC
|
Conventional | 2 | 1.1% | 100% | $155,000 | |
Florida Capital Bank, N.A
|
Conventional, FHA | 2 | 1.1% | 100% | $470,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 2 | 1.1% | 100% | $275,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 1.1% | 100% | $410,000 | View |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 1.1% | 66.7% | $450,000 | |
loanDepot.com LLC
|
FHA, HELOC | 1 +2 HELOCs |
0.6% | 100% | $405,000 | |
|
A5.0 ★Texas Ratio: 6.45% |
FHA | 1 | 0.6% | 100% | $305,000 | View |
Cadence Bank
|
Conventional | 1 | 0.6% | 100% | $805,000 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.6% | 100% | $885,000 | View |
Residential Wholesale Mortgage
|
Conventional | 1 | 0.6% | 100% | $555,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.6% | 100% | $55,000 | |
Affordable Mortgage Advisors
|
Conventional | 1 | 0.6% | 100% | $235,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.6% | 50% | $705,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $275,000 | |
Newrez LLC
|
Conventional | 1 | 0.6% | 50% | $355,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.6% | 50% | $155,000 | View |
Movement Mortgage, LLC
|
VA | 1 | 0.6% | 100% | $765,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
VA, Jumbo | 1 | 0.6% | 100% | $815,000 | View |
Resicentral LLC
|
Conventional | 1 | 0.6% | 100% | $535,000 | |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.6% | 50% | $315,000 | View |
|
A+5.0 ★Texas Ratio: 3.34% |
VA | 1 | 0.6% | 100% | $215,000 | View |
HomeXpress Mortgage Corp.
|
Conventional, Jumbo | 1 | 0.6% | 100% | $955,000 | |
American Financing Corporation
|
Conventional | 1 | 0.6% | 100% | $735,000 | |
Securitynational Mortgage Company
|
Conventional | 1 | 0.6% | 100% | $595,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.6% | 100% | $685,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.6% | 50% | $425,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.6% | 100% | $545,000 | View |
Nations Lending Corporation
|
Conventional | 1 | 0.6% | 100% | $795,000 | |
First Equity Mortgage Inc
|
Conventional, Jumbo | 1 | 0.6% | 50% | $1,025,000 | |
Mortgage Research Center
|
VA, Jumbo | 1 | 0.6% | 100% | $845,000 | |
Towne Mortgage Company
|
FHA | 1 | 0.6% | 100% | $195,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 0.6% | 100% | $585,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.6% | 33.3% | $365,000 | |
The Loan Store, Inc
|
FHA | 1 | 0.6% | 100% | $495,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 1 | 0.6% | 100% | $805,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 0.6% | 50% | $635,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $655,000 | View |
Fairway Independent Mort Corp
|
Conventional, Jumbo | 1 | 0.6% | 100% | $1,985,000 | |
|
A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.6% | 100% | $675,000 | View |
|
A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 0.6% | 100% | $765,000 | View |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.6% | 100% | $725,000 | View |
Keypoint Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Jonestown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jonestown in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Jonestown, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 64.1 percent of home loans in Jonestown, Texas in 2025, banks 25.4 percent and credit unions 10.5 percent. Everett Financial, Inc. was the largest mortgage company, First United Bank and Trust Co the largest bank and University Federal Credit Union the largest credit union. Among lenders headquartered in Texas, University Federal Credit Union led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Jonestown, Texas with 9 loans, about 5 percent of the market. The largest lender headquartered in Texas was University Federal Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Jonestown, Texas in 2025, led by Sfmc, LP with 2. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 8 credit unions closed home loans in Jonestown, Texas in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jonestown, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jonestown, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jonestown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.