Mortgage Lenders and Brokers in Johnson City, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Johnson City, Texas mortgage lenders include Texas Regional BankTexas Regional Bank206 East Main Street, Johnson City, TX 78636A5.0 ★Texas Ratio: 7.25%, Rio BankRio Bank403 Us Highways 281 And 290 South, Johnson City, TX 78636A+5.0 ★Texas Ratio: 3.88%, Security State Bank & TrustSecurity State Bank & Trust11610 Bee Caves Rd, Bee Cave, TX 78738A-5.0 ★Texas Ratio: 14.71%, The First National Bank of SonoraThe First National Bank of Sonora122 W Bandera Rd, Boerne, TX 78006C+4.1 ★Texas Ratio: 26.35%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust4101 Marathon Blvd, Austin, TX 78756A5.0 ★Texas Ratio: 7.72%, and Truist BankTruist Bank3939 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Johnson City, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Johnson City are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Johnson City, Texas
Market share is the lender's share of all home loans closed in Johnson City, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Johnson City 206 East Main Street, Johnson City, TX 78636 A5.0 ★Texas Ratio: 7.25% |
Conventional | 2 | 3.9% | 100% | $455,000 | View |
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1 office in Johnson City 403 Us Highways 281 And 290 South, Johnson City, TX 78636 A+5.0 ★Texas Ratio: 3.88% |
Conventional, Jumbo | 1 | 2% | 100% | $1,455,000 | View |
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11610 Bee Caves Rd, Bee Cave, TX 78738 A-5.0 ★Texas Ratio: 14.71% |
Conventional, Jumbo | 3 | 5.9% | 100% | $705,000 | View |
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122 W Bandera Rd, Boerne, TX 78006 C+4.1 ★Texas Ratio: 26.35% |
Conventional | 2 | 3.9% | 100% | $315,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 2% | 100% | $225,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional, Jumbo | 1 | 2% | 100% | $1,055,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 2% | 100% | $65,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2% | 100% | $95,000 | View |
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4101 Marathon Blvd, Austin, TX 78756 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 1 | 2% | 100% | $1,485,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 2% | 100% | $605,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 2% | 100% | $65,000 | View |
Primelending
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Conventional, VA | 4 | 7.8% | 100% | $627,500 | |
Republic State Mortgage Company
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Conventional | 1 | 2% | 100% | $65,000 | |
Click n' Close, Inc.
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VA | 1 | 2% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 2% | 100% | $465,000 | View |
Nationstar Mortgage
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FHA | 1 | 2% | 100% | $435,000 | |
Stellar Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 7 | 13.7% | 58.3% | $280,714 | View |
United Wholesale Mortgage
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Conventional | 4 | 7.8% | 80% | $330,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 3.9% | 66.7% | $180,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 2 | 3.9% | 66.7% | $620,000 | |
Cadence Bank
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Conventional | 1 | 2% | 100% | $75,000 | |
Newrez LLC
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Conventional | 1 | 2% | 25% | $285,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 2% | 100% | $155,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 2% | 100% | $325,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 2% | 100% | $435,000 | |
Resicentral LLC
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Conventional | 1 | 2% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 2% | 100% | $505,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 2% | 100% | $695,000 | |
Union Home Mortgage Corp.
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VA | 1 | 2% | 100% | $315,000 | |
Mortgage Research Center
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VA | 1 | 2% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 2% | 100% | $255,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 2% | 100% | $465,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 2% | 100% | $205,000 |
Johnson City Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Johnson City, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Johnson City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Johnson City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Johnson City, TX
Use these to narrow the list above. Each category shows how many Johnson City, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Johnson City, TX
Independent mortgage companies closed 60.8 percent of home loans in Johnson City, Texas in 2025, banks 33.3 percent and credit unions 5.9 percent. Pilgrim Mortgage LLC was the largest mortgage company, Texas Regional Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Texas Regional Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Johnson City, TX
By home loans closed in 2025, Texas Regional Bank was the largest mortgage lender in Johnson City, Texas with 2 loans, about 3.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Johnson City, Texas in 2025, led by US Bank, N.A. with 1. 6 lenders closed VA loans, led by Primelending. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 3 credit unions closed home loans in Johnson City, Texas in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Johnson City, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Johnson City, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Johnson City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
