Mortgage Lenders and Brokers in Huntsville, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Huntsville, Texas mortgage lenders include First National Bank of HuntsvilleFirst National Bank of Huntsville1300 11th St, Huntsville, TX 77340A+5.0 ★Texas Ratio: 0.37%, First Financial BankFirst Financial Bank2506 Pine Shadows Dr, Huntsville, TX 77320A+5.0 ★Texas Ratio: 3.74%, Prosperity BankProsperity Bank2033 11th St, Huntsville, TX 77340A+5.0 ★Texas Ratio: 1.58%, PNC Bank N.A.PNC Bank N.A.1410 Brazos Dr, Huntsville, TX 77320A+5.0 ★Texas Ratio: 4.24%, Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Verabank,N.A.Verabank,N.A.1718 11th St, Huntsville, TX 77340A+5.0 ★Texas Ratio: 5.54%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, and Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Huntsville, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Huntsville are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Huntsville, Texas
Market share is the lender's share of all home loans closed in Huntsville, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1300 11th St, Huntsville, TX 77340 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 48 | 7.8% | 96.2% | $192,291 | View |
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1 office in Huntsville 2506 Pine Shadows Dr, Huntsville, TX 77320 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 15 +5 HELOCs |
2.4% | 69.6% | $267,666 | View |
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★ 1 stars, 1 review 1 office in Huntsville 2033 11th St, Huntsville, TX 77340 A+5.0 ★Texas Ratio: 1.58% |
Conventional, Jumbo | 10 | 1.6% | 83.3% | $345,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Huntsville 1410 Brazos Dr, Huntsville, TX 77320 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +3 HELOCs |
0.3% | 66.7% | $340,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional, Jumbo | 19 | 3.1% | 100% | $720,789 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, VA, USDA | 6 | 1% | 100% | $246,666 | View |
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1718 11th St, Huntsville, TX 77340 A+5.0 ★Texas Ratio: 5.54% |
Conventional, FHA | 6 | 1% | 75% | $230,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 4 | 0.6% | 50% | $247,500 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 3 | 0.5% | 75% | $245,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 3 | 0.5% | 37.5% | $151,666 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $265,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 2 | 0.3% | 100% | $180,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 100% | $315,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 2 | 0.3% | 66.7% | $160,000 | |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $795,000 | View |
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877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
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1400 Franklin St, Houston, TX 77002 2147 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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2211 S Day St, Brenham, TX 77833 A5.0 ★Texas Ratio: 8.69% |
Conventional | 1 | 0.2% | 100% | $675,000 | View |
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6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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1110 Hurst St, Center, TX 75935 A5.0 ★Texas Ratio: 8.54% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional, Jumbo | 1 | 0.2% | 100% | $995,000 | View |
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1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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2007 S Day St, Brenham, TX 77833 A5.0 ★Texas Ratio: 12.20% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 32 | 5.2% | 100% | $240,625 | |
Hometrust Mortgage Company
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Conventional, FHA, VA | 27 | 4.4% | 90% | $296,111 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 24 | 3.9% | 85.7% | $214,166 | |
Kangaroo Home Lending, LLC
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Conventional, FHA | 19 | 3.1% | 100% | $261,842 | |
FocusOne Mortgage, LLC
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Conventional | 9 | 1.5% | 100% | $251,666 | |
Nationstar Mortgage
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Conventional, FHA, VA | 7 | 1.1% | 77.8% | $187,857 | |
SWBC Mortgage Corporation
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Conventional | 6 | 1% | 100% | $373,333 | |
Click n' Close, Inc.
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Conventional | 3 | 0.5% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.92% |
Conventional | 3 | 0.5% | 100% | $281,666 | View |
Highlands Residential Mortgage, Ltd.
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Conventional | 3 | 0.5% | 100% | $541,666 | |
Stellar Bank
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Conventional, Jumbo | 3 | 0.5% | 75% | $851,666 | |
Zippy Loans, LLC
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Conventional | 2 | 0.3% | 66.7% | $60,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 2 | 0.3% | 33.3% | $170,000 | |
Network Funding, L.P.
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Conventional, VA | 2 | 0.3% | 100% | $415,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 0.3% | 18.5% | $130,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 2 | 0.3% | 100% | $100,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 100% | $505,000 | View |
Interlinc Mortgage Services, LLC
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Conventional | 1 | 0.2% | 50% | $275,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Texas Bay Area Credit Union
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Sfmc, LP
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Conventional | 1 | 0.2% | 100% | $755,000 | |
Gardner Financial Services
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FHA | 1 | 0.2% | 100% | $235,000 | |
Certified Funding, L.P.
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Conventional | 1 | 0.2% | 25% | $145,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 53 | 8.6% | 87.1% | $286,698 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 45 | 7.3% | 78.3% | $224,777 | View |
21St Mortgage
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Conventional | 19 | 3.1% | 31.7% | $109,210 | |
Mortgage Research Center
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Conventional, VA | 16 | 2.6% | 94.1% | $301,250 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 12 | 1.9% | 100% | $282,500 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 11 | 1.8% | 100% | $229,545 | |
Kind Lending, LLC
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Conventional, FHA, VA, Jumbo | 9 | 1.5% | 81.8% | $528,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 8 | 1.3% | 88.9% | $296,250 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 7 +1 HELOCs |
1.1% | 70% | $196,428 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 1.1% | 100% | $272,142 | |
K. Hovnanian American Mortgage
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Conventional, VA | 7 | 1.1% | 100% | $339,285 | |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 1% | 60% | $210,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 6 | 1% | 66.7% | $401,666 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 5 | 0.8% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 5 | 0.8% | 46.2% | $133,000 | View |
The Loan Store, Inc
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Conventional | 5 | 0.8% | 100% | $367,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 0.8% | 18.2% | $105,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 4 | 0.6% | 36.4% | $305,000 | |
Newrez LLC
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Conventional, VA | 4 | 0.6% | 57.1% | $347,500 | |
Resicentral LLC
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Conventional, VA | 4 | 0.6% | 100% | $337,500 | |
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A+5.0 ★Texas Ratio: 3.34% |
FHA | 4 | 0.6% | 100% | $227,500 | View |
Calcon Mutual Mortgage LLC
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Conventional, VA, Jumbo | 4 | 0.6% | 100% | $895,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo | 3 | 0.5% | 75% | $421,666 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $101,666 | |
Mortgage Financial Services
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Conventional, FHA | 3 | 0.5% | 100% | $168,333 | |
Nations Lending Corporation
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Conventional | 3 | 0.5% | 100% | $458,333 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $635,000 | |
Mortgage Solutions of Colorado
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VA | 3 | 0.5% | 100% | $318,333 | |
Farm Credit Mid-America, Aca
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Conventional | 3 | 0.5% | 100% | $585,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 3 | 0.5% | 78.6% | $191,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.5% | 42.9% | $175,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.3% | 100% | $130,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional, Jumbo | 2 | 0.3% | 100% | $460,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 2 | 0.3% | 100% | $180,000 | View |
Success Mortgage Partners, Inc
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Conventional, VA | 2 | 0.3% | 100% | $480,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 50% | $170,000 | |
First Colony Mortgage Corporat
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Conventional, FHA, Jumbo | 2 | 0.3% | 100% | $625,000 | |
Wolfe Financial Inc
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Conventional | 2 | 0.3% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.3% | 22.2% | $60,000 | View |
Cadence Bank
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $325,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 20% | $85,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.2% | 100% | $215,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $715,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Obsidian Financial Services
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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C+4.1 ★Texas Ratio: 26.20% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $155,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.2% | 100% | $255,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $265,000 | |
SIRVA Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $335,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Zillow Home Loans, LLC
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VA | 1 | 0.2% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 100% | $255,000 | |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $125,000 | |
Gmfs, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $585,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.2% | 50% | $245,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.2% | 100% | $175,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Arcstone Financial Inc
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FHA | 1 | 0.2% | 100% | $235,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $595,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Huntsville Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Huntsville, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Huntsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Huntsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Huntsville, TX
Use these to narrow the list above. Each category shows how many Huntsville, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Huntsville, TX
Independent mortgage companies closed 72.2 percent of home loans in Huntsville, Texas in 2025, banks 25.5 percent and credit unions 2.3 percent. Pilgrim Mortgage LLC was the largest mortgage company, First National Bank of Huntsville the largest bank and Jsc FCU the largest credit union. Among lenders headquartered in Texas, First National Bank of Huntsville led with 48 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Huntsville, TX
By home loans closed in 2025, First National Bank of Huntsville was the largest mortgage lender in Huntsville, Texas with 48 loans, about 7.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Huntsville, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 87.1 percent, against a 74.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Huntsville, Texas in 2025, led by Ark-La-Tex Financial Services LLC with 23. 31 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 13 credit unions closed home loans in Huntsville, Texas in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Huntsville, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Huntsville, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Huntsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
