Mortgage Lenders and Brokers in Granite Shoals, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Granite Shoals, Texas mortgage lenders include Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Amplify Credit UnionAmplify Credit Union2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772A+5.0 ★Texas Ratio: 4.72%, Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union6360 Garth Rd Ste 140, Baytown, TX 77521 5105A+5.0 ★Texas Ratio: 3.85%, Security State Bank & TrustSecurity State Bank & Trust11610 Bee Caves Rd, Bee Cave, TX 78738A-5.0 ★Texas Ratio: 14.71%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, A+ Federal Credit UnionA+ Federal Credit Union1402 W Stassney LN, Austin, TX 78745 2948A5.0 ★Texas Ratio: 11.13%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, and First Horizon BankFirst Horizon Bank8201 Preston Rd, Dallas, TX 75225A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Granite Shoals, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Granite Shoals are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Granite Shoals, Texas
Market share is the lender's share of all home loans closed in Granite Shoals, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
2.1% | 100% | $268,333 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2.1% | 75% | $235,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.4% | 60% | $280,000 | View |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo | 2 | 1.4% | 66.7% | $1,125,000 | View |
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6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 2 | 1.4% | 100% | $110,000 | View |
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11610 Bee Caves Rd, Bee Cave, TX 78738 A-5.0 ★Texas Ratio: 14.71% |
Conventional | 2 | 1.4% | 40% | $225,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.4% | 100% | $265,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $285,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 0.7% | 50% | $1,495,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.7% | 100% | $495,000 | View |
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1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,925,000 | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.7% | 100% | $455,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.7% | 50% | $205,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
FHA | 1 | 0.7% | 100% | $75,000 | View |
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11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.7% | 100% | $515,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.7% | 100% | $325,000 | View |
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911 W 38th St, Austin, TX 78705 A+5.0 ★Texas Ratio: 1.69% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,495,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.7% | 50% | $455,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lrs Financial Network dba Hnb Mortgage
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Conventional | 2 | 1.4% | 100% | $295,000 | |
Primelending
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,445,000 | |
Gardner Financial Services
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Conventional | 1 | 0.7% | 100% | $65,000 | |
Gsb Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.7% | 100% | $175,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA, USDA | 24 | 16.8% | 88.9% | $259,166 | |
Homeamerican Mortgage Corporation
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Conventional, FHA, VA | 19 | 13.3% | 95.8% | $338,157 | |
United Wholesale Mortgage
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Conventional, FHA | 6 | 4.2% | 75% | $423,333 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, Jumbo | 6 | 4.2% | 85.7% | $466,666 | View |
Pennymac Loan Services LLC
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Conventional | 5 | 3.5% | 100% | $249,000 | |
21St Mortgage
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Conventional | 5 | 3.5% | 100% | $105,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.1% | 100% | $411,666 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 2.1% | 100% | $448,333 | |
HomeXpress Mortgage Corp.
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Conventional | 3 | 2.1% | 100% | $601,666 | |
Mortgage Research Center
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FHA, VA | 3 | 2.1% | 75% | $311,666 | |
Summit Funding.Inc
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Conventional, FHA | 3 | 2.1% | 100% | $201,666 | |
ALCOVA Mortgage, LLC
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FHA, VA | 2 | 1.4% | 100% | $270,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 2 | 1.4% | 100% | $610,000 | View |
Cmg Mortgage Inc
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FHA, USDA | 2 | 1.4% | 100% | $130,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.4% | 100% | $185,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 1.4% | 100% | $1,430,000 | View |
Cadence Bank
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Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.7% | 100% | $1,135,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $45,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.7% | 100% | $315,000 | |
Newrez LLC
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Conventional | 1 | 0.7% | 50% | $215,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,355,000 | View |
United Built Homes, LLC
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Conventional | 1 | 0.7% | 100% | $375,000 | |
Associated Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Homeowners Financial Group, LLC
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FHA | 1 | 0.7% | 100% | $275,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.7% | 100% | $205,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.7% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.7% | 100% | $655,000 | View |
The Loan Store, Inc
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FHA | 1 | 0.7% | 50% | $325,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.7% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.7% | 100% | $405,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Village Capital & Investment
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VA | 1 | 0.7% | 100% | $645,000 | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Granite Shoals Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Granite Shoals, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Granite Shoals? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Granite Shoals in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Granite Shoals, TX
Use these to narrow the list above. Each category shows how many Granite Shoals, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Granite Shoals, TX
Independent mortgage companies closed 73.4 percent of home loans in Granite Shoals, Texas in 2025, banks 18.9 percent and credit unions 7.7 percent. Lrs Financial Network dba Hnb Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Randolph-Brooks Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Granite Shoals, TX
By home loans closed in 2025, Randolph-Brooks Federal Credit Union was the largest mortgage lender in Granite Shoals, Texas with 3 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Granite Shoals, Texas in 2025, led by Lennar Mortgage, LLC with 11. 7 lenders closed VA loans, led by Homeamerican Mortgage Corporation, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 7 credit unions closed home loans in Granite Shoals, Texas in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Granite Shoals, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Granite Shoals, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Granite Shoals. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
