Mortgage Lenders and Brokers in Fulton, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fulton, Texas mortgage lenders include First Community BankFirst Community Bank1600 E Main St, Alice, TX 78332A+5.0 ★Texas Ratio: 2.38%, Security ServiceSecurity Service135 W Bandera Rd, Boerne, TX 78006 2958A5.0 ★Texas Ratio: 6.91%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Rally Credit UnionRally Credit Union1101 FM 3036, Fulton, TX 78358A+5.0 ★Texas Ratio: 4.20%, Hancock Whitney BankHancock Whitney Bank7800 Shoal Creek Boulevard, Austin, TX 78757A+5.0 ★Texas Ratio: 3.41%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, First National Bank in Port LavacaFirst National Bank in Port Lavaca1101 N Us Highway 35 Byp, Port Lavaca, TX 77979, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, and Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fulton, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fulton are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fulton, Texas
Market share is the lender's share of all home loans closed in Fulton, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1600 E Main St, Alice, TX 78332 A+5.0 ★Texas Ratio: 2.38% |
Conventional, Jumbo | 3 | 3.7% | 100% | $375,000 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional | 3 | 3.7% | 100% | $148,333 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 2 | 2.4% | 100% | $220,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 2 | 2.4% | 66.7% | $55,000 | View |
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1101 FM 3036, Fulton, TX 78358 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 1 | 1.2% | 100% | $455,000 | View |
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★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 1.2% | 100% | $585,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 1.2% | 100% | $295,000 | View |
First National Bank in Port Lavaca
1101 N Us Highway 35 Byp, Port Lavaca, TX 77979 |
Conventional | 1 | 1.2% | 100% | $675,000 | |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 50% | $235,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 1.2% | 50% | $305,000 | View |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
Conventional | 1 | 1.2% | 100% | $405,000 | |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1.2% | 100% | $195,000 | View |
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114 W 7th Street Suite 100, Austin, TX 78701 A5.0 ★Texas Ratio: 6.02% |
Conventional | 1 | 1.2% | 100% | $735,000 | View |
Sfmc, LP
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Conventional | 4 | 4.9% | 100% | $247,500 | |
Network Funding, L.P.
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Conventional | 2 | 2.4% | 100% | $140,000 | |
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A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 2.4% | 100% | $40,000 | View |
Primelending
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Conventional | 1 | 1.2% | 100% | $155,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $105,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 1.2% | 100% | $355,000 | |
East Texas Professional C.U.
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Conventional | 1 | 1.2% | 100% | $185,000 | |
Texas Partners Bank
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Conventional | 1 | 1.2% | 100% | $125,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 9 | 11% | 100% | $268,333 | View |
United Wholesale Mortgage
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Conventional, VA | 8 | 9.8% | 88.9% | $442,500 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA | 8 | 9.8% | 88.9% | $216,250 | View |
Mortgage Research Center
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VA | 4 | 4.9% | 100% | $305,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 2.4% | 100% | $325,000 | |
Cadence Bank
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Conventional | 1 | 1.2% | 100% | $615,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $175,000 | |
Newrez LLC
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VA | 1 | 1.2% | 100% | $275,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.2% | 50% | $255,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 1.2% | 100% | $175,000 | View |
PFN Lending Group, Inc.
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Conventional | 1 | 1.2% | 100% | $505,000 | |
Nfm, Inc
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VA | 1 | 1.2% | 100% | $285,000 | |
Planet Home Lending, LLC
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VA | 1 | 1.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
VA | 1 | 1.2% | 100% | $275,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 1.2% | 100% | $215,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 1.2% | 100% | $805,000 | View |
New American Funding, LLC.
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VA | 1 | 1.2% | 50% | $485,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.2% | 100% | $585,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 1.2% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.2% | 100% | $105,000 | |
Paramount Residential Mortgage
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FHA | 1 | 1.2% | 100% | $395,000 | |
Nexera Holding LLC
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Conventional | 1 | 1.2% | 100% | $215,000 |
Fulton Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fulton, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Fulton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fulton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fulton, TX
Use these to narrow the list above. Each category shows how many Fulton, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Fulton, TX
Independent mortgage companies closed 65.9 percent of home loans in Fulton, Texas in 2025, banks 23.2 percent and credit unions 11 percent. Sente Mortgage, Inc. was the largest mortgage company, First Community Bank the largest bank and Security Service the largest credit union. Among lenders headquartered in Texas, First Community Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fulton, TX
By home loans closed in 2025, First Community Bank was the largest mortgage lender in Fulton, Texas with 3 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Fulton, Texas in 2025, led by Guild Mortgage Company with 1. 10 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 6 credit unions closed home loans in Fulton, Texas in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fulton, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fulton, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fulton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
