Mortgage Lenders and Brokers in Fannett, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fannett, Texas mortgage lenders include Neches Federal Credit UnionNeches Federal Credit Union1955 Dowlen Rd, Beaumont, TX 77706 3330A+5.0 ★Texas Ratio: 0.97%, Dugood Federal Credit UnionDugood Federal Credit Union7505 Eastex Fwy Ste B, Beaumont, TX 77708A+5.0 ★Texas Ratio: 0.43%, Mct Credit UnionMct Credit Union3950 Dowlen Rd, Beaumont, TX 77706A+5.0 ★Texas Ratio: 1.72%, Fivepoint Credit UnionFivepoint Credit Union4005 Dowlen Rd, Beaumont, TX 77706 6850, Rave Financial Credit UnionRave Financial Credit Union1810 N Major Dr, Beaumont, TX 77713A+5.0 ★Texas Ratio: 3.39%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, PNC Bank N.A.PNC Bank N.A.1049 N 3rd St Ste 100, Abilene, TX 79601A+5.0 ★Texas Ratio: 4.24%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Gulf Credit UnionGulf Credit Union2360 Dowlen Rd, Beaumont, TX 77706A+5.0 ★Texas Ratio: 2.58%, and H-E-B Federal Credit UnionH-E-B Federal Credit Union4630 N Loop 1604 W Ste 101, San Antonio, TX 78249A+5.0 ★Texas Ratio: 0.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fannett, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fannett are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fannett, Texas
Market share is the lender's share of all home loans closed in Fannett, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1955 Dowlen Rd, Beaumont, TX 77706 3330 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 9 | 9% | 90% | $193,888 | View |
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7505 Eastex Fwy Ste B, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 5 | 5% | 100% | $129,000 | |
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3950 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 3 | 3% | 100% | $81,666 | View |
Fivepoint Credit Union
4005 Dowlen Rd, Beaumont, TX 77706 6850 |
Conventional | 3 | 3% | 85.7% | $158,333 | |
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1810 N Major Dr, Beaumont, TX 77713 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 3 | 3% | 50% | $151,666 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, FHA | 2 | 2% | 100% | $355,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
FHA, HELOC | 1 +1 HELOCs |
1% | 100% | $395,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 1% | 100% | $45,000 | View |
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2360 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 1% | 100% | $645,000 | View |
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4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 1% | 100% | $345,000 | View |
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740 Fannin St, Beaumont, TX 77701 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1% | 100% | $105,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA, Jumbo | 1 | 1% | 50% | $815,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $305,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 1% | 100% | $315,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 1% | 100% | $385,000 | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nationstar Mortgage
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Conventional | 2 | 2% | 66.7% | $125,000 | |
Primelending
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FHA | 1 | 1% | 100% | $275,000 | |
Stone Meadow Lending, LLC
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FHA | 1 | 1% | 100% | $215,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 1% | 66.7% | $55,000 | |
Click n' Close, Inc.
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FHA | 1 | 1% | 100% | $165,000 | |
United Wholesale Mortgage
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Conventional, FHA | 11 | 11% | 100% | $335,909 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 6 | 6% | 100% | $193,333 | View |
21St Mortgage
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Conventional | 5 | 5% | 66.7% | $93,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 4 | 4% | 100% | $350,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 3 | 3% | 50% | $195,000 | View |
Fairway Independent Mort Corp
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Conventional | 3 | 3% | 100% | $238,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 3% | 100% | $161,666 | |
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A+5.0 ★Texas Ratio: 4.14% |
FHA | 2 | 2% | 100% | $235,000 | View |
Freedom Mortgage Corporation
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FHA, VA | 2 | 2% | 100% | $390,000 | |
Canopy Mortgage, LLC
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Conventional | 2 | 2% | 100% | $230,000 | |
Newrez LLC
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Conventional | 2 | 2% | 100% | $265,000 | |
Hamilton Mortgage Corporation
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FHA | 2 | 2% | 100% | $340,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 1% | 50% | $255,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 1% | 100% | $305,000 | |
Kind Lending, LLC
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Conventional | 1 | 1% | 100% | $255,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 1% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1% | 85.7% | $95,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 1% | 50% | $505,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
FHA | 1 | 1% | 100% | $125,000 | View |
Success Mortgage Partners, Inc
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VA | 1 | 1% | 100% | $295,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1% | 100% | $335,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1% | 100% | $185,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1% | 100% | $275,000 | |
Nations Lending Corporation
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FHA | 1 | 1% | 100% | $295,000 | |
Radius Financial Group Inc
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FHA | 1 | 1% | 100% | $395,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1% | 100% | $285,000 | |
Village Capital & Investment
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FHA | 1 | 1% | 100% | $325,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Fannett Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fannett, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Fannett? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fannett in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fannett, TX
Use these to narrow the list above. Each category shows how many Fannett, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Fannett, TX
Independent mortgage companies closed 61 percent of home loans in Fannett, Texas in 2025, banks 11 percent and credit unions 28 percent. Nationstar Mortgage was the largest mortgage company, First Financial Bank the largest bank and Neches Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Neches Federal Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fannett, TX
By home loans closed in 2025, Neches Federal Credit Union was the largest mortgage lender in Fannett, Texas with 9 loans, about 9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Fannett, Texas in 2025, led by United Wholesale Mortgage with 5. 5 lenders closed VA loans, led by Usaa Federal Savings Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 11 credit unions closed home loans in Fannett, Texas in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fannett, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fannett, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fannett. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
