Mortgage Lenders and Brokers in Dalhart, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dalhart, Texas mortgage lenders include Centennial BankCentennial Bank312 E 2nd St, Dalhart, TX 79022A+5.0 ★Texas Ratio: 3.14%, Tib, National AssociationTib, National Association11701 Luna Rd, Farmers Branch, TX 75234A+5.0 ★Texas Ratio: 3.54%, Amarillo National BankAmarillo National Bank1500 S Coulter St, Amarillo, TX 79106A5.0 ★Texas Ratio: 9.89%, First National Bank TexasFirst National Bank Texas2701 E Main St, Alice, TX 78332A4.7 ★Texas Ratio: 3.20%, Education Credit UnionEducation Credit Union4400 W Interstate 40, Amarillo, TX 79106 5940A+5.0 ★Texas Ratio: 3.97%, First United BankFirst United Bank317 Main St, Abernathy, TX 79311A+5.0 ★Texas Ratio: 3.01%, Access Community Credit UnionAccess Community Credit Union6401 Bell St, Amarillo, TX 79109A+5.0 ★Texas Ratio: 2.21%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Union Square Credit UnionUnion Square Credit Union909 W Kramer Rd, Burkburnett, TX 76354 2641B4.5 ★Texas Ratio: 21.22%, and Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dalhart, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dalhart are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dalhart, Texas
Market share is the lender's share of all home loans closed in Dalhart, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Dalhart 312 E 2nd St, Dalhart, TX 79022 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 2 | 1.5% | 66.7% | $140,000 | View |
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11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional, FHA | 8 | 6.2% | 61.5% | $238,750 | View |
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1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89% |
Conventional, FHA, HELOC | 7 +1 HELOCs |
5.4% | 87.5% | $277,857 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
Conventional, FHA, USDA | 6 | 4.6% | 100% | $191,666 | View |
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4400 W Interstate 40, Amarillo, TX 79106 5940 A+5.0 ★Texas Ratio: 3.97% |
Conventional | 3 | 2.3% | 100% | $81,666 | View |
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317 Main St, Abernathy, TX 79311 A+5.0 ★Texas Ratio: 3.01% |
FHA | 2 | 1.5% | 100% | $265,000 | View |
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6401 Bell St, Amarillo, TX 79109 A+5.0 ★Texas Ratio: 2.21% |
Conventional | 2 | 1.5% | 100% | $170,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $225,000 | View |
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909 W Kramer Rd, Burkburnett, TX 76354 2641 B4.5 ★Texas Ratio: 21.22% |
Conventional | 1 | 0.8% | 100% | $225,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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1726 N Zaragoza Rd, El Paso, TX 79936 A+5.0 ★Texas Ratio: 3.00% |
Conventional | 1 | 0.8% | 100% | $195,000 | View |
Right Start Mortgage, Inc
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FHA, USDA | 3 | 2.3% | 100% | $168,333 | |
Hometrust Mortgage Company
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Conventional, FHA | 2 | 1.5% | 66.7% | $195,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 10 | 7.7% | 62.5% | $173,000 | View |
The Mortgage Link, Inc.
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Conventional, FHA | 10 | 7.7% | 100% | $193,000 | |
United Wholesale Mortgage
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Conventional, FHA | 9 | 6.9% | 100% | $191,666 | |
American Financial Resources LLC
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Conventional, FHA, USDA | 8 | 6.2% | 100% | $218,750 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 7 | 5.4% | 100% | $190,714 | View |
21St Mortgage
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Conventional | 6 | 4.6% | 70% | $151,666 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 5 | 3.8% | 100% | $217,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 3.1% | 28.6% | $152,500 | |
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A+5.0 ★Texas Ratio: 3.64% |
Conventional, FHA | 3 | 2.3% | 100% | $175,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 2.3% | 100% | $101,666 | |
American Financial Network, Inc.
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FHA | 2 | 1.5% | 100% | $180,000 | |
Associated Mortgage Corporation
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Conventional, FHA | 2 | 1.5% | 100% | $145,000 | |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $145,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $265,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 50% | $185,000 | |
Sage Home Loans Corporation
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FHA | 1 | 0.8% | 100% | $335,000 | |
CrossCountry Mortgage, LLC
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VA, Jumbo | 1 | 0.8% | 100% | $875,000 | |
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A+5.0 ★Texas Ratio: 0.75% |
Conventional | 1 | 0.8% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.8% | 50% | $105,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $65,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $125,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.8% | 100% | $335,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 100% | $45,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
FHA | 1 | 0.8% | 100% | $155,000 | View |
ResMac Inc
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FHA | 1 | 0.8% | 100% | $165,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.8% | 100% | $215,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $115,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $475,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 100% | $65,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $235,000 |
Dalhart Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dalhart, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Dalhart? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dalhart in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dalhart, TX
Use these to narrow the list above. Each category shows how many Dalhart, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Dalhart, TX
Independent mortgage companies closed 64.6 percent of home loans in Dalhart, Texas in 2025, banks 30.8 percent and credit unions 4.6 percent. Right Start Mortgage, Inc was the largest mortgage company, Centennial Bank the largest bank and Education Credit Union the largest credit union. Among lenders headquartered in Texas, Tib, National Association led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dalhart, TX
By home loans closed in 2025, Centennial Bank was the largest mortgage lender in Dalhart, Texas with 2 loans, about 1.5 percent of the market. The largest lender headquartered in Texas was Tib, National Association with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Dalhart, Texas in 2025, led by The Mortgage Link, Inc. with 9. 3 lenders closed VA loans, led by CrossCountry Mortgage, LLC, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 3 credit unions closed home loans in Dalhart, Texas in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dalhart, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dalhart, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dalhart. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
