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Mortgage Lenders and Brokers in Cut and Shoot, Texas

Cut and Shoot, Texas mortgage lenders include Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.4650 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 3.72%, and b1BANKb1BANK14951 Dallas Pkwy, Dallas, TX 75254A5.0 ★Texas Ratio: 9.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Cut and Shoot, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cut and Shoot are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Cut and Shoot, Texas

Market share is the lender's share of all home loans closed in Cut and Shoot, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
705 E 12th St, Austin, TX 78701 1909
A+5.0 ★Texas Ratio: 1.87%
Conventional, FHA, VA, USDA 33 4% 94.3% $215,000 View
710 Highway 71 W, Bastrop, TX 78602
A+5.0 ★Texas Ratio: 3.21%
Conventional, FHA, VA 11 1.3% 91.7% $245,909 View
3250 Rebecca Ln, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.68%
Conventional 7 0.9% 87.5% $309,285 View
★ 5 stars, 1 review
15301 North Dallas Prkwy #100, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.51%
Conventional, HELOC 5
+1 HELOCs
0.6% 71.4% $115,000 View
2617 Antilley Rd, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.74%
Conventional, HELOC 4
+1 HELOCs
0.5% 80% $192,500 View
★ 1 stars, 1 review
1502 Barrow St, Abilene, TX 79605
A+5.0 ★Texas Ratio: 1.58%
Conventional, FHA 3 0.4% 50% $258,333 View
2200 S 27th St, Abilene, TX 79605
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 2
+1 HELOCs
0.2% 100% $175,000 View
2212 Southgate St, Arlington, TX 76013
A+5.0 ★Texas Ratio: 5.55%
Conventional 2 0.2% 100% $210,000 View
4650 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 3.72%
Conventional, FHA 2 0.2% 83.3% $200,000 View
14951 Dallas Pkwy, Dallas, TX 75254
A5.0 ★Texas Ratio: 9.53%
Conventional 2 0.2% 100% $340,000 View
1 Village Dr, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.14%
Conventional 2 0.2% 100% $495,000 View
★ 1.7 stars, 3 reviews
1049 N 3rd St Ste 100, Abilene, TX 79601
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+2 HELOCs
0.1% 100% $255,000 View
3201 W Davis St, Conroe, TX 77304 2039
A5.0 ★Texas Ratio: 6.46%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $105,000 View
877 E Highway 6, Alvin, TX 77511
A+5.0 ★Texas Ratio: 5.77%
Conventional 1 0.1% 100% $65,000 View
★ 5 stars, 1 review
8201 Preston Rd, Dallas, TX 75225
A+5.0 ★Texas Ratio: 5.76%
Conventional 1 0.1% 100% $385,000 View
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713
FHA 1 0.1% 33.3% $225,000
501 E Hall St, Bangs, TX 76823
A+5.0 ★Texas Ratio: 5.55%
FHA 1 0.1% 100% $205,000 View
Fivepoint Credit Union
4005 Dowlen Rd, Beaumont, TX 77706 6850
Conventional 1 0.1% 100% $175,000
Peoples State Bank
5858 Texas 37, Center Point, TX 78010
Conventional 1 0.1% 100% $135,000
10300 Town Park Dr, Houston, TX 77072 5236
A+5.0 ★Texas Ratio: 2.70%
Conventional 1 0.1% 100% $265,000 View
10750 Mcdermott Fwy, San Antonio, TX 78288
B-3.5 ★Texas Ratio: 6.80%
Conventional 1 0.1% 25% $405,000 View
108 E Broadway St, Big Sandy, TX 75755
A+5.0 ★Texas Ratio: 3.34%
Conventional 1 0.1% 100% $195,000 View
4100 Smith School Rd # 1, Austin, TX 78744 3205
A5.0 ★Texas Ratio: 7.07%
Conventional 1 0.1% 100% $75,000 View
1402 W Stassney LN, Austin, TX 78745 2948
A5.0 ★Texas Ratio: 11.13%
Conventional 1 0.1% 100% $85,000 View
7505 Eastex Fwy Ste B, Beaumont, TX 77708
A+5.0 ★Texas Ratio: 0.43%
Conventional 1 0.1% 100% $165,000
★ 1 stars, 1 review
3939 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.87%
HELOC 0
+3 HELOCs
0% n/a View
1337 W Mcdermott Dr, Allen, TX 75013
A+5.0 ★Texas Ratio: 4.37%
HELOC 0
+1 HELOCs
0% 100% View
900 W Bethany Dr Ste 500, Allen, TX 75013 3834
A+5.0 ★Texas Ratio: 3.34%
HELOC 0
+1 HELOCs
0% n/a View
792 S Watters Rd, Allen, TX 75013
A+5.0 ★Texas Ratio: 1.05%
HELOC 0
+1 HELOCs
0% n/a View
Interlinc Mortgage Services, LLC
Conventional, FHA, VA 34 4.2% 100% $298,823
Stone Meadow Lending, LLC
Conventional, FHA, VA 34 4.2% 97.1% $346,764
Brightland Mortgage Services, Ltd.
Conventional, FHA, VA 21 2.6% 95.5% $277,857
DHI Mortgage Company, LTD.
Conventional, FHA, VA 16 2% 76.2% $368,125
Click n' Close, Inc.
Conventional, FHA, VA 11 1.3% 100% $309,545
Lendlo Mortgage, LLC
Conventional, FHA, VA, USDA 10 1.2% 100% $160,000
Nationstar Mortgage
Conventional, FHA, VA 5 0.6% 83.3% $231,000
Kangaroo Home Lending, LLC
Conventional, FHA 4 0.5% 100% $180,000
Sfmc, LP
Conventional, FHA 3 0.4% 100% $155,000
A+5.0 ★Texas Ratio: 0.92%
Conventional, FHA, VA 3 0.4% 100% $375,000 View
Highlands Residential Mortgage, Ltd.
Conventional 3 0.4% 100% $338,333
Right Start Mortgage, Inc
Conventional, VA 3 0.4% 100% $195,000
Hometrust Mortgage Company
Conventional, FHA 3 0.4% 100% $291,666
Houston TX Fire Fighters FCU
Conventional 2 0.2% 100% $100,000
Network Funding, L.P.
Conventional, FHA 2 0.2% 66.7% $245,000
Encompass Lending Group, L.P.
Conventional 2 0.2% 100% $335,000
Genway Home Mortgage, Inc.
Conventional, FHA 2 0.2% 100% $135,000
SWBC Mortgage Corporation
Conventional 1 0.1% 100% $445,000
Countryplace Mortgage, Ltd.
FHA 1 0.1% 100% $315,000
Associated Credit Union of Tx
Conventional 1 0.1% 100% $145,000
Credit Human Federal Credit Un
Conventional 1 0.1% 18.8% $205,000
Wagon Hill Home Loans LLC
Conventional 1 0.1% 100% $525,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.1% 100% $105,000 View
Ark-La-Tex Financial Services LLC
FHA 1 0.1% 50% $255,000
Lennar Mortgage, LLC
Conventional, FHA, VA, USDA 131 16% 74.9% $185,152
United Wholesale Mortgage
Conventional, FHA, VA, USDA 48 5.9% 79.4% $303,125
B+4.7 ★Texas Ratio: 18.17%
Conventional, FHA, VA 44 5.4% 86.5% $262,727 View
A+5.0 ★Texas Ratio: 3.22%
Conventional, FHA, VA 27 3.3% 85.3% $254,629 View
Calcon Mutual Mortgage LLC
Conventional, FHA, VA, USDA 24 2.9% 40.3% $222,083
21St Mortgage
Conventional 19 2.3% 32.2% $130,263
Freedom Mortgage Corporation
Conventional, FHA, VA 15 1.8% 100% $336,333
Vanderbilt Mortgage and Finance, Inc
Conventional 15 1.8% 18.2% $111,666
Cmg Mortgage Inc
Conventional, FHA, VA, USDA 14 1.7% 94.7% $242,857
A+5.0 ★Texas Ratio: 2.58%
Conventional, FHA 13 1.6% 92.9% $216,538 View
Kind Lending, LLC
Conventional, FHA, VA 11 1.3% 57.9% $271,363
A+5.0 ★Texas Ratio: 5.06%
Conventional 11 1.3% 39.2% $113,181 View
New American Funding, LLC.
Conventional, FHA, VA 10 1.2% 76.9% $218,000
Mortgage Research Center
VA 9 1.1% 64.3% $419,444
Towne Mortgage Company
FHA, VA 9 1.1% 100% $220,555
Synergy One Lending, Inc.
Conventional, FHA, VA 7 0.9% 100% $339,285
Union Home Mortgage Corp.
Conventional, FHA, VA 7 0.9% 81.8% $349,285
Nfm, Inc
Conventional, FHA, VA 6 0.7% 100% $210,000
A5.0 ★Texas Ratio: 9.09%
FHA, VA 6 0.7% 100% $380,000 View
Guaranteed Rate, Inc.
Conventional, FHA, VA 5 0.6% 100% $439,000
Newrez LLC
Conventional, FHA, VA 5 0.6% 71.4% $263,000
loanDepot.com LLC
Conventional, FHA 5 0.6% 50% $243,000
Movement Mortgage, LLC
Conventional, FHA, VA 5 0.6% 100% $265,000
Sun West Mortgage Company, Inc
Conventional, FHA, VA 5 0.6% 100% $229,000
The Loan Store, Inc
Conventional 5 0.6% 100% $325,000
Fairway Independent Mort Corp
Conventional, FHA 5 0.6% 100% $317,000
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, Jumbo 5 0.6% 71.4% $423,000
Lakeview Loan Servicing, LLC
FHA 4 0.5% 31.2% $295,000
Planet Home Lending, LLC
VA 4 0.5% 80% $315,000
Sierra Pacific Mortgage Co. Inc
Conventional, FHA 4 0.5% 100% $330,000
Tammac Holdings Corporation
Conventional 4 0.5% 28.6% $115,000
Gold Star Mortgage Financial Group, Corporation
VA 3 0.4% 80% $391,666
CrossCountry Mortgage, LLC
Conventional, FHA, VA 3 0.4% 60% $445,000
Resicentral LLC
Conventional, FHA 3 0.4% 100% $288,333
Southwest Stage Funding LLC
Conventional 3 0.4% 93.3% $91,666
Spring Eq, LLC
Conventional, HELOC 2
+2 HELOCs
0.2% 25% $100,000
Cadence Bank
Conventional 2 0.2% 100% $345,000
Panorama Mortgage Group, LLC
Conventional, FHA 2 0.2% 100% $130,000
Guaranteed Rate Affinity, LLC
Conventional 2 0.2% 100% $320,000
Affordable Mortgage Advisors
Conventional, FHA 2 0.2% 100% $350,000
All Credit Considered Mortgage, Inc.
Conventional 2 0.2% 100% $165,000
Equity Prime Mortgage LLC
FHA, VA 2 0.2% 100% $300,000
D3.3 ★Texas Ratio: 35.11%
Conventional, FHA 2 0.2% 100% $170,000 View
AmeriHome Mortgage Company, LLC
Conventional 2 0.2% 66.7% $535,000
Pennymac Loan Services LLC
Conventional, FHA 2 0.2% 100% $295,000
ClearPath Lending
VA 2 0.2% 100% $405,000
Geneva Financial LLC
Conventional, FHA 2 0.2% 100% $95,000
Nations Lending Corporation
Conventional, FHA 2 0.2% 100% $125,000
American Pacific Mortgage Corporation
FHA 2 0.2% 100% $205,000
V.I.P. Mortgage, Inc.
Conventional, VA 2 0.2% 100% $455,000
Mortgage Solutions of Colorado
VA 2 0.2% 100% $300,000
A5.0 ★Texas Ratio: 7.51%
Conventional 2 0.2% 33.3% $65,000 View
Carrington Mortgage Services LLC
Conventional, VA 2 0.2% 100% $315,000
Mason-McDuffie Mortgage Corporation
VA 2 0.2% 100% $350,000
Champions Funding, LLC
Conventional 2 0.2% 100% $270,000
Village Capital & Investment
FHA, VA 2 0.2% 100% $520,000
American Financial Resources LLC
FHA 1 0.1% 100% $135,000
Royal United Mortgage LLC
Conventional 1 0.1% 50% $165,000
A5.0 ★Texas Ratio: 11.06%
Conventional 1 0.1% 100% $435,000 View
RANLife, Inc.
Conventional 1 0.1% 100% $255,000
Goodleap, LLC
Conventional 1 0.1% 100% $275,000
Contour Mortgage Corporation
Conventional 1 0.1% 100% $405,000
Canopy Mortgage, LLC
Conventional 1 0.1% 100% $365,000
Acrisure Mortgage, LLC
Conventional 1 0.1% 50% $145,000
PHH Mortgage Corporation
Conventional 1 0.1% 100% $295,000
Loanunited.Com, LLC
VA 1 0.1% 100% $265,000
B+4.8 ★Texas Ratio: 17.16%
FHA 1 0.1% 100% $465,000 View
A5.0 ★Texas Ratio: 9.93%
Conventional 1 0.1% 20% $105,000 View
American Financial Network, Inc.
FHA 1 0.1% 20% $255,000
Discover Bank
Conventional 1 0.1% 25% $95,000
Developer's Mortgage Company
Conventional 1 0.1% 100% $405,000
Cardinal Financial Company, Li
USDA 1 0.1% 66.7% $235,000
Ony Glo, Inc.
Conventional 1 0.1% 100% $125,000
Provident Funding Associates
Conventional 1 0.1% 100% $375,000
A+5.0 ★Texas Ratio: 1.10%
VA 1 0.1% 100% $435,000 View
T2 Financial LLC
FHA 1 0.1% 100% $275,000
Wolfe Financial Inc
Conventional 1 0.1% 100% $805,000
Nations Direct Mortgage, LLC
VA 1 0.1% 100% $515,000
Summit Funding.Inc
Conventional 1 0.1% 100% $165,000
Prosperity Home Mortgage, LLC
Conventional 1 0.1% 100% $215,000
B-4.3 ★Texas Ratio: 23.12%
Conventional 1 0.1% 33.3% $485,000 View
CSL Financial, LLC
Conventional 1 0.1% 100% $145,000
Lower, LLC
Conventional 1 0.1% 100% $155,000
K. Hovnanian American Mortgage
FHA 1 0.1% 100% $295,000
Farm Credit Mid-America, Aca
Conventional 1 0.1% 50% $505,000
Paramount Residential Mortgage
Conventional 1 0.1% 100% $285,000
American Neighborhood Mortgage Acceptance Company
FHA 1 0.1% 100% $215,000
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Cut and Shoot, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Cut and Shoot? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cut and Shoot in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Cut and Shoot, TX

Use these to narrow the list above. Each category shows how many Cut and Shoot, TX lenders fit and what that kind of lender is usually best for.

Who Lends in Cut and Shoot, TX

Independent mortgage companies closed 90.2 percent of home loans in Cut and Shoot, Texas in 2025, banks 7.6 percent and credit unions 2.2 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, Cornerstone Capital Bank, Ssb the largest bank and Tdecu the largest credit union. Among lenders headquartered in Texas, Velocio Mortgage, L.L.C. led with 33 loans.

90.2%
Mortgage companies
7.6%
Banks
2.2%
Credit unions
38%
FHA loans
15%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Cut and Shoot, TX

Who is the largest mortgage lender in Cut and Shoot, TX?

By home loans closed in 2025, Velocio Mortgage, L.L.C. was the largest mortgage lender in Cut and Shoot, Texas with 33 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Cut and Shoot, TX have the highest approval rates?

Among lenders with meaningful volume in Cut and Shoot, Texas, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 74.9 percent, against a 67 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Cut and Shoot, TX mortgage lenders offer FHA, VA and USDA loans?

61 lenders closed FHA loans in Cut and Shoot, Texas in 2025, led by Lennar Mortgage, LLC with 67. 44 lenders closed VA loans, led by United Wholesale Mortgage, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Cut and Shoot, TX lender list?

Yes. 28 banks and 13 credit unions closed home loans in Cut and Shoot, Texas in 2025, alongside 100 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Cut and Shoot, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Cut and Shoot, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cut and Shoot, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cut and Shoot. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.