Cut and Shoot, Texas mortgage lenders include Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.4650 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 3.72%, and b1BANKb1BANK14951 Dallas Pkwy, Dallas, TX 75254A5.0 ★Texas Ratio: 9.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cut and Shoot, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cut and Shoot are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Cut and Shoot, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, VA, USDA | 33 | 4% | 94.3% | $215,000 | View |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 11 | 1.3% | 91.7% | $245,909 | View |
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 0.9% | 87.5% | $309,285 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 5 +1 HELOCs |
0.6% | 71.4% | $115,000 | View |
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 4 +1 HELOCs |
0.5% | 80% | $192,500 | View |
|
★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional, FHA | 3 | 0.4% | 50% | $258,333 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $175,000 | View |
|
2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.2% | 100% | $210,000 | View |
|
4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional, FHA | 2 | 0.2% | 83.3% | $200,000 | View |
|
14951 Dallas Pkwy, Dallas, TX 75254 A5.0 ★Texas Ratio: 9.53% |
Conventional | 2 | 0.2% | 100% | $340,000 | View |
|
1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 2 | 0.2% | 100% | $495,000 | View |
|
★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $255,000 | View |
|
3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $105,000 | View |
|
877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
|
★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.1% | 33.3% | $225,000 | |
|
501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
FHA | 1 | 0.1% | 100% | $205,000 | View |
Fivepoint Credit Union
4005 Dowlen Rd, Beaumont, TX 77706 6850 |
Conventional | 1 | 0.1% | 100% | $175,000 | |
Peoples State Bank
5858 Texas 37, Center Point, TX 78010 |
Conventional | 1 | 0.1% | 100% | $135,000 | |
|
10300 Town Park Dr, Houston, TX 77072 5236 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.1% | 25% | $405,000 | View |
|
108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
|
4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
|
1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
|
7505 Eastex Fwy Ste B, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 1 | 0.1% | 100% | $165,000 | |
|
★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
|
900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Interlinc Mortgage Services, LLC
|
Conventional, FHA, VA | 34 | 4.2% | 100% | $298,823 | |
Stone Meadow Lending, LLC
|
Conventional, FHA, VA | 34 | 4.2% | 97.1% | $346,764 | |
Brightland Mortgage Services, Ltd.
|
Conventional, FHA, VA | 21 | 2.6% | 95.5% | $277,857 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 16 | 2% | 76.2% | $368,125 | |
Click n' Close, Inc.
|
Conventional, FHA, VA | 11 | 1.3% | 100% | $309,545 | |
Lendlo Mortgage, LLC
|
Conventional, FHA, VA, USDA | 10 | 1.2% | 100% | $160,000 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 5 | 0.6% | 83.3% | $231,000 | |
Kangaroo Home Lending, LLC
|
Conventional, FHA | 4 | 0.5% | 100% | $180,000 | |
Sfmc, LP
|
Conventional, FHA | 3 | 0.4% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 0.92% |
Conventional, FHA, VA | 3 | 0.4% | 100% | $375,000 | View |
Highlands Residential Mortgage, Ltd.
|
Conventional | 3 | 0.4% | 100% | $338,333 | |
Right Start Mortgage, Inc
|
Conventional, VA | 3 | 0.4% | 100% | $195,000 | |
Hometrust Mortgage Company
|
Conventional, FHA | 3 | 0.4% | 100% | $291,666 | |
Houston TX Fire Fighters FCU
|
Conventional | 2 | 0.2% | 100% | $100,000 | |
Network Funding, L.P.
|
Conventional, FHA | 2 | 0.2% | 66.7% | $245,000 | |
Encompass Lending Group, L.P.
|
Conventional | 2 | 0.2% | 100% | $335,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $135,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $445,000 | |
Countryplace Mortgage, Ltd.
|
FHA | 1 | 0.1% | 100% | $315,000 | |
Associated Credit Union of Tx
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.1% | 18.8% | $205,000 | |
Wagon Hill Home Loans LLC
|
Conventional | 1 | 0.1% | 100% | $525,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.1% | 50% | $255,000 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA, USDA | 131 | 16% | 74.9% | $185,152 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 48 | 5.9% | 79.4% | $303,125 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 44 | 5.4% | 86.5% | $262,727 | View |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA | 27 | 3.3% | 85.3% | $254,629 | View |
Calcon Mutual Mortgage LLC
|
Conventional, FHA, VA, USDA | 24 | 2.9% | 40.3% | $222,083 | |
21St Mortgage
|
Conventional | 19 | 2.3% | 32.2% | $130,263 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 15 | 1.8% | 100% | $336,333 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 15 | 1.8% | 18.2% | $111,666 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 14 | 1.7% | 94.7% | $242,857 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 13 | 1.6% | 92.9% | $216,538 | View |
Kind Lending, LLC
|
Conventional, FHA, VA | 11 | 1.3% | 57.9% | $271,363 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 11 | 1.3% | 39.2% | $113,181 | View |
New American Funding, LLC.
|
Conventional, FHA, VA | 10 | 1.2% | 76.9% | $218,000 | |
Mortgage Research Center
|
VA | 9 | 1.1% | 64.3% | $419,444 | |
Towne Mortgage Company
|
FHA, VA | 9 | 1.1% | 100% | $220,555 | |
Synergy One Lending, Inc.
|
Conventional, FHA, VA | 7 | 0.9% | 100% | $339,285 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 7 | 0.9% | 81.8% | $349,285 | |
Nfm, Inc
|
Conventional, FHA, VA | 6 | 0.7% | 100% | $210,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA, VA | 6 | 0.7% | 100% | $380,000 | View |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 5 | 0.6% | 100% | $439,000 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 0.6% | 71.4% | $263,000 | |
loanDepot.com LLC
|
Conventional, FHA | 5 | 0.6% | 50% | $243,000 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 5 | 0.6% | 100% | $265,000 | |
Sun West Mortgage Company, Inc
|
Conventional, FHA, VA | 5 | 0.6% | 100% | $229,000 | |
The Loan Store, Inc
|
Conventional | 5 | 0.6% | 100% | $325,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 5 | 0.6% | 100% | $317,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo | 5 | 0.6% | 71.4% | $423,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 4 | 0.5% | 31.2% | $295,000 | |
Planet Home Lending, LLC
|
VA | 4 | 0.5% | 80% | $315,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 4 | 0.5% | 100% | $330,000 | |
Tammac Holdings Corporation
|
Conventional | 4 | 0.5% | 28.6% | $115,000 | |
Gold Star Mortgage Financial Group, Corporation
|
VA | 3 | 0.4% | 80% | $391,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 3 | 0.4% | 60% | $445,000 | |
Resicentral LLC
|
Conventional, FHA | 3 | 0.4% | 100% | $288,333 | |
Southwest Stage Funding LLC
|
Conventional | 3 | 0.4% | 93.3% | $91,666 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 25% | $100,000 | |
Cadence Bank
|
Conventional | 2 | 0.2% | 100% | $345,000 | |
Panorama Mortgage Group, LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $130,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 0.2% | 100% | $320,000 | |
Affordable Mortgage Advisors
|
Conventional, FHA | 2 | 0.2% | 100% | $350,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 2 | 0.2% | 100% | $165,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.2% | 100% | $300,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.2% | 100% | $170,000 | View |
AmeriHome Mortgage Company, LLC
|
Conventional | 2 | 0.2% | 66.7% | $535,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $295,000 | |
ClearPath Lending
|
VA | 2 | 0.2% | 100% | $405,000 | |
Geneva Financial LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $95,000 | |
Nations Lending Corporation
|
Conventional, FHA | 2 | 0.2% | 100% | $125,000 | |
American Pacific Mortgage Corporation
|
FHA | 2 | 0.2% | 100% | $205,000 | |
V.I.P. Mortgage, Inc.
|
Conventional, VA | 2 | 0.2% | 100% | $455,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.2% | 100% | $300,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.2% | 33.3% | $65,000 | View |
Carrington Mortgage Services LLC
|
Conventional, VA | 2 | 0.2% | 100% | $315,000 | |
Mason-McDuffie Mortgage Corporation
|
VA | 2 | 0.2% | 100% | $350,000 | |
Champions Funding, LLC
|
Conventional | 2 | 0.2% | 100% | $270,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 0.2% | 100% | $520,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.1% | 100% | $135,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.1% | 50% | $165,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $435,000 | View |
RANLife, Inc.
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
Contour Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $405,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $365,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.1% | 50% | $145,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $295,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.1% | 100% | $265,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.1% | 100% | $465,000 | View |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.1% | 20% | $105,000 | View |
American Financial Network, Inc.
|
FHA | 1 | 0.1% | 20% | $255,000 | |
Discover Bank
|
Conventional | 1 | 0.1% | 25% | $95,000 | |
Developer's Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $405,000 | |
Cardinal Financial Company, Li
|
USDA | 1 | 0.1% | 66.7% | $235,000 | |
Ony Glo, Inc.
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.1% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.1% | 100% | $435,000 | View |
T2 Financial LLC
|
FHA | 1 | 0.1% | 100% | $275,000 | |
Wolfe Financial Inc
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
Nations Direct Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $515,000 | |
Summit Funding.Inc
|
Conventional | 1 | 0.1% | 100% | $165,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 33.3% | $485,000 | View |
CSL Financial, LLC
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
Lower, LLC
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
K. Hovnanian American Mortgage
|
FHA | 1 | 0.1% | 100% | $295,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 0.1% | 50% | $505,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 1 | 0.1% | 100% | $215,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Cut and Shoot? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cut and Shoot in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Cut and Shoot, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 90.2 percent of home loans in Cut and Shoot, Texas in 2025, banks 7.6 percent and credit unions 2.2 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, Cornerstone Capital Bank, Ssb the largest bank and Tdecu the largest credit union. Among lenders headquartered in Texas, Velocio Mortgage, L.L.C. led with 33 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, Velocio Mortgage, L.L.C. was the largest mortgage lender in Cut and Shoot, Texas with 33 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Cut and Shoot, Texas, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 74.9 percent, against a 67 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
61 lenders closed FHA loans in Cut and Shoot, Texas in 2025, led by Lennar Mortgage, LLC with 67. 44 lenders closed VA loans, led by United Wholesale Mortgage, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 13 credit unions closed home loans in Cut and Shoot, Texas in 2025, alongside 100 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cut and Shoot, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cut and Shoot, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cut and Shoot. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.