Creedmoor, Texas mortgage lenders include Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, Hancock Whitney BankHancock Whitney Bank7800 Shoal Creek Boulevard, Austin, TX 78757A+5.0 ★Texas Ratio: 3.41%, Security Bank of TexasSecurity Bank of Texas3600 N Capital Of Texas Highway, Austin, TX 78746A5.0 ★Texas Ratio: 12.78%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Austin Telco FCUAustin Telco FCU8929 Shoal Creek Blvd, Austin, TX 78757A+5.0 ★Texas Ratio: 1.81%, Bokf NABokf NA792 S Watters Rd, Allen, TX 75013A+5.0 ★Texas Ratio: 1.05%, SouthStar Bank SSBSouthStar Bank SSB10901 W Highway 290, Austin, TX 78736A5.0 ★Texas Ratio: 7.03%, and The First National Bank of BasThe First National Bank of Bas118 Highway 21 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 2.19%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Creedmoor, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Creedmoor are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Creedmoor, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA | 5 | 2% | 100% | $365,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 3 | 1.2% | 100% | $205,000 | |
|
13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
FHA | 2 | 0.8% | 100% | $510,000 | View |
|
★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41% |
FHA | 1 | 0.4% | 100% | $295,000 | View |
|
3600 N Capital Of Texas Highway, Austin, TX 78746 A5.0 ★Texas Ratio: 12.78% |
Conventional | 1 | 0.4% | 100% | $675,000 | View |
|
501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
|
8929 Shoal Creek Blvd, Austin, TX 78757 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
|
792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
FHA | 1 | 0.4% | 100% | $275,000 | View |
|
★ 5 stars, 1 review 10901 W Highway 290, Austin, TX 78736 A5.0 ★Texas Ratio: 7.03% |
Conventional | 1 | 0.4% | 50% | $285,000 | View |
|
118 Highway 21 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 0.4% | 100% | $585,000 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.4% | 50% | $285,000 | View |
|
701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.4% | 50% | $315,000 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sfmc, LP
|
FHA | 5 | 2% | 71.4% | $503,000 | |
Primelending
|
Conventional | 2 | 0.8% | 100% | $190,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 0.8% | 100% | $205,000 | |
Network Funding, L.P.
|
FHA | 1 | 0.4% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, USDA | 75 | 30.2% | 84.7% | $311,400 | View |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 57 +1 HELOCs |
23% | 93.4% | $312,719 | |
Taylor Morrison Home Funding, Inc.
|
Conventional, FHA, VA | 39 | 15.7% | 90.7% | $381,923 | |
Tri Pointe Connect, LLC
|
Conventional, FHA, VA | 7 | 2.8% | 100% | $415,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 6 | 2.4% | 100% | $331,666 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 5 | 2% | 62.5% | $181,000 | |
Pennymac Loan Services LLC
|
FHA, VA | 3 | 1.2% | 100% | $518,333 | |
Stg Mortgage Inc
|
FHA | 3 | 1.2% | 100% | $338,333 | |
Cadence Bank
|
Conventional | 2 | 0.8% | 100% | $175,000 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $275,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $315,000 | |
New American Funding, LLC.
|
FHA, VA | 2 | 0.8% | 100% | $325,000 | |
21St Mortgage
|
Conventional | 2 | 0.8% | 66.7% | $120,000 | |
Cliffco, Inc.
|
Conventional | 1 | 0.4% | 100% | $445,000 | |
|
A5.0 ★Texas Ratio: 6.15% |
FHA | 1 | 0.4% | 100% | $295,000 | View |
Nbkc Bank
|
FHA | 1 | 0.4% | 100% | $585,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.4% | 57.1% | $85,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
Mortgage Research Center
|
VA | 1 | 0.4% | 100% | $415,000 | |
Emet Lending Group, Inc.
|
Conventional | 1 | 0.4% | 100% | $275,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.4% | 100% | $165,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.4% | 100% | $375,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 0.4% | 100% | $365,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
Champions Funding, LLC
|
Conventional | 1 | 0.4% | 100% | $425,000 |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Creedmoor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Creedmoor in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Creedmoor, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 91.9 percent of home loans in Creedmoor, Texas in 2025, banks 7.3 percent and credit unions 0.8 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, US Bank, N.A. the largest bank and Austin Telco FCU the largest credit union. Among lenders headquartered in Texas, Velocio Mortgage, L.L.C. led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, Velocio Mortgage, L.L.C. was the largest mortgage lender in Creedmoor, Texas with 5 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Creedmoor, Texas, loanDepot.com LLC approved the highest share of completed applications in 2025 at 93.4 percent, against a 87.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Creedmoor, Texas in 2025, led by Inspire Home Loans Inc. with 57. 8 lenders closed VA loans, led by Inspire Home Loans Inc., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 4 credit unions closed home loans in Creedmoor, Texas in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Creedmoor, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Creedmoor, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Creedmoor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.