Mortgage Lenders and Brokers in Cedar Hill, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cedar Hill, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA225 N Highway 67, Cedar Hill, TX 75104A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA156 W Belt Line Rd, Cedar Hill, TX 75104A+5.0 ★Texas Ratio: 4.14%, Frost BankFrost Bank213 North Highway 67, Cedar Hill, TX 75104A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA375 N Highway 67, Cedar Hill, TX 75104A+5.0 ★Texas Ratio: 5.36%, Prosperity BankProsperity Bank217 E Fm 1382, Cedar Hill, TX 75104A+5.0 ★Texas Ratio: 1.58%, Regions BankRegions Bank743 N Highway 67, Cedar Hill, TX 75104A+5.0 ★Texas Ratio: 4.37%, Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, Texas Trust Credit UnionTexas Trust Credit Union109 W FM 1382, Cedar Hill, TX 75104A5.0 ★Texas Ratio: 6.31%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, and First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cedar Hill, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cedar Hill are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cedar Hill, Texas
Market share is the lender's share of all home loans closed in Cedar Hill, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cedar Hill 225 N Highway 67, Cedar Hill, TX 75104 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 13 | 2.4% | 100% | $251,153 | View |
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1 office in Cedar Hill 156 W Belt Line Rd, Cedar Hill, TX 75104 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 10 +7 HELOCs |
1.9% | 90.9% | $286,000 | View |
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★ 5 stars, 1 review 1 office in Cedar Hill 213 North Highway 67, Cedar Hill, TX 75104 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 9 +2 HELOCs |
1.7% | 47.4% | $153,888 | View |
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1 office in Cedar Hill 375 N Highway 67, Cedar Hill, TX 75104 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 9 | 1.7% | 64.3% | $227,222 | View |
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★ 1 stars, 1 review 1 office in Cedar Hill 217 E Fm 1382, Cedar Hill, TX 75104 A+5.0 ★Texas Ratio: 1.58% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 44.4% | $225,000 | View |
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1 office in Cedar Hill 743 N Highway 67, Cedar Hill, TX 75104 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, VA | 55 | 10.2% | 88.7% | $290,272 | View |
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109 W FM 1382, Cedar Hill, TX 75104 A5.0 ★Texas Ratio: 6.31% |
Conventional | 9 | 1.7% | 64.3% | $173,888 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA, VA | 7 | 1.3% | 100% | $353,571 | |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 5 | 0.9% | 100% | $217,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0.7% | 85.7% | $532,500 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 4 | 0.7% | 100% | $290,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA, Jumbo | 4 | 0.7% | 100% | $612,500 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 3 | 0.6% | 100% | $308,333 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 3 | 0.6% | 50% | $328,333 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.6% | 100% | $545,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, VA | 2 | 0.4% | 66.7% | $575,000 | View |
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2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 2 | 0.4% | 100% | $335,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional, FHA | 2 | 0.4% | 66.7% | $220,000 | View |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional | 2 | 0.4% | 100% | $450,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 2 | 0.4% | 100% | $310,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 33.3% | $495,000 | View |
Southwest Airlines FCU
801 W Euless Blvd Ste 104, Euless, TX 76040 4438 |
Conventional | 1 | 0.2% | 33.3% | $65,000 | |
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3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 50% | $295,000 | View |
Veritex Community Bank
3800 Matlock Rd, Arlington, TX 76015 |
Conventional | 1 | 0.2% | 100% | $265,000 | |
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705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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4040 N Central Expy Ste 100, Dallas, TX 75204 A+5.0 ★Texas Ratio: 2.52% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,445,000 | View |
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45th And Bell Street, Amarillo, TX 79109 A+5.0 ★Texas Ratio: 4.68% |
FHA | 1 | 0.2% | 100% | $485,000 | View |
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1115 S Main St, Grapevine, TX 76051 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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1515 Fannin St Ste D, Columbus, TX 78934 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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11220 N Lamar Blvd, Austin, TX 78753 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 0.2% | 25% | $215,000 | |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $305,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 0.2% | 33.3% | $135,000 | View |
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1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
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101 E Avenue E, Alpine, TX 79830 A5.0 ★Texas Ratio: 10.35% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,105,000 | View |
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5151 Belt Line Road, Dallas, TX 75254 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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5940 Forest Ln, Dallas, TX 75230 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
FHA | 1 | 0.2% | 100% | $205,000 | View |
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406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.2% | 33.3% | $65,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +24 HELOCs |
0% | n/a | View | |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sfmc, LP
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Conventional, FHA, Jumbo | 5 | 0.9% | 100% | $577,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 5 | 0.9% | 100% | $301,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 4 | 0.7% | 66.7% | $210,000 | View |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.6% | 50% | $251,666 | |
Primelending
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Conventional, FHA | 2 | 0.4% | 50% | $335,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $285,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.4% | 50% | $275,000 | |
FocusOne Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Clm Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $675,000 | |
Rb Mortgage LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Network Funding, L.P.
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FHA | 1 | 0.2% | 100% | $305,000 | |
Integrity Mortgage Corporation of Texas
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Ameritrust Mortgage Corporation
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,715,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Jacqueline Montanez
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Conventional | 1 | 0.2% | 100% | $35,000 | |
Right Start Mortgage, Inc
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VA | 1 | 0.2% | 100% | $355,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $495,000 | |
Southwest Funding LP
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Conventional | 1 | 0.2% | 100% | $395,000 | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 51 | 9.4% | 66.7% | $243,235 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 44 | 8.1% | 90% | $323,181 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo | 13 | 2.4% | 45.2% | $275,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 12 +1 HELOCs |
2.2% | 100% | $475,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 10 +4 HELOCs |
1.9% | 62.5% | $205,000 | |
Mortgage Research Center
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VA | 10 | 1.9% | 73.3% | $389,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, Jumbo | 10 | 1.9% | 100% | $322,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 9 | 1.7% | 100% | $283,888 | |
Cmg Mortgage Inc
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Conventional, VA, HELOC | 8 +2 HELOCs |
1.5% | 100% | $336,250 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 1.3% | 87.5% | $312,142 | |
American Financial Resources LLC
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Conventional, FHA, VA, Jumbo | 7 | 1.3% | 87.5% | $452,142 | |
Newrez LLC
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Conventional | 7 | 1.3% | 40% | $219,285 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 6 | 1.1% | 85.7% | $291,666 | |
V.I.P. Mortgage, Inc.
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Conventional | 6 | 1.1% | 100% | $146,666 | |
The Mortgage Link, Inc.
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Conventional, FHA | 5 | 0.9% | 100% | $471,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 4 | 0.7% | 100% | $435,000 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $370,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 4 | 0.7% | 100% | $532,500 | View |
Pennymac Loan Services LLC
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Conventional | 4 | 0.7% | 50% | $185,000 | |
American Financial Network, Inc.
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FHA, VA | 4 | 0.7% | 100% | $335,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 4 | 0.7% | 80% | $512,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 0.7% | 100% | $387,500 | |
Royal United Mortgage LLC
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Conventional | 3 | 0.6% | 100% | $168,333 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 3 | 0.6% | 23.5% | $408,333 | |
Synergy One Lending, Inc.
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Conventional, FHA, VA | 3 | 0.6% | 100% | $228,333 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 3 | 0.6% | 100% | $148,333 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA, Jumbo | 3 | 0.6% | 100% | $635,000 | View |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 0.6% | 100% | $178,333 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 3 | 0.6% | 75% | $338,333 | |
Paramount Residential Mortgage
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Conventional, VA | 3 | 0.6% | 75% | $355,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 22.2% | $60,000 | |
Cadence Bank
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Conventional | 2 | 0.4% | 100% | $430,000 | |
Premier Mortgage Resources, LLC
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FHA | 2 | 0.4% | 100% | $250,000 | |
Neighborhood Loans, Inc
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Conventional | 2 | 0.4% | 40% | $15,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $140,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.4% | 50% | $560,000 | |
Platinum Eagle Mortgage, LLC
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Conventional, VA | 2 | 0.4% | 100% | $355,000 | |
Community Mortgage Funding, LLC
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Conventional | 2 | 0.4% | 100% | $240,000 | |
First Option Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $130,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $150,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.4% | 100% | $470,000 | |
Better Mortgage Corporation
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FHA, VA | 2 | 0.4% | 66.7% | $375,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $310,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.4% | 100% | $315,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 2 | 0.4% | 100% | $660,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.4% | 100% | $445,000 | View |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $305,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $355,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.2% | 50% | $1,225,000 | View |
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A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Panorama Mortgage Group, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Goodleap, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Servion
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.2% | 50% | $285,000 | |
Brighton Bank
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FHA | 1 | 0.2% | 100% | $335,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.2% | 9.1% | $505,000 | View |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $465,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 50% | $1,335,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 7.7% | $155,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 50% | $235,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.2% | 100% | $215,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Land Home Financial Services,
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FHA | 1 | 0.2% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,025,000 | View |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Fay Servicing LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Hometown Equity Mortgage, LLC
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Conventional, Jumbo | 1 | 0.2% | 33.3% | $965,000 | |
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A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.2% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.2% | 100% | $305,000 | View |
Lake Michigan Credit Union
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $295,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,125,000 | |
Nmsi, Inc.
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FHA | 1 | 0.2% | 100% | $375,000 | |
Banc One Mortage Corporation
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Loan Simple, Inc.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 33.3% | $285,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 75% | $315,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a |
Cedar Hill Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cedar Hill, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Cedar Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cedar Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cedar Hill, TX
Use these to narrow the list above. Each category shows how many Cedar Hill, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Cedar Hill, TX
Independent mortgage companies closed 72.2 percent of home loans in Cedar Hill, Texas in 2025, banks 20 percent and credit unions 7.8 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Texas Trust Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cedar Hill, TX
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Cedar Hill, Texas with 13 loans, about 2.4 percent of the market. The largest lender headquartered in Texas was Frost Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Cedar Hill, Texas, Velocio Mortgage, L.L.C. approved the highest share of completed applications in 2025 at 88.7 percent, against a 74 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
50 lenders closed FHA loans in Cedar Hill, Texas in 2025, led by Velocio Mortgage, L.L.C. with 44. 29 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 46 banks and 19 credit unions closed home loans in Cedar Hill, Texas in 2025, alongside 93 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cedar Hill, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cedar Hill, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cedar Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
