Mortgage Lenders and Brokers in Boyd, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Boyd, Texas mortgage lenders include First Financial BankFirst Financial Bank609 E Rock Island Ave, Boyd, TX 76023A+5.0 ★Texas Ratio: 3.74%, American National Bank & TrustAmerican National Bank & Trust108 W Main, Archer City, TX 76351A5.0 ★Texas Ratio: 7.83%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Southwest Airlines FCUSouthwest Airlines FCU801 W Euless Blvd Ste 104, Euless, TX 76040 4438, Legend Bank, N.A.Legend Bank, N.A.110 Franklin Street, Alvord, TX 76225A+5.0 ★Texas Ratio: 0.92%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, NBT Financial BankNBT Financial Bank1015 Champions Dr Suite 100, Aledo, TX 76008A-4.9 ★Texas Ratio: 16.19%, and TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Boyd, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Boyd are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Boyd, Texas
Market share is the lender's share of all home loans closed in Boyd, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Boyd 609 E Rock Island Ave, Boyd, TX 76023 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 4 | 1.6% | 80% | $205,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional, FHA | 3 | 1.2% | 100% | $251,666 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 40% | $100,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA | 2 | 0.8% | 100% | $265,000 | View |
Southwest Airlines FCU
801 W Euless Blvd Ste 104, Euless, TX 76040 4438 |
Conventional | 1 | 0.4% | 100% | $135,000 | |
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110 Franklin Street, Alvord, TX 76225 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 50% | $285,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.4% | 100% | $265,000 | |
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1015 Champions Dr Suite 100, Aledo, TX 76008 A-4.9 ★Texas Ratio: 16.19% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
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1900 West Loop S, Houston, TX 77027 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 50% | $245,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
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9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 131 | 52.4% | 80.5% | $267,748 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 5 | 2% | 100% | $333,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 4 | 1.6% | 100% | $167,500 | |
Sfmc, LP
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Conventional, FHA | 3 | 1.2% | 100% | $328,333 | |
Ark-La-Tex Financial Services LLC
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Conventional | 3 | 1.2% | 100% | $348,333 | |
Network Funding, L.P.
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Conventional | 2 | 0.8% | 100% | $395,000 | |
Integrity Mortgage Corporation of Texas
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FHA | 1 | 0.4% | 100% | $455,000 | |
Loanpeople, LLC
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Conventional | 1 | 0.4% | 100% | $535,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 5.2% | 100% | $316,538 | |
21St Mortgage
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Conventional | 9 | 3.6% | 64.7% | $157,222 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 7 | 2.8% | 100% | $325,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 2% | 100% | $305,000 | |
Cardinal Financial Company, Li
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Conventional, FHA, USDA | 4 | 1.6% | 80% | $152,500 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $310,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 0.8% | 76.9% | $95,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
FHA, VA | 2 | 0.8% | 100% | $365,000 | View |
Michigan Mutual, Inc
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Conventional | 2 | 0.8% | 100% | $230,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.8% | 66.7% | $365,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $345,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $445,000 | |
American Portfolio Mortgage Corporation
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VA | 1 | 0.4% | 100% | $495,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.4% | 100% | $315,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.4% | 100% | $15,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.4% | 50% | $305,000 | |
Newrez LLC
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VA, Jumbo | 1 | 0.4% | 100% | $885,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $435,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $175,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.4% | 100% | $415,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.4% | 50% | $335,000 | |
Mortgage Financial Services
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Weichert Financial Services
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $535,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $345,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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Conventional | 1 | 0.4% | 100% | $395,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $285,000 | |
Great Plains National Bank
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FHA | 1 | 0.4% | 100% | $275,000 | |
Mortgage Research Center
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VA | 1 | 0.4% | 100% | $285,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $685,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Lower, LLC
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VA | 1 | 0.4% | 100% | $395,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.4% | 100% | $385,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 50% | $135,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 50% | $165,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Boyd Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Boyd, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Boyd? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Boyd in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Boyd, TX
Use these to narrow the list above. Each category shows how many Boyd, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Boyd, TX
Independent mortgage companies closed 89.2 percent of home loans in Boyd, Texas in 2025, banks 8.8 percent and credit unions 2 percent. Everett Financial, Inc. was the largest mortgage company, First Financial Bank the largest bank and Southwest Airlines FCU the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Boyd, TX
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Boyd, Texas with 4 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Boyd, Texas, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 80.5 percent, against a 83 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Boyd, Texas in 2025, led by DHI Mortgage Company, LTD. with 90. 11 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 5 credit unions closed home loans in Boyd, Texas in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Boyd, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Boyd, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Boyd. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
