Mortgage Lenders and Brokers in Borger, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Borger, Texas mortgage lenders include Amarillo National BankAmarillo National Bank301 W 6th St, Borger, TX 79007A5.0 ★Texas Ratio: 9.89%, Centennial BankCentennial Bank1431 W Wilson St, Borger, TX 79007A+5.0 ★Texas Ratio: 3.14%, Education Credit UnionEducation Credit Union500 W Grand St, Borger, TX 79007 4606A+5.0 ★Texas Ratio: 3.97%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, First United BankFirst United Bank317 Main St, Abernathy, TX 79311A+5.0 ★Texas Ratio: 3.01%, Texas Tech Federal Credit UnionTexas Tech Federal Credit Union4001 Catclaw Dr, Abilene, TX 79606, Alliance Credit UnionAlliance Credit Union9404 Hillside Rd, Amarillo, TX 79119A+5.0 ★Texas Ratio: 4.84%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, First National Bank TexasFirst National Bank Texas2701 E Main St, Alice, TX 78332A4.7 ★Texas Ratio: 3.20%, and Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Borger, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Borger are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Borger, Texas
Market share is the lender's share of all home loans closed in Borger, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Borger 301 W 6th St, Borger, TX 79007 A5.0 ★Texas Ratio: 9.89% |
Conventional, FHA, USDA, HELOC | 21 +19 HELOCs |
13.9% | 90.6% | $163,095 | View |
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1 office in Borger 1431 W Wilson St, Borger, TX 79007 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA | 5 | 3.3% | 62.5% | $93,000 | View |
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500 W Grand St, Borger, TX 79007 4606 A+5.0 ★Texas Ratio: 3.97% |
Conventional | 7 | 4.6% | 100% | $43,571 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA, VA, USDA | 6 | 4% | 100% | $281,666 | |
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317 Main St, Abernathy, TX 79311 A+5.0 ★Texas Ratio: 3.01% |
Conventional, USDA | 4 | 2.6% | 100% | $130,000 | View |
Texas Tech Federal Credit Union
4001 Catclaw Dr, Abilene, TX 79606 |
Conventional, FHA | 3 | 2% | 75% | $231,666 | |
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9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
USDA | 1 | 0.7% | 100% | $115,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.7% | 100% | $225,000 | View |
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5000 N FM 1912, Amarillo, TX 79108 A5.0 ★Texas Ratio: 7.26% |
Conventional | 1 | 0.7% | 50% | $55,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.7% | 50% | $325,000 | View |
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6401 Bell St, Amarillo, TX 79109 A+5.0 ★Texas Ratio: 2.21% |
Conventional | 1 | 0.7% | 100% | $115,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Right Start Mortgage, Inc
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Conventional, FHA, USDA | 11 | 7.3% | 91.7% | $116,818 | |
Nationstar Mortgage
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Conventional | 3 | 2% | 100% | $188,333 | |
Hometrust Mortgage Company
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FHA, USDA | 2 | 1.3% | 100% | $110,000 | |
Primelending
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FHA | 1 | 0.7% | 100% | $175,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.7% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $115,000 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 15 | 9.9% | 69.6% | $192,333 | View |
Associated Mortgage Corporation
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Conventional, FHA, USDA | 9 | 6% | 100% | $216,111 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 6 | 4% | 100% | $151,666 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
2.6% | 80% | $187,500 | |
United Wholesale Mortgage
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Conventional, FHA | 4 | 2.6% | 66.7% | $140,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA | 4 | 2.6% | 100% | $147,500 | View |
Securitynational Mortgage Company
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FHA | 3 | 2% | 100% | $105,000 | |
Mortgage Research Center
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FHA, VA | 3 | 2% | 50% | $161,666 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.3% | 100% | $140,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1.3% | 100% | $160,000 | |
Fairway Independent Mort Corp
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FHA | 2 | 1.3% | 100% | $180,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 1.3% | 100% | $65,000 | |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $165,000 | |
Keypoint Credit Union
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Conventional | 1 | 0.7% | 100% | $85,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.7% | 50% | $65,000 | |
Goodleap, LLC
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Conventional | 1 | 0.7% | 50% | $95,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.7% | 100% | $265,000 | |
Newrez LLC
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VA | 1 | 0.7% | 33.3% | $425,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $415,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.7% | 100% | $245,000 | |
Cmg Mortgage Inc
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USDA | 1 | 0.7% | 100% | $175,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 3.64% |
VA | 1 | 0.7% | 100% | $425,000 | View |
Cardinal Financial Company, Li
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Conventional | 1 | 0.7% | 100% | $145,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.7% | 100% | $225,000 | |
Great Plains National Bank
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $195,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 50% | $295,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.7% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.7% | 50% | $165,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.7% | 100% | $225,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.7% | 100% | $85,000 | |
Village Capital & Investment
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FHA | 1 | 0.7% | 50% | $195,000 |
Borger Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Borger, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Borger? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Borger in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Borger, TX
Use these to narrow the list above. Each category shows how many Borger, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Borger, TX
Independent mortgage companies closed 63.6 percent of home loans in Borger, Texas in 2025, banks 25.8 percent and credit unions 10.6 percent. Everett Financial, Inc. was the largest mortgage company, Amarillo National Bank the largest bank and Education Credit Union the largest credit union. Among lenders headquartered in Texas, Amarillo National Bank led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Borger, TX
By home loans closed in 2025, Amarillo National Bank was the largest mortgage lender in Borger, Texas with 21 loans, about 13.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Borger, Texas in 2025, led by Amarillo National Bank with 10. 8 lenders closed VA loans, led by Rocket Mortgage, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 8 credit unions closed home loans in Borger, Texas in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Borger, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Borger, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Borger. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
