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Mortgage Lenders and Brokers in Allen, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Allen, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1204 Angel Pkwy, Allen, TX 75002A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank498 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA995 W Bethany Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 5.36%, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, Bank of America NABank of America NA1202 N Greenville Ave, Allen, TX 75002A+5.0 ★Texas Ratio: 4.14%, Prosperity BankProsperity Bank321 E Mcdermott Dr, Allen, TX 75002A+5.0 ★Texas Ratio: 1.58%, American National Bank of TexaAmerican National Bank of Texa720 S Greenville Ave, Allen, TX 75002B+4.0 ★Texas Ratio: 2.41%, Bokf NABokf NA792 S Watters Rd, Allen, TX 75013A+5.0 ★Texas Ratio: 1.05%, PNC Bank N.A.PNC Bank N.A.806 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.24%, and Truist BankTruist Bank1005 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Allen, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Allen are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Allen, Texas

Market share is the lender's share of all home loans closed in Allen, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 4 offices in Allen 1204 Angel Pkwy, Allen, TX 75002 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo	45	2.9%	86.5%	$431,666	View
Frost Bank ★ 5 stars, 1 review 2 offices in Allen 498 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	24 +16 HELOCs	1.5%	64.1%	$193,333	View
Wells Fargo Bank NA 2 offices in Allen 995 W Bethany Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 5.36%	Conventional	18	1.1%	78.3%	$306,111	View
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional, Jumbo	12	0.8%	92.3%	$579,166	View
Bank of America NA 2 offices in Allen 1202 N Greenville Ave, Allen, TX 75002 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	8 +45 HELOCs	0.5%	80%	$616,250	View
Prosperity Bank ★ 1 stars, 1 review 2 offices in Allen 321 E Mcdermott Dr, Allen, TX 75002 A+5.0 ★Texas Ratio: 1.58%	Conventional, HELOC	5 +1 HELOCs	0.3%	85.7%	$205,000	View
American National Bank of Texa 1 office in Allen 720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41%	Conventional	5	0.3%	100%	$461,000	View
Bokf NA 1 office in Allen 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, Jumbo, HELOC	4 +4 HELOCs	0.3%	80%	$892,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Allen 806 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +14 HELOCs	0.1%	66.7%	$430,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Allen 1005 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +11 HELOCs	0.1%	50%	$645,000	View
Regions Bank 1 office in Allen 1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$305,000	View
Fifth Third Bank, National Association 2 offices in Allen 805 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$425,000	View
Centennial Bank 1 office in Allen 700 Central Expy S, Allen, TX 75013 A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0.1%	100%	$805,000	View
Origin Bank 1 office in Allen 384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66%	Conventional	1	0.1%	100%	$245,000	View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +49 HELOCs	0%	n/a		View
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA, Jumbo	41	2.6%	100%	$423,292
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, Jumbo, HELOC	19 +11 HELOCs	1.2%	100%	$305,000	View
Velocio Mortgage, L.L.C. 705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, VA	18	1.1%	100%	$462,777	View
Texans Credit Union 406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22%	Conventional, HELOC	17 +2 HELOCs	1.1%	53.7%	$255,588	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, Jumbo, HELOC	16 +2 HELOCs	1%	89.5%	$601,875	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	15	1%	93.8%	$359,666
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA, VA, Jumbo	14	0.9%	87.5%	$515,000	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	13	0.8%	92.9%	$741,153	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo	5	0.3%	100%	$715,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional, VA	5	0.3%	100%	$449,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo	4	0.3%	100%	$902,500	View
Sunflower Bank, N.A. 623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77%	Conventional, VA	4	0.3%	80%	$385,000	View
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional	3	0.2%	100%	$308,333	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional	3	0.2%	75%	$485,000	View
Eecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73%	Conventional	3	0.2%	75%	$165,000	View
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	FHA, VA	3	0.2%	100%	$405,000	View
East West Bank 2527 Royal Ln, Dallas, TX 75229 A+5.0 ★Texas Ratio: 2.84%	Conventional	3	0.2%	75%	$291,666	View
First Community Credit Union 1600 E Main St, Alice, TX 78332	Conventional	2	0.1%	100%	$365,000
Huntington National Bank 3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	2	0.1%	50%	$1,320,000	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	Conventional	2	0.1%	100%	$385,000	View
Advancial Federal Credit Union 1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30%	Conventional, Jumbo	2	0.1%	100%	$825,000
Intouch Credit Union 1010 W Exchange Pkwy Ste 170, Allen, TX 75013 7113 A5.0 ★Texas Ratio: 11.58%	Conventional	2	0.1%	100%	$110,000	View
Armed Forces Bank, N.A. 1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo	2	0.1%	100%	$820,000	View
First Ciitizens Bank and Trust 4101 Marathon Blvd, Austin, TX 78756 A5.0 ★Texas Ratio: 7.72%	Conventional	2	0.1%	100%	$570,000	View
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	Conventional, Jumbo	2	0.1%	100%	$605,000	View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	1 +10 HELOCs	0.1%	57.1%	$1,495,000	View
Datcu 8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$455,000	View
Simmons Bank 3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33%	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$245,000	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$585,000	View
Cathay Bank 9440 Bellaire Blvd, Houston, TX 77036 A+5.0 ★Texas Ratio: 4.57%	Conventional	1	0.1%	100%	$505,000	View
Aspire Home Loans 900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15%	Conventional	1	0.1%	100%	$435,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional	1	0.1%	100%	$315,000	View
American Bank of Commerce 220 E 8th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.48%	Conventional	1	0.1%	100%	$285,000	View
LibertyOne Credit Union 2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30%	Conventional	1	0.1%	100%	$265,000	View
Veritex Community Bank 3800 Matlock Rd, Arlington, TX 76015	Conventional, Jumbo	1	0.1%	100%	$915,000
America'S Credit Union 4040 N Central Expy Ste 100, Dallas, TX 75204 A+5.0 ★Texas Ratio: 2.52%	Conventional	1	0.1%	100%	$75,000	View
First State Bank 433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77%	Conventional	1	0.1%	100%	$245,000	View
Pilgrim Bank 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional	1	0.1%	100%	$765,000	View
Greater Texas FCU 1425 N CENTER ST, ARLINGTON, TX 76011	Conventional	1	0.1%	33.3%	$75,000
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	33.3%	$475,000	View
Susser Bank 2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02%	Conventional	1	0.1%	100%	$675,000	View
Vantage Bank Texas 1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20%	Conventional	1	0.1%	100%	$365,000	View
Austin Bank, Texas National Association 108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34%	Conventional, Jumbo	1	0.1%	100%	$1,635,000	View
Texas Security Bank 5151 Belt Line Road, Dallas, TX 75254 A+5.0 ★Texas Ratio: 3.46%	Conventional	1	0.1%	100%	$695,000	View
Mobility Credit Union 205 E Walnut ST, Celina, TX 75009 A5.0 ★Texas Ratio: 9.96%	Conventional	1	0.1%	33.3%	$135,000	View
Preferred Bank 2150 Town Square Pl, Sugar Land, TX 77479 A5.0 ★Texas Ratio: 12.84%	Conventional	1	0.1%	100%	$295,000	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	1	0.1%	100%	$65,000
HomeBank Texas 3637 N Buckner Blvd, Dallas, TX 75228 A+5.0 ★Texas Ratio: 4.76%	Conventional	1	0.1%	100%	$455,000	View
A+ Federal Credit Union 1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13%	Conventional	1	0.1%	100%	$105,000	View
Texas Trust Credit Union 2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$45,000	View
Texas Heritage National Bank 107 Webb St, Daingerfield, TX 75638 A5.0 ★Texas Ratio: 11.57%	Conventional	1	0.1%	100%	$355,000	View
First National Bank of Omaha 4500 Preston Rd, Frisco, TX 75034 A+5.0 ★Texas Ratio: 4.82%	VA	1	0.1%	100%	$455,000	View
Fort Worth Community Credit Union 2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520	HELOC	0 +1 HELOCs	0%	n/a
Nationstar Mortgage	Conventional	21	1.3%	77.8%	$280,238
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA, Jumbo	20	1.3%	100%	$462,500
DHI Mortgage Company, LTD.	Conventional, FHA, VA	17	1.1%	90%	$453,823
Primelending	Conventional, FHA, VA, Jumbo	16	1%	100%	$458,750
Sfmc, LP	Conventional, FHA	16	1%	100%	$496,250
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, FHA	9	0.6%	90%	$387,222
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	9	0.6%	56.2%	$262,777	View
Integrity Mortgage Corporation of Texas	Conventional	7	0.4%	100%	$300,714
SWBC Mortgage Corporation	Conventional, VA, Jumbo	5	0.3%	100%	$595,000
Network Funding, L.P.	Conventional	5	0.3%	77.8%	$227,000
Certified Funding, L.P.	Conventional, Jumbo	5	0.3%	55.6%	$211,000
Willow Bend Mortgage Company, LLC	Conventional, VA, Jumbo	4	0.3%	100%	$802,500
Southwest Funding LP	Conventional	3	0.2%	100%	$561,666
Commercial Bank of Texas, NA	Conventional	2	0.1%	100%	$195,000
Right Start Mortgage, Inc	Conventional, FHA	2	0.1%	100%	$265,000
Interlinc Mortgage Services, LLC	Conventional	1	0.1%	100%	$515,000
PrimeLending Ventures LLC	Conventional	1	0.1%	100%	$545,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$205,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$785,000
Republic State Mortgage Company	Conventional	1	0.1%	100%	$555,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$405,000
Encompass Lending Group, L.P.	Conventional	1	0.1%	100%	$245,000
Gardner Financial Services	Conventional	1	0.1%	100%	$435,000
Jacqueline Montanez	Conventional	1	0.1%	100%	$55,000
Red Diamond Home Loans, LLC	Conventional	1	0.1%	100%	$375,000
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	200	12.7%	87.3%	$499,800
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, Jumbo	142	9%	81.6%	$350,492	View
Provident Funding Associates	Conventional	41	2.6%	95.5%	$471,341
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	32	2%	80%	$436,562
CrossCountry Mortgage, LLC	Conventional, VA, Jumbo	24	1.5%	100%	$490,000
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	22 +1 HELOCs	1.4%	89.3%	$440,000
Newrez LLC	Conventional, FHA, VA	20	1.3%	69%	$336,000
American Portfolio Mortgage Corporation	Conventional, FHA, VA, Jumbo	19	1.2%	90.5%	$416,578
The Loan Store, Inc	Conventional, FHA, Jumbo, HELOC	17 +2 HELOCs	1.1%	89.5%	$392,058
First Equity Mortgage Inc	Conventional, FHA, VA	17	1.1%	63%	$333,823
Zillow Home Loans, LLC	Conventional, FHA	16	1%	100%	$405,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	16	1%	69.6%	$256,875
Lower, LLC	Conventional, FHA	15	1%	93.8%	$405,666
Fairway Independent Mort Corp	Conventional, FHA, Jumbo	14	0.9%	100%	$382,857
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	13	0.8%	88.9%	$477,307
Kind Lending, LLC	Conventional, FHA, VA	13	0.8%	81.2%	$421,153
Guidance Residential, LLC	Conventional	13	0.8%	100%	$486,538
Paramount Residential Mortgage	Conventional, Jumbo	13	0.8%	92.9%	$537,307
Cadence Bank	Conventional, FHA, Jumbo, HELOC	12 +1 HELOCs	0.8%	92.3%	$731,666
Union Home Mortgage Corp.	Conventional, FHA, VA	12	0.8%	100%	$527,500
New American Funding, LLC.	Conventional, FHA, VA	12	0.8%	85.7%	$405,833
Sun West Mortgage Company, Inc	Conventional, FHA	11	0.7%	100%	$425,909
Mortgage Research Center	Conventional, VA	10	0.6%	62.5%	$421,000
Nbkc Bank	Conventional, FHA	9	0.6%	100%	$375,000
AmeriHome Mortgage Company, LLC	Conventional	9	0.6%	91.7%	$410,555
AmWest Funding Corp	Conventional	9	0.6%	100%	$455,000
American Pacific Mortgage Corporation	Conventional	9	0.6%	100%	$407,222
Prosperity Home Mortgage, LLC	Conventional, FHA	9	0.6%	90%	$387,222
Spring Eq, LLC	Conventional, HELOC	8 +3 HELOCs	0.5%	36.4%	$136,250
Guaranteed Rate, Inc.	Conventional, Jumbo	8	0.5%	88.9%	$665,000
General Mortgage Capital Corporation	Conventional	8	0.5%	100%	$336,250
Emet Lending Group, Inc.	Conventional, Jumbo	8	0.5%	100%	$467,500
Uif Corporation	Conventional, Jumbo	8	0.5%	100%	$630,000
Better Mortgage Corporation	Conventional	8	0.5%	53.3%	$337,500
loanDepot.com LLC	Conventional, HELOC	7 +2 HELOCs	0.4%	46.7%	$350,714
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	7	0.4%	100%	$592,142	View
Guaranteed Rate Affinity, LLC	Conventional, VA	7	0.4%	100%	$416,428
Sage Home Loans Corporation	Conventional	7	0.4%	100%	$453,571
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	7	0.4%	77.8%	$159,285	View
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	6 +1 HELOCs	0.4%	100%	$381,666
Lakeview Loan Servicing, LLC	Conventional, VA, Jumbo	6	0.4%	25.8%	$528,333
Resicentral LLC	Conventional	6	0.4%	100%	$508,333
Nfm, Inc	Conventional	6	0.4%	100%	$428,333
JMAC Lending, Inc.	Conventional	6	0.4%	100%	$528,333
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, Jumbo	5	0.3%	100%	$453,000	View
Mortgage Financial Services	Conventional, FHA, VA	5	0.3%	100%	$435,000
Securitynational Mortgage Company	Conventional, FHA	5	0.3%	100%	$289,000
Mutual of Omaha Mortgage	Conventional	5	0.3%	100%	$369,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, VA, Jumbo	4	0.3%	100%	$860,000	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	4	0.3%	80%	$410,000	View
American Financial Network, Inc.	Conventional, FHA	4	0.3%	100%	$415,000
New Wave Lending Group Inc	Conventional, Jumbo	4	0.3%	100%	$580,000
Churchill Mortgage Corporation	Conventional, VA	4	0.3%	100%	$470,000
The Mortgage Link, Inc.	Conventional, FHA	4	0.3%	100%	$315,000
Tomo Mortgage LLC	Conventional	4	0.3%	80%	$355,000
Originpoint, LLC	Conventional, VA, Jumbo	3	0.2%	100%	$655,000
Royal United Mortgage LLC	Conventional	3	0.2%	100%	$275,000
Farmers Insurance Federal Credit Union	Conventional	3	0.2%	75%	$201,666
AAA Capital Investment, Inc	Conventional	3	0.2%	100%	$385,000
PHH Mortgage Corporation	Conventional, VA	3	0.2%	100%	$625,000
Instamortgage, Inc	Conventional, FHA	3	0.2%	100%	$425,000
Platinum Eagle Mortgage, LLC	Conventional	3	0.2%	100%	$515,000
Planet Home Lending, LLC	Conventional, VA	3	0.2%	100%	$315,000
Citadel Servicing Corporation	Conventional	3	0.2%	100%	$305,000
Florida Capital Bank, N.A	Conventional	3	0.2%	100%	$601,666
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	3	0.2%	100%	$935,000	View
Nexera Holding LLC	Conventional, Jumbo	3	0.2%	75%	$978,333
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.2%	60%	$485,000
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	2 +3 HELOCs	0.1%	50%	$415,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$305,000	View
Alliant Credit Union A+5.0 ★Texas Ratio: 4.84%	Conventional	2	0.1%	100%	$550,000	View
Residential Wholesale Mortgage	Conventional	2	0.1%	100%	$470,000
Primary Residential Mortgage, INC.	Conventional	2	0.1%	100%	$305,000
Gold Star Mortgage Financial Group, Corporation	Conventional	2	0.1%	100%	$255,000
Watermark Capital, Inc.	Conventional	2	0.1%	100%	$555,000
Equity Prime Mortgage LLC	Conventional, VA	2	0.1%	100%	$460,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	2	0.1%	66.7%	$270,000	View
Deephaven Mortgage LLC	Conventional	2	0.1%	100%	$465,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	2	0.1%	100%	$470,000	View
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional	2	0.1%	100%	$335,000	View
HomeXpress Mortgage Corp.	Conventional, Jumbo	2	0.1%	100%	$795,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	100%	$670,000	View
MortgageCountry	Conventional	2	0.1%	100%	$450,000
Das Acquisition Company, LLC	Conventional	2	0.1%	100%	$440,000
Bay Equity LLC	Conventional	2	0.1%	100%	$390,000
Cardinal Financial Company, Li	Conventional	2	0.1%	66.7%	$570,000
Ony Glo, Inc.	Conventional, Jumbo	2	0.1%	100%	$875,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$240,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional, Jumbo	2	0.1%	100%	$1,715,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	66.7%	$630,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.1%	100%	$350,000	View
Nations Direct Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$360,000
Geneva Financial LLC	Conventional, FHA	2	0.1%	100%	$410,000
Arc Home LLC	Conventional	1	0.1%	100%	$455,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$415,000
American Financial Resources LLC	VA	1	0.1%	100%	$805,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$425,000	View
Skyone Federal Credit Union	Conventional	1	0.1%	100%	$385,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$225,000
Loansteady LLC	Conventional	1	0.1%	100%	$315,000
Legacy Mortgage	FHA	1	0.1%	100%	$495,000
Dart Bank	Conventional	1	0.1%	100%	$315,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$265,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$535,000	View
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$475,000
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	FHA	1	0.1%	100%	$525,000	View
Assurance Financial Group, L.L.C.	VA	1	0.1%	100%	$455,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$205,000
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$475,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$325,000	View
First State Bank of St Charles	Conventional	1	0.1%	100%	$765,000
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$205,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$795,000
Googain, Inc.	Conventional	1	0.1%	100%	$255,000
City 1st Mortgage Services, LC	Conventional	1	0.1%	100%	$375,000
Network Capital Funding Corporation	Conventional	1	0.1%	100%	$305,000
Cornerstone National Bank & Trust Company A+5.0 ★Texas Ratio: 0.20%	Conventional	1	0.1%	100%	$445,000	View
LoanFlight Lending, LLC.	Conventional	1	0.1%	100%	$425,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$555,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$405,000
Kwik Mortgage Corporation	Conventional	1	0.1%	100%	$275,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$455,000
Ivy Mortgage, Inc.	Conventional	1	0.1%	100%	$515,000
Weichert Financial Services	Conventional	1	0.1%	100%	$305,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$405,000
Stg Mortgage Inc	Conventional	1	0.1%	100%	$515,000
Land Home Financial Services,	FHA	1	0.1%	100%	$315,000
Bancfirst A5.0 ★Texas Ratio: 6.40%	Conventional	1	0.1%	100%	$205,000	View
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	1	0.1%	100%	$1,125,000	View
Altra Federal Credit Union A+5.0 ★Texas Ratio: 3.03%	Conventional	1	0.1%	100%	$595,000	View
Nations Lending Corporation	Conventional	1	0.1%	100%	$385,000
Vellum Mortgage, Inc.	Conventional	1	0.1%	100%	$265,000
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$405,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$445,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$345,000
Communityamerica Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$965,000
Great Plains National Bank	Conventional	1	0.1%	100%	$345,000
New Fed Mortgage Corp.	Conventional	1	0.1%	100%	$475,000
Valliance Bank A+5.0 ★Texas Ratio: 4.84%	Conventional	1	0.1%	100%	$565,000	View
Firefighters First Federal Credit Union	Conventional	1	0.1%	100%	$425,000
Towne Mortgage Company	Conventional	1	0.1%	100%	$175,000
Digital Federal Credit Union	Conventional	1	0.1%	50%	$375,000
Mortgage Solutions of Colorado	Conventional	1	0.1%	100%	$265,000
Geo-Corp, Inc.	Conventional	1	0.1%	100%	$335,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$675,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional, Jumbo	1	0.1%	100%	$1,095,000	View
Summit Funding.Inc	Conventional, Jumbo	1	0.1%	100%	$975,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$225,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA	1	0.1%	100%	$435,000	View
RBC Bank (Georgia), N.A.	Conventional, Jumbo	1	0.1%	100%	$815,000
Toyota Financial Savings Bank	Conventional, Jumbo	1	0.1%	50%	$1,065,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	22.2%	$645,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$395,000	View
Loan Simple, Inc.	FHA	1	0.1%	100%	$495,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$515,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$505,000	View
Goprime Mortgage, Inc.	VA	1	0.1%	100%	$215,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$425,000
Homeland Mortgage Company	Conventional	1	0.1%	100%	$795,000
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$545,000
Champions Funding, LLC	Conventional, Jumbo	1	0.1%	33.3%	$1,435,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$95,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +10 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +7 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +3 HELOCs	0%	0%
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Allen Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Allen, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Allen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Allen in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Allen, TX

Use these to narrow the list above. Each category shows how many Allen, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 153 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 79 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 28 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 49 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 40 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 56 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 71 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Allen, TX

Independent mortgage companies closed 74.6 percent of home loans in Allen, Texas in 2025, banks 19.5 percent and credit unions 5.9 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Texas Mortgage Lending, LLC the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 24 loans.

74.6%

Mortgage companies

19.5%

Banks

5.9%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Allen, TX

Who is the largest mortgage lender in Allen, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Allen, Texas with 45 loans, about 2.9 percent of the market. The largest lender headquartered in Texas was Frost Bank with 24 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Allen, TX have the highest approval rates?

Among lenders with meaningful volume in Allen, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 87.3 percent, against a 84.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Allen, TX mortgage lenders offer FHA, VA and USDA loans?

49 lenders closed FHA loans in Allen, Texas in 2025, led by United Wholesale Mortgage with 11. 40 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Allen, TX lender list?

Yes. 79 banks and 28 credit unions closed home loans in Allen, Texas in 2025, alongside 153 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Allen, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Allen, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Allen, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Allen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.