Mortgage Lenders and Brokers in Tellico Plains, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Tellico Plains, Tennessee mortgage lenders include Peoples Bank of East TennesseePeoples Bank of East Tennessee9186 New Highway 68, Tellico Plains, TN 37385A+5.0 ★Texas Ratio: 2.59%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Old National BankOld National Bank106 Washington Ave, Athens, TN 37303A+5.0 ★Texas Ratio: 4.98%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Consumer Credit UnionConsumer Credit Union3634 E Andrew Johnson Hwy, Greeneville, TN 37745A+5.0 ★Texas Ratio: 0.68%, SouthEast BankSouthEast Bank1878 Congress Pkwy S, Athens, TN 37303A+5.0 ★Texas Ratio: 0.98%, Y-12 Federal Credit UnionY-12 Federal Credit Union450 N Charles G Seivers Blvd, Clinton, TN 37716 3730A+5.0 ★Texas Ratio: 3.67%, Bank of America NABank of America NA6186 Stage Rd, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.14%, and SmartbankSmartbank109 Associates Blvd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 1.74%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tellico Plains, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tellico Plains are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Tellico Plains, Tennessee
Market share is the lender's share of all home loans closed in Tellico Plains, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 2 reviews 9186 New Highway 68, Tellico Plains, TN 37385 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 9 | 10% | 90% | $129,444 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, USDA | 3 | 3.3% | 100% | $315,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo | 3 | 3.3% | 100% | $415,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 50% | $235,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1.1% | 100% | $275,000 | View |
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3634 E Andrew Johnson Hwy, Greeneville, TN 37745 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 1.1% | 100% | $255,000 | View |
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450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional, FHA | 3 | 3.3% | 100% | $215,000 | |
21St Mortgage
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Conventional | 2 | 2.2% | 66.7% | $115,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 2.2% | 60% | $95,000 | |
Tennessee Valley Federal C U
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Conventional | 1 | 1.1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 8 | 8.9% | 80% | $176,250 | View |
loanDepot.com LLC
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Conventional, FHA, VA | 6 | 6.7% | 100% | $216,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 4.4% | 80% | $360,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 4.4% | 100% | $242,500 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 4.4% | 80% | $102,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.2% | 100% | $205,000 | |
Amerisave Mortgage Company
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VA | 2 | 2.2% | 40% | $240,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 2.2% | 66.7% | $315,000 | |
Lower, LLC
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Conventional, USDA | 2 | 2.2% | 100% | $265,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 2.2% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $185,000 | |
American Financial Resources LLC
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USDA | 1 | 1.1% | 100% | $165,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 1.1% | 100% | $345,000 | View |
Newrez LLC
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FHA | 1 | 1.1% | 100% | $85,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,605,000 | View |
Filo Mortgage, LLC
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VA | 1 | 1.1% | 100% | $655,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.1% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.1% | 100% | $295,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 1.1% | 100% | $205,000 | |
Nqm Funding, LLC
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Conventional | 1 | 1.1% | 100% | $125,000 | |
River Valley AgCredit
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Conventional | 1 | 1.1% | 100% | $735,000 | |
VanDyk Mortgage Corporation
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USDA | 1 | 1.1% | 100% | $145,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 1.1% | 100% | $185,000 | |
New Day Financial, LLC.
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VA | 1 | 1.1% | 100% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.1% | 100% | $325,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.1% | 50% | $325,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $395,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 1.1% | 50% | $635,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.1% | 100% | $335,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.1% | 100% | $345,000 | |
CSL Financial, LLC
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Conventional | 1 | 1.1% | 100% | $275,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.1% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.1% | 100% | $105,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 1.1% | 100% | $135,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 1.1% | 100% | $195,000 | |
Southwest Funding LP
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FHA | 1 | 1.1% | 100% | $205,000 | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.86% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Tellico Plains Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Tellico Plains, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Tellico Plains? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tellico Plains in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Tellico Plains, TN
Use these to narrow the list above. Each category shows how many Tellico Plains, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Tellico Plains, TN
Independent mortgage companies closed 71.1 percent of home loans in Tellico Plains, Tennessee in 2025, banks 25.6 percent and credit unions 3.3 percent. Mortgage Investors Group was the largest mortgage company, Peoples Bank of East Tennessee the largest bank and Consumer Credit Union the largest credit union. Among lenders headquartered in Tennessee, Peoples Bank of East Tennessee led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Tellico Plains, TN
By home loans closed in 2025, Peoples Bank of East Tennessee was the largest mortgage lender in Tellico Plains, Tennessee with 9 loans, about 10 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Tellico Plains, Tennessee in 2025, led by Rocket Mortgage with 2. 11 lenders closed VA loans, led by Rocket Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 5 credit unions closed home loans in Tellico Plains, Tennessee in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tellico Plains, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tellico Plains, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tellico Plains. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
