Mortgage Lenders and Brokers in Sweetwater, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sweetwater, Tennessee mortgage lenders include Regions BankRegions Bank401 N Main St, Sweetwater, TN 37874A+5.0 ★Texas Ratio: 4.37%, Old National BankOld National Bank761 New Highway 68, Sweetwater, TN 37874A+5.0 ★Texas Ratio: 4.98%, Simmons BankSimmons Bank805 New Highway 68, Sweetwater, TN 37874A+5.0 ★Texas Ratio: 5.33%, Peoples Bank of East TennesseePeoples Bank of East Tennessee117 Monroe St, Sweetwater, TN 37874A+5.0 ★Texas Ratio: 2.59%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 2.34%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%, Ornl Federal Credit UnionOrnl Federal Credit Union103 Hamilton Crossing Dr, Alcoa, TN 37701, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, and United Community BankUnited Community Bank1087 Hunters Xing, Alcoa, TN 37701A+5.0 ★Texas Ratio: 2.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sweetwater, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sweetwater are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sweetwater, Tennessee
Market share is the lender's share of all home loans closed in Sweetwater, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sweetwater 401 N Main St, Sweetwater, TN 37874 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +6 HELOCs |
1.4% | 100% | $240,000 | View |
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1 office in Sweetwater 761 New Highway 68, Sweetwater, TN 37874 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 3 +5 HELOCs |
1.1% | 100% | $298,333 | View |
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1 office in Sweetwater 805 New Highway 68, Sweetwater, TN 37874 A+5.0 ★Texas Ratio: 5.33% |
FHA, HELOC | 1 +2 HELOCs |
0.4% | 100% | $215,000 | View |
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★ 5 stars, 2 reviews 117 Monroe St, Sweetwater, TN 37874 A+5.0 ★Texas Ratio: 2.59% |
Conventional, Jumbo | 11 | 3.9% | 100% | $249,545 | View |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 4 +5 HELOCs |
1.4% | 100% | $167,500 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
FHA, USDA | 4 | 1.4% | 100% | $210,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 3 +5 HELOCs |
1.1% | 75% | $268,333 | View |
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 100% | $285,000 | |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.1% | 100% | $311,666 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
Conventional, USDA, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $320,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.7% | 50% | $75,000 | View |
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1112 Congress Pkwy S, Athens, TN 37303 2404 A+5.0 ★Texas Ratio: 4.53% |
Conventional | 2 | 0.7% | 100% | $210,000 | View |
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65 Main St, Big Sandy, TN 38221 A-4.9 ★Texas Ratio: 15.84% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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7201 Shallowford Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
FHA | 1 | 0.4% | 100% | $405,000 | |
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6946 Cumberland Gap Pkwy, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional, FHA, VA, USDA | 20 | 7% | 90.9% | $238,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 7 | 2.5% | 15.5% | $155,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $135,000 | |
21St Mortgage
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Conventional | 1 | 0.4% | 16.7% | $205,000 | |
Ut Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA | 25 | 8.8% | 78.1% | $257,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 25 | 8.8% | 71.4% | $212,600 | View |
Mortgage Research Center
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VA | 13 | 4.6% | 76.5% | $288,846 | |
Eustis Mortgage Corp
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Conventional, FHA | 9 | 3.2% | 100% | $186,111 | |
Stockton Mortgage Corporation
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Conventional, FHA, USDA | 9 | 3.2% | 81.8% | $211,666 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA, HELOC | 8 +2 HELOCs |
2.8% | 72.7% | $205,000 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 2.8% | 80% | $238,750 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, USDA | 8 | 2.8% | 88.9% | $163,750 | |
Union Home Mortgage Corp.
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Conventional, VA, USDA | 7 | 2.5% | 100% | $222,142 | |
American Financial Resources LLC
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FHA, USDA | 6 | 2.1% | 85.7% | $241,666 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 2.1% | 85.7% | $215,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 2.1% | 85.7% | $250,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA | 5 | 1.8% | 100% | $177,000 | |
Equity Prime Mortgage LLC
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FHA, VA, USDA | 4 | 1.4% | 66.7% | $222,500 | |
Nationstar Mortgage
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Conventional, VA | 3 | 1.1% | 100% | $255,000 | |
Farm Credit Mid-America, Aca
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Conventional | 3 | 1.1% | 100% | $318,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.1% | 100% | $168,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 1.1% | 50% | $151,666 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $125,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $140,000 | |
Kind Lending, LLC
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Conventional, USDA | 2 | 0.7% | 66.7% | $170,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 0.7% | 100% | $165,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.7% | 40% | $180,000 | |
ClearPath Lending
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VA | 2 | 0.7% | 100% | $280,000 | |
Cardinal Financial Company, Li
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FHA | 2 | 0.7% | 66.7% | $225,000 | |
Towne Mortgage Company
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FHA, USDA | 2 | 0.7% | 100% | $155,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.7% | 100% | $105,000 | |
Right Start Mortgage, Inc
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FHA | 2 | 0.7% | 100% | $255,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, USDA | 2 | 0.7% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 25% | $105,000 | |
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B+4.3 ★Texas Ratio: 5.52% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 80% | $255,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $65,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.4% | 100% | $225,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $345,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Dart Bank
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Conventional | 1 | 0.4% | 100% | $155,000 | |
United Trust Bank
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VA | 1 | 0.4% | 100% | $165,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
Guild Mortgage Company
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USDA | 1 | 0.4% | 100% | $245,000 | |
American Financial Network, Inc.
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USDA | 1 | 0.4% | 100% | $205,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 25% | $165,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.4% | 50% | $305,000 | |
River Valley AgCredit
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Conventional | 1 | 0.4% | 100% | $205,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Total Mortgage Services, LLC
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FHA | 1 | 0.4% | 100% | $255,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Weichert Financial Services
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Conventional | 1 | 0.4% | 100% | $415,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
Altra Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Nations Lending Corporation
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VA | 1 | 0.4% | 100% | $225,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.4% | 100% | $285,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.4% | 100% | $125,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $185,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.4% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 50% | $145,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 33.3% | $75,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Top Flite Financial, Inc.
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USDA | 1 | 0.4% | 100% | $315,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% |
Sweetwater Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sweetwater, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Sweetwater? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sweetwater in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sweetwater, TN
Use these to narrow the list above. Each category shows how many Sweetwater, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Sweetwater, TN
Independent mortgage companies closed 79.3 percent of home loans in Sweetwater, Tennessee in 2025, banks 16.8 percent and credit unions 3.9 percent. Community Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Knoxville TVA Employees Credit Union the largest credit union. Among lenders headquartered in Tennessee, Peoples Bank of East Tennessee led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sweetwater, TN
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Sweetwater, Tennessee with 4 loans, about 1.4 percent of the market. The largest lender headquartered in Tennessee was Peoples Bank of East Tennessee with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Sweetwater, Tennessee in 2025, led by Mortgage Investors Group with 16. 15 lenders closed VA loans, led by Mortgage Research Center, and 16 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 8 credit unions closed home loans in Sweetwater, Tennessee in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sweetwater, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sweetwater, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sweetwater. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
