Mortgage Lenders and Brokers in Rockwood, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rockwood, Tennessee mortgage lenders include US Bank, N.A.US Bank, N.A.134 N Gateway Ave, Rockwood, TN 37854A+5.0 ★Texas Ratio: 2.85%, First Financial Bank NAFirst Financial Bank NA996 N Gateway Ave, Rockwood, TN 37854A+5.0 ★Texas Ratio: 4.65%, Regions BankRegions Bank240 W Rockwood St, Rockwood, TN 37854A+5.0 ★Texas Ratio: 4.37%, Ornl Federal Credit UnionOrnl Federal Credit Union103 Hamilton Crossing Dr, Alcoa, TN 37701, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Y-12 Federal Credit UnionY-12 Federal Credit Union450 N Charles G Seivers Blvd, Clinton, TN 37716 3730A+5.0 ★Texas Ratio: 3.67%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, First Farmers and Commercial BankFirst Farmers and Commercial Bank1251 N Main St, Crossville, TN 38555A+5.0 ★Texas Ratio: 0.50%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 2.34%, and Citizens Tri County BankCitizens Tri County Bank1548 Main St, Altamont, TN 37301A5.0 ★Texas Ratio: 7.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rockwood, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rockwood are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rockwood, Tennessee
Market share is the lender's share of all home loans closed in Rockwood, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Rockwood 134 N Gateway Ave, Rockwood, TN 37854 A+5.0 ★Texas Ratio: 2.85% |
Conventional, USDA, HELOC | 6 +4 HELOCs |
2.5% | 66.7% | $71,666 | View |
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1 office in Rockwood 996 N Gateway Ave, Rockwood, TN 37854 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 3 | 1.2% | 100% | $91,666 | View |
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1 office in Rockwood 240 W Rockwood St, Rockwood, TN 37854 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 2 +6 HELOCs |
0.8% | 66.7% | $430,000 | View |
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
Conventional, Jumbo, HELOC | 10 +3 HELOCs |
4.1% | 92.3% | $749,000 | |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
FHA, VA | 5 | 2% | 100% | $247,000 | View |
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450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 3 +4 HELOCs |
1.2% | 75% | $251,666 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, Jumbo | 3 | 1.2% | 100% | $688,333 | View |
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1251 N Main St, Crossville, TN 38555 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 3 | 1.2% | 100% | $241,666 | View |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 2 +10 HELOCs |
0.8% | 100% | $300,000 | View |
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★ 5 stars, 1 review 1548 Main St, Altamont, TN 37301 A5.0 ★Texas Ratio: 7.54% |
Conventional | 2 | 0.8% | 100% | $120,000 | View |
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7502 Tazewell Pike, Corryton, TN 37721 A5.0 ★Texas Ratio: 12.75% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $325,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $155,000 | View |
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844 Volunteer Pkwy, Bristol, TN 37620 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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65 Main St, Big Sandy, TN 38221 A-4.9 ★Texas Ratio: 15.84% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
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1075 5th Street, Jellico, TN 37762 A+5.0 ★Texas Ratio: 3.86% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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★ 5 stars, 2 reviews 835 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 1 | 0.4% | 100% | $615,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.4% | 50% | $505,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Mortgage Investors Group
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Conventional, FHA, VA, USDA | 17 | 7% | 90.5% | $252,058 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 2% | 16.1% | $161,000 | |
Enrichment Federal Credit Unio
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Conventional | 3 | 1.2% | 60% | $281,666 | |
21St Mortgage
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Conventional | 3 | 1.2% | 75% | $105,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 2 | 0.8% | 100% | $320,000 | |
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A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 24 | 9.8% | 80% | $235,833 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 19 | 7.8% | 80% | $227,105 | View |
American Financial Resources LLC
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FHA, USDA | 7 | 2.9% | 100% | $240,714 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 2.9% | 100% | $212,142 | |
Movement Mortgage, LLC
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Conventional, FHA | 7 | 2.9% | 100% | $220,714 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 6 | 2.5% | 85.7% | $230,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 6 | 2.5% | 100% | $473,333 | |
Mortgage Research Center
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Conventional, VA | 5 | 2% | 83.3% | $313,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 4 +2 HELOCs |
1.6% | 100% | $220,000 | |
Stockton Mortgage Corporation
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Conventional, USDA | 4 | 1.6% | 100% | $190,000 | |
Farm Credit Mid-America, Aca
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Conventional | 4 | 1.6% | 100% | $470,000 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 1.2% | 100% | $298,333 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 3 | 1.2% | 75% | $375,000 | |
Canopy Mortgage, LLC
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Conventional, VA, USDA | 3 | 1.2% | 100% | $275,000 | |
Equity Prime Mortgage LLC
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FHA | 3 | 1.2% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
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FHA, USDA | 3 | 1.2% | 100% | $195,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.2% | 42.9% | $98,333 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 1.2% | 75% | $375,000 | |
American Pacific Mortgage Corporation
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FHA, USDA | 3 | 1.2% | 75% | $228,333 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 1.2% | 75% | $288,333 | |
Goodleap, LLC
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VA | 2 | 0.8% | 100% | $355,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.8% | 100% | $180,000 | |
Das Acquisition Company, LLC
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FHA | 2 | 0.8% | 100% | $170,000 | |
Intercoastal Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $220,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $310,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA, VA | 2 | 0.8% | 100% | $190,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.8% | 66.7% | $55,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $165,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.8% | 100% | $160,000 | |
Southwest Funding LP
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Conventional, FHA | 2 | 0.8% | 100% | $100,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $15,000 | |
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B+4.3 ★Texas Ratio: 5.52% |
VA | 1 | 0.4% | 100% | $275,000 | View |
Tidewater Mortgage Services, Inc
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FHA | 1 | 0.4% | 100% | $275,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.4% | 100% | $495,000 | View |
Gold Star Mortgage Financial Group, Corporation
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VA | 1 | 0.4% | 100% | $195,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.4% | 100% | $575,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.4% | 100% | $225,000 | |
AAFMAA Mortgage Services LLC
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VA, Jumbo | 1 | 0.4% | 100% | $825,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.4% | 100% | $205,000 | |
VanDyk Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $285,000 | |
American Financing Corporation
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Conventional | 1 | 0.4% | 33.3% | $165,000 | |
Homeowners Financial Group, LLC
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VA | 1 | 0.4% | 100% | $305,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.4% | 100% | $785,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.4% | 100% | $325,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $465,000 | View |
Transportation Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 1 | 0.4% | 100% | $905,000 | View |
Baxter Credit Union
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Conventional | 1 | 0.4% | 100% | $45,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 1 | 0.4% | 100% | $915,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $615,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Lower, LLC
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USDA | 1 | 0.4% | 100% | $205,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.4% | 100% | $205,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.4% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Rockwood Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rockwood, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Rockwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rockwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rockwood, TN
Use these to narrow the list above. Each category shows how many Rockwood, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Rockwood, TN
Independent mortgage companies closed 73.8 percent of home loans in Rockwood, Tennessee in 2025, banks 17.6 percent and credit unions 8.6 percent. Mortgage Investors Group was the largest mortgage company, US Bank, N.A. the largest bank and Ornl Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Ornl Federal Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rockwood, TN
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Rockwood, Tennessee with 6 loans, about 2.5 percent of the market. The largest lender headquartered in Tennessee was Ornl Federal Credit Union with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Rockwood, Tennessee in 2025, led by United Wholesale Mortgage with 11. 21 lenders closed VA loans, led by United Wholesale Mortgage, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 8 credit unions closed home loans in Rockwood, Tennessee in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rockwood, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rockwood, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rockwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
