Mortgage Lenders and Brokers in Philadelphia, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Philadelphia, Tennessee mortgage lenders include Home Federal Bank of TennesseeHome Federal Bank of Tennessee7502 Tazewell Pike, Corryton, TN 37721A5.0 ★Texas Ratio: 12.75%, Ornl Federal Credit UnionOrnl Federal Credit Union103 Hamilton Crossing Dr, Alcoa, TN 37701, United Community BankUnited Community Bank1087 Hunters Xing, Alcoa, TN 37701A+5.0 ★Texas Ratio: 2.97%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, Old National BankOld National Bank106 Washington Ave, Athens, TN 37303A+5.0 ★Texas Ratio: 4.98%, One Bank of TennesseeOne Bank of Tennessee404 Main St, Baxter, TN 38544A+5.0 ★Texas Ratio: 0.10%, Simmons BankSimmons Bank5810 Airline Rd, Arlington, TN 38002A+5.0 ★Texas Ratio: 5.33%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, and First Century BankFirst Century Bank6946 Cumberland Gap Pkwy, Harrogate, TN 37752A+5.0 ★Texas Ratio: 0.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Philadelphia, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Philadelphia are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Philadelphia, Tennessee
Market share is the lender's share of all home loans closed in Philadelphia, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7502 Tazewell Pike, Corryton, TN 37721 A5.0 ★Texas Ratio: 12.75% |
Conventional | 3 | 4.2% | 100% | $175,000 | View |
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
Conventional | 2 | 2.8% | 66.7% | $135,000 | |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
FHA, HELOC | 1 +5 HELOCs |
1.4% | 50% | $285,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 33.3% | $35,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.4% | 50% | $515,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 1.4% | 50% | $375,000 | View |
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404 Main St, Baxter, TN 38544 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 1.4% | 100% | $455,000 | View |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 1.4% | 100% | $255,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1.4% | 100% | $335,000 | View |
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6946 Cumberland Gap Pkwy, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 1.4% | 100% | $615,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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11916 Kingston Pike, Farragut, TN 37934 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional, FHA, VA, USDA | 6 | 8.5% | 85.7% | $353,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 6 | 8.5% | 46.2% | $166,666 | |
Ut Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 7 | 9.9% | 87.5% | $812,142 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 8.5% | 66.7% | $375,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 6 | 8.5% | 70% | $226,666 | View |
American Financial Resources LLC
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FHA, VA | 2 | 2.8% | 100% | $285,000 | |
Newrez LLC
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FHA | 2 | 2.8% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
VA | 2 | 2.8% | 100% | $325,000 | View |
Southwest Stage Funding LLC
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Conventional, FHA | 2 | 2.8% | 66.7% | $300,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.4% | 100% | $155,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $305,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 1.4% | 100% | $515,000 | View |
American Financial Network, Inc.
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FHA | 1 | 1.4% | 100% | $135,000 | |
Discover Bank
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Conventional | 1 | 1.4% | 100% | $55,000 | |
River Valley AgCredit
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Conventional | 1 | 1.4% | 100% | $645,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 1.4% | 50% | $75,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 1.4% | 100% | $275,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 1.4% | 100% | $115,000 | |
New Day Financial, LLC.
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VA | 1 | 1.4% | 100% | $325,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA, Jumbo | 1 | 1.4% | 50% | $1,085,000 | View |
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A+5.0 ★Texas Ratio: 1.41% |
VA | 1 | 1.4% | 100% | $775,000 | View |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 1.4% | 50% | $295,000 | |
Mortgage Research Center
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VA | 1 | 1.4% | 100% | $295,000 | |
Summit Funding.Inc
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Conventional | 1 | 1.4% | 100% | $415,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 1.4% | 100% | $175,000 | |
First Bank and Trust Company
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Conventional | 1 | 1.4% | 100% | $175,000 | |
Reliance First Capital, LLC
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FHA | 1 | 1.4% | 100% | $95,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.4% | 100% | $95,000 | |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Philadelphia Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Philadelphia, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Philadelphia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Philadelphia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Philadelphia, TN
Use these to narrow the list above. Each category shows how many Philadelphia, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Philadelphia, TN
Independent mortgage companies closed 70.4 percent of home loans in Philadelphia, Tennessee in 2025, banks 25.4 percent and credit unions 4.2 percent. Mortgage Investors Group was the largest mortgage company, Home Federal Bank of Tennessee the largest bank and Ornl Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Home Federal Bank of Tennessee led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Philadelphia, TN
By home loans closed in 2025, Home Federal Bank of Tennessee was the largest mortgage lender in Philadelphia, Tennessee with 3 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Philadelphia, Tennessee in 2025, led by Rocket Mortgage with 4. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 5 credit unions closed home loans in Philadelphia, Tennessee in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Philadelphia, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Philadelphia, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Philadelphia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
