Mortgage Lenders and Brokers in Oakland, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oakland, Tennessee mortgage lenders include FirstbankFirstbank6280 Highway 64, Oakland, TN 38060A5.0 ★Texas Ratio: 7.51%, Community Mortgage CorporationCommunity Mortgage Corporation1007 Us Highway 45 N, Henderson, TN 38340, Bartlett Mortgage Inc.Bartlett Mortgage Inc.9915 Us Highway 64, Arlington, TN 38002A-4.9 ★Texas Ratio: 16.60%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, The Bank of Fayette CountyThe Bank of Fayette County6870 Highway 64, Oakland, TN 38060A5.0 ★Texas Ratio: 10.25%, Leaders Credit UnionLeaders Credit Union5530 Airline Rd, Arlington, TN 38002A+5.0 ★Texas Ratio: 4.77%, Evolve Bank & TrustEvolve Bank & Trust6000 Poplar Ave, Memphis, TN 38119, Brighton BankBrighton Bank7663 Highway 51 S, Brighton, TN 38011A+5.0 ★Texas Ratio: 0.40%, Patriot BankPatriot Bank5340 Airline Rd, Arlington, TN 38002A5.0 ★Texas Ratio: 9.21%, and Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oakland, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oakland are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oakland, Tennessee
Market share is the lender's share of all home loans closed in Oakland, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Oakland 6280 Highway 64, Oakland, TN 38060 A5.0 ★Texas Ratio: 7.51% |
Conventional | 4 | 0.8% | 100% | $282,500 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional, FHA, VA | 27 | 5.2% | 100% | $338,703 | |
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9915 Us Highway 64, Arlington, TN 38002 A-4.9 ★Texas Ratio: 16.60% |
Conventional, FHA, VA | 22 | 4.2% | 100% | $384,090 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA, VA | 14 | 2.7% | 100% | $287,857 | View |
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6870 Highway 64, Oakland, TN 38060 A5.0 ★Texas Ratio: 10.25% |
Conventional, Jumbo | 14 | 2.7% | 93.8% | $253,571 | View |
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5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77% |
Conventional, FHA, VA, USDA, HELOC | 13 +1 HELOCs |
2.5% | 92.9% | $338,846 | View |
Evolve Bank & Trust
6000 Poplar Ave, Memphis, TN 38119 |
Conventional, FHA, VA | 9 | 1.7% | 100% | $278,333 | |
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7663 Highway 51 S, Brighton, TN 38011 A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA | 6 | 1.2% | 100% | $355,000 | View |
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5340 Airline Rd, Arlington, TN 38002 A5.0 ★Texas Ratio: 9.21% |
Conventional, VA, USDA | 6 | 1.2% | 75% | $300,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 5 +3 HELOCs |
1% | 43.8% | $173,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
FHA, USDA | 4 | 0.8% | 100% | $292,500 | View |
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50 Fed Ex Pkwy, Collierville, TN 38017 8711 A+5.0 ★Texas Ratio: 3.13% |
Conventional, VA | 4 | 0.8% | 80% | $132,500 | View |
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5995 Stage Rd, Bartlett, TN 38134 A5.0 ★Texas Ratio: 10.91% |
Conventional, FHA | 4 | 0.8% | 100% | $357,500 | View |
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7845 US Highway 64, Bartlett, TN 38133 4007 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 3 | 0.6% | 100% | $321,666 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, VA, USDA | 3 | 0.6% | 100% | $291,666 | View |
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5751 Stage Rd, Bartlett, TN 38134 4515 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 3 | 0.6% | 100% | $158,333 | View |
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9915 Us Highway 64, Arlington, TN 38002 A-4.9 ★Texas Ratio: 16.60% |
Conventional, HELOC | 2 +8 HELOCs |
0.4% | 100% | $470,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
0.4% | 66.7% | $285,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $270,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 0.4% | 100% | $320,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 100% | $355,000 | View |
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11915 Highway 70, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.40% |
VA, HELOC | 1 +5 HELOCs |
0.2% | 100% | $225,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $205,000 | View |
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1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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119 Main Street, Adamsville, TN 38310 A5.0 ★Texas Ratio: 9.59% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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79 Stonebridge Blvd Ste A, Jackson, TN 38305 A+5.0 ★Texas Ratio: 0.99% |
Conventional | 1 | 0.2% | 50% | $75,000 | View |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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11624 Highway 51 S, Atoka, TN 38004 A+5.0 ★Texas Ratio: 0.35% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional, FHA | 6 | 1.2% | 100% | $306,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 50% | $125,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 54 | 10.4% | 85.9% | $313,333 | |
Cadence Bank
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Conventional, FHA, VA, USDA, Jumbo, HELOC | 37 +12 HELOCs |
7.1% | 84.1% | $324,729 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 32 | 6.2% | 79.5% | $204,375 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 25 | 4.8% | 89.7% | $375,000 | |
Freedom Mortgage Corporation
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FHA, VA | 19 | 3.7% | 90.9% | $392,368 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 13 | 2.5% | 100% | $291,923 | |
Mortgage Research Center
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VA | 13 | 2.5% | 81.2% | $392,692 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 12 +5 HELOCs |
2.3% | 66.7% | $272,500 | |
Nationstar Mortgage
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Conventional, FHA, VA | 10 | 1.9% | 83.3% | $212,000 | |
New American Funding, LLC.
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Conventional, FHA | 9 | 1.7% | 81.8% | $277,222 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 1.5% | 90.9% | $308,750 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.2% | 85.7% | $326,666 | |
First Citizens National Bank
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Conventional, VA, HELOC | 5 +4 HELOCs |
1% | 100% | $395,000 | |
Planet Home Lending, LLC
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FHA, VA | 5 | 1% | 83.3% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 1% | 100% | $271,000 | View |
Everett Financial, Inc.
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Conventional, FHA | 4 | 0.8% | 100% | $350,000 | |
T2 Financial LLC
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FHA, VA | 4 | 0.8% | 100% | $347,500 | |
Stockton Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.8% | 80% | $312,500 | |
Cmg Mortgage Inc
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $385,000 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 0.6% | 100% | $278,333 | |
Primelending
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Conventional, VA | 3 | 0.6% | 100% | $398,333 | |
Newrez LLC
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Conventional | 3 | 0.6% | 60% | $228,333 | |
Acrisure Mortgage, LLC
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FHA, USDA | 3 | 0.6% | 100% | $381,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.6% | 60% | $191,666 | |
Discover Bank
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Conventional | 3 | 0.6% | 42.9% | $68,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.6% | 100% | $438,333 | View |
Wolfe Financial Inc
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Conventional, FHA | 3 | 0.6% | 100% | $308,333 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 3 | 0.6% | 100% | $815,000 | |
Spring Eq, LLC
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Conventional | 3 | 0.6% | 50% | $45,000 | |
Top Flite Financial, Inc.
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FHA | 3 | 0.6% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 100% | $390,000 | View |
Kind Lending, LLC
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FHA | 2 | 0.4% | 100% | $325,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 20% | $260,000 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA | 2 | 0.4% | 100% | $235,000 | |
Cardinal Financial Company, Li
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FHA | 2 | 0.4% | 100% | $215,000 | |
Nations Lending Corporation
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FHA | 2 | 0.4% | 100% | $405,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $125,000 | |
Texana Bank
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VA | 2 | 0.4% | 100% | $270,000 | |
Southwest Funding LP
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Conventional, FHA | 2 | 0.4% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
EMM Loans LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.2% | 100% | $315,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 20% | $155,000 | |
Go Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $155,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Filo Mortgage, LLC
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VA | 1 | 0.2% | 100% | $685,000 | |
Princeton Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $135,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.2% | 100% | $325,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $495,000 | |
Mortgage Financial Services
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $365,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $535,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $305,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $375,000 | View |
Hometown Equity Mortgage, LLC
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FHA | 1 | 0.2% | 50% | $305,000 | |
Wright Patt Credit Union Inc
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Empeople Credit Union
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.80% |
FHA | 1 | 0.2% | 100% | $495,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
Redstone Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $525,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
FHA | 1 | 0.2% | 100% | $335,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 50% | $265,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 50% | $315,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Farmers Insurance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Citizens Equity First Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ithink Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
CB&S Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Geneva Financial LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oakland Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oakland, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Oakland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oakland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oakland, TN
Use these to narrow the list above. Each category shows how many Oakland, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Oakland, TN
Independent mortgage companies closed 59.5 percent of home loans in Oakland, Tennessee in 2025, banks 33.1 percent and credit unions 7.3 percent. Community Mortgage Corporation was the largest mortgage company, Firstbank the largest bank and Leaders Credit Union the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oakland, TN
By home loans closed in 2025, Firstbank was the largest mortgage lender in Oakland, Tennessee with 4 loans, about 0.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Oakland, Tennessee, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 85.9 percent, against a 85.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
45 lenders closed FHA loans in Oakland, Tennessee in 2025, led by DHI Mortgage Company, LTD. with 30. 31 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 16 credit unions closed home loans in Oakland, Tennessee in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oakland, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oakland, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oakland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
