Fall Branch, Tennessee mortgage lenders include Eastman Credit UnionEastman Credit Union1911 Highway 394, Blountville, TN 37617 5349A+5.0 ★Texas Ratio: 1.56%, Andrew Johnson BankAndrew Johnson Bank4425 Ocoee St N, Cleveland, TN 37312A5.0 ★Texas Ratio: 6.04%, Appalachian Community Federal Credit UnionAppalachian Community Federal Credit Union201 S Central Ave Unit 2, Church Hill, TN 37642 3603A+5.0 ★Texas Ratio: 1.81%, Elizabethton Federal Savings BankElizabethton Federal Savings Bank400 Bemberg Rd, Elizabethton, TN 37643A+5.0 ★Texas Ratio: 0.47%, Bank of TennesseeBank of Tennessee1917 Highway 394, Blountville, TN 37617A+5.0 ★Texas Ratio: 4.09%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Heritage Community BankHeritage Community Bank1435 70 Bypass, Greeneville, TN 37743A+5.0 ★Texas Ratio: 0.20%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 2.34%, and First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fall Branch, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fall Branch are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Fall Branch, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
Conventional, Jumbo, HELOC | 46 +21 HELOCs |
20.4% | 79.7% | $238,913 | View |
|
4425 Ocoee St N, Cleveland, TN 37312 A5.0 ★Texas Ratio: 6.04% |
Conventional | 6 | 2.7% | 100% | $425,000 | View |
|
201 S Central Ave Unit 2, Church Hill, TN 37642 3603 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 5 | 2.2% | 100% | $107,000 | View |
|
400 Bemberg Rd, Elizabethton, TN 37643 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 4 | 1.8% | 100% | $362,500 | View |
|
1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09% |
Conventional, FHA | 4 | 1.8% | 100% | $282,500 | View |
|
216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +1 HELOCs |
1.3% | 60% | $295,000 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, VA | 2 | 0.9% | 100% | $250,000 | View |
|
1435 70 Bypass, Greeneville, TN 37743 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 2 | 0.9% | 66.7% | $180,000 | View |
|
1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 2 | 0.9% | 100% | $290,000 | View |
|
★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $715,000 | View |
|
★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $305,000 | View |
|
11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
|
5500 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.83% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
|
441 Richmond St, Church Hill, TN 37642 A+5.0 ★Texas Ratio: 0.13% |
Conventional | 1 | 0.4% | 100% | $415,000 | View |
|
9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
|
1611 Gunbarrel Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,045,000 | View |
|
3634 E Andrew Johnson Hwy, Greeneville, TN 37745 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
|
★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
Mortgage Investors Group
|
FHA, VA, USDA | 4 | 1.8% | 80% | $267,500 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 4 | 1.8% | 44.4% | $230,000 | |
21St Mortgage
|
Conventional | 2 | 0.9% | 100% | $200,000 | |
Kingsport Press Credit Unioin
|
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $55,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 21 | 9.3% | 84% | $305,476 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 11 | 4.9% | 78.6% | $308,636 | View |
Movement Mortgage, LLC
|
Conventional, FHA, VA, USDA | 11 | 4.9% | 92.9% | $266,818 | |
Gvc Mortgage, Inc.
|
Conventional, FHA, USDA | 8 | 3.5% | 100% | $207,500 | |
Freedom Mortgage Corporation
|
FHA, VA | 6 | 2.7% | 75% | $415,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 5 | 2.2% | 87.5% | $247,000 | |
Mortgage Research Center
|
VA | 5 | 2.2% | 100% | $419,000 | |
Kind Lending, LLC
|
Conventional, FHA | 4 | 1.8% | 100% | $415,000 | |
American Financial Resources LLC
|
VA | 3 | 1.3% | 100% | $278,333 | |
Ross Mortgage Corporation
|
Conventional, VA | 3 | 1.3% | 100% | $271,666 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 3 | 1.3% | 100% | $265,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 3 | 1.3% | 75% | $191,666 | |
First Bank and Trust Company
|
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $255,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 2 | 0.9% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
|
FHA | 2 | 0.9% | 100% | $150,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 2 | 0.9% | 100% | $220,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 0.9% | 100% | $340,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.9% | 100% | $260,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 2 | 0.9% | 100% | $275,000 | |
Carrington Mortgage Services LLC
|
FHA | 2 | 0.9% | 80% | $345,000 | |
EMM Loans LLC
|
FHA | 1 | 0.4% | 100% | $265,000 | |
Newrez LLC
|
Conventional | 1 | 0.4% | 50% | $35,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.4% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.4% | 100% | $335,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.4% | 100% | $175,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.4% | 100% | $355,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.4% | 100% | $505,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.4% | 25% | $75,000 | |
American Financial Network, Inc.
|
VA | 1 | 0.4% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $565,000 | View |
Cmg Mortgage Inc
|
FHA | 1 | 0.4% | 100% | $295,000 | |
Intercoastal Mortgage, LLC
|
VA | 1 | 0.4% | 100% | $725,000 | |
Union Home Mortgage Corp.
|
USDA | 1 | 0.4% | 100% | $225,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.4% | 50% | $315,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $335,000 | View |
Planet Home Lending, LLC
|
Conventional | 1 | 0.4% | 100% | $315,000 | |
American Pacific Mortgage Corporation
|
VA | 1 | 0.4% | 100% | $755,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
Stockton Mortgage Corporation
|
FHA | 1 | 0.4% | 100% | $225,000 | |
Summit Funding.Inc
|
Conventional | 1 | 0.4% | 100% | $105,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.4% | 100% | $405,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.4% | 100% | $145,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.4% | 100% | $505,000 | |
Lower, LLC
|
FHA | 1 | 0.4% | 100% | $475,000 | |
Compass Mortgage, Inc.
|
Conventional | 1 | 0.4% | 100% | $375,000 | |
DHI Mortgage Company, LTD.
|
FHA | 1 | 0.4% | 100% | $345,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.4% | 100% | $265,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.4% | 50% | $35,000 | |
Plaza Home Mortgage, Inc
|
VA | 1 | 0.4% | 100% | $575,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.4% | 100% | $155,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.4% | 100% | $185,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Fall Branch? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fall Branch in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Fall Branch, TN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 58.8 percent of home loans in Fall Branch, Tennessee in 2025, banks 15.5 percent and credit unions 25.7 percent. Mortgage Investors Group was the largest mortgage company, Andrew Johnson Bank the largest bank and Eastman Credit Union the largest credit union. Among lenders headquartered in Tennessee, Eastman Credit Union led with 46 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
By home loans closed in 2025, Eastman Credit Union was the largest mortgage lender in Fall Branch, Tennessee with 46 loans, about 20.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Fall Branch, Tennessee in 2025, led by United Wholesale Mortgage with 6. 17 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 7 credit unions closed home loans in Fall Branch, Tennessee in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fall Branch, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fall Branch, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fall Branch. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.