Mortgage Lenders and Brokers in Summit, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Summit, South Carolina mortgage lenders include Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%, SAFE Federal Credit UnionSAFE Federal Credit Union596 Sumter Hwy, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.64%, Regions BankRegions Bank1799 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.37%, Arthur State BankArthur State Bank112 N Alabama Ave, Chesnee, SC 29323A4.8 ★Texas Ratio: 6.72%, MTC Federal Credit UnionMTC Federal Credit Union2A The Pkwy, Greenville, SC 29615A+5.0 ★Texas Ratio: 4.42%, First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%, PNC Bank N.A.PNC Bank N.A.100 Calhoun St, Charleston, SC 29401A+5.0 ★Texas Ratio: 4.24%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, and CrossCountry Mortgage, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Summit, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Summit are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Summit, South Carolina
Market share is the lender's share of all home loans closed in Summit, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +1 HELOCs |
4.4% | 100% | $240,000 | View |
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596 Sumter Hwy, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 2 | 4.4% | 50% | $215,000 | View |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 2.2% | 100% | $45,000 | View |
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112 N Alabama Ave, Chesnee, SC 29323 A4.8 ★Texas Ratio: 6.72% |
Conventional | 1 | 2.2% | 100% | $205,000 | View |
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2A The Pkwy, Greenville, SC 29615 A+5.0 ★Texas Ratio: 4.42% |
Conventional | 1 | 2.2% | 100% | $95,000 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 2.2% | 33.3% | $195,000 | View |
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★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
FHA | 1 | 2.2% | 100% | $345,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 2.2% | 100% | $445,000 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, VA, USDA | 5 | 11.1% | 100% | $307,000 | |
21St Mortgage
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Conventional | 5 | 11.1% | 50% | $145,000 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 4 +1 HELOCs |
8.9% | 80% | $340,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 4 | 8.9% | 80% | $187,500 | |
American Financial Resources LLC
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FHA | 3 | 6.7% | 100% | $271,666 | |
Freedom Mortgage Corporation
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FHA | 3 | 6.7% | 100% | $318,333 | |
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A+5.0 ★Texas Ratio: 2.40% |
Conventional | 2 | 4.4% | 100% | $535,000 | View |
Servion
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Conventional | 1 | 2.2% | 100% | $45,000 | |
Newrez LLC
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VA | 1 | 2.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
VA | 1 | 2.2% | 100% | $335,000 | View |
Click n' Close, Inc.
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USDA | 1 | 2.2% | 100% | $295,000 | |
Homeowners Financial Group, LLC
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VA | 1 | 2.2% | 100% | $395,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 2.2% | 100% | $405,000 | |
Synovus Bank
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FHA | 1 | 2.2% | 100% | $305,000 | |
Mortgage Research Center
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VA | 1 | 2.2% | 100% | $245,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 2.2% | 16.7% | $85,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Summit Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Summit, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Summit? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Summit in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Summit, SC
Use these to narrow the list above. Each category shows how many Summit, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Summit, SC
Independent mortgage companies closed 71.1 percent of home loans in Summit, South Carolina in 2025, banks 22.2 percent and credit unions 6.7 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and SAFE Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, SAFE Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Summit, SC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Summit, South Carolina with 2 loans, about 4.4 percent of the market. The largest lender headquartered in South Carolina was SAFE Federal Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Summit, South Carolina in 2025, led by American Financial Resources LLC with 3. 7 lenders closed VA loans, led by CrossCountry Mortgage, LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 3 credit unions closed home loans in Summit, South Carolina in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Summit, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Summit, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Summit. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
