Mortgage Lenders and Brokers in Patrick, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Patrick, South Carolina mortgage lenders include Founders Federal Credit UnionFounders Federal Credit Union3960 Bible Church Rd, Boiling Springs, SC 29316 8562A+5.0 ★Texas Ratio: 3.58%, The Citizens BankThe Citizens Bank201 S Morgan Ave, Andrews, SC 29510A+5.0 ★Texas Ratio: 1.58%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, SC State Credit UnionSC State Credit Union190 Beaufort St NE, Aiken, SC 29801 4401, First Federal BankFirst Federal Bank36 Sea Island Pkwy, Beaufort, SC 29907A+5.0 ★Texas Ratio: 1.10%, First BankFirst Bank325 S Main St, Anderson, SC 29624A+5.0 ★Texas Ratio: 1.94%, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, ArborOne ACAArborOne ACAFlorence, SC, 21St Mortgage, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Patrick, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Patrick are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Patrick, South Carolina
Market share is the lender's share of all home loans closed in Patrick, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 6 | 10.3% | 66.7% | $108,333 | View |
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201 S Morgan Ave, Andrews, SC 29510 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 2 | 3.4% | 100% | $295,000 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +4 HELOCs |
1.7% | 100% | $195,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
Conventional | 1 | 1.7% | 100% | $35,000 | |
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36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.7% | 100% | $155,000 | View |
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325 S Main St, Anderson, SC 29624 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 1.7% | 100% | $285,000 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
ArborOne ACA
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Conventional | 1 | 1.7% | 100% | $205,000 | |
21St Mortgage
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Conventional | 12 | 20.7% | 59.1% | $127,500 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 12.1% | 77.8% | $112,142 | |
Triad Financial Services, Inc.
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Conventional | 4 | 6.9% | 50% | $162,500 | |
Cardinal Financial Company, Li
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FHA | 2 | 3.4% | 100% | $180,000 | |
Mortgage Equity Partners LLC
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Conventional, VA | 2 | 3.4% | 100% | $130,000 | |
Mortgage Research Center
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VA | 2 | 3.4% | 100% | $195,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 3.4% | 100% | $80,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 1.7% | 100% | $95,000 | |
United Wholesale Mortgage
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Conventional | 1 | 1.7% | 50% | $135,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1.7% | 100% | $225,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 1.7% | 100% | $65,000 | |
Assurance Financial Group, L.L.C.
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FHA | 1 | 1.7% | 100% | $325,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 1.7% | 100% | $215,000 | |
Nation One Mortgage Corporatio
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FHA | 1 | 1.7% | 100% | $365,000 | |
Truliant Federal Credit Union
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FHA | 1 | 1.7% | 100% | $145,000 | |
Nations Lending Corporation
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Conventional | 1 | 1.7% | 100% | $115,000 | |
T2 Financial LLC
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FHA | 1 | 1.7% | 100% | $155,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.7% | 100% | $165,000 | |
Lower, LLC
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FHA | 1 | 1.7% | 100% | $155,000 | |
Paramount Residential Mortgage
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FHA | 1 | 1.7% | 100% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.7% | 25% | $75,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Service Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Patrick Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Patrick, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Patrick? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Patrick in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Patrick, SC
Use these to narrow the list above. Each category shows how many Patrick, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Patrick, SC
Independent mortgage companies closed 77.6 percent of home loans in Patrick, South Carolina in 2025, banks 8.6 percent and credit unions 13.8 percent. ArborOne ACA was the largest mortgage company, The Citizens Bank the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Founders Federal Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Patrick, SC
By home loans closed in 2025, Founders Federal Credit Union was the largest mortgage lender in Patrick, South Carolina with 6 loans, about 10.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Patrick, South Carolina in 2025, led by Cardinal Financial Company, Li with 2. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 4 credit unions closed home loans in Patrick, South Carolina in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Patrick, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Patrick, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Patrick. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
