Mortgage Lenders and Brokers in Johnston, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Johnston, South Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust430 Calhoun St, Johnston, SC 29832A5.0 ★Texas Ratio: 7.72%, Regions BankRegions Bank400 Lee St, Johnston, SC 29832A+5.0 ★Texas Ratio: 4.37%, SRP Federal Credit UnionSRP Federal Credit Union750 E Pine Log Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.44%, Security Federal BankSecurity Federal Bank2587 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.39%, First Palmetto BankFirst Palmetto Bank300 King St E, Bethune, SC 29009A+5.0 ★Texas Ratio: 1.16%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, AllSouth Federal Credit UnionAllSouth Federal Credit Union244 W Columbia Ave, Batesburg, SC 29006 2125A+5.0 ★Texas Ratio: 1.08%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, SC State Credit UnionSC State Credit Union190 Beaufort St NE, Aiken, SC 29801 4401, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Johnston, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Johnston are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Johnston, South Carolina
Market share is the lender's share of all home loans closed in Johnston, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Johnston 430 Calhoun St, Johnston, SC 29832 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +3 HELOCs |
1.9% | 100% | $125,000 | View |
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1 office in Johnston 400 Lee St, Johnston, SC 29832 A+5.0 ★Texas Ratio: 4.37% |
USDA | 1 | 1.9% | 33.3% | $275,000 | View |
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750 E Pine Log Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 5 | 9.3% | 100% | $247,000 | View |
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2587 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 3 | 5.6% | 100% | $228,333 | View |
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300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16% |
FHA, VA | 2 | 3.7% | 100% | $225,000 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.9% | 100% | $255,000 | View |
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244 W Columbia Ave, Batesburg, SC 29006 2125 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 1 | 1.9% | 100% | $175,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 1.9% | 100% | $365,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 9 | 16.7% | 100% | $243,888 | |
Guild Mortgage Company
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Conventional, FHA, VA | 5 | 9.3% | 100% | $187,000 | |
Calcon Mutual Mortgage LLC
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FHA, VA, USDA | 3 | 5.6% | 100% | $221,666 | |
Carrington Mortgage Services LLC
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Conventional, VA | 3 | 5.6% | 75% | $218,333 | |
Atlantic Coast Mortgage, LLC
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Conventional | 2 | 3.7% | 100% | $65,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 2 | 3.7% | 100% | $230,000 | |
Cadence Bank
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Conventional | 1 | 1.9% | 100% | $325,000 | |
United Wholesale Mortgage
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FHA | 1 | 1.9% | 100% | $185,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.9% | 100% | $85,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 1.9% | 100% | $105,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.9% | 100% | $195,000 | |
Go Mortgage, LLC
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USDA | 1 | 1.9% | 100% | $195,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 1.9% | 50% | $335,000 | |
New Day Financial, LLC.
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VA | 1 | 1.9% | 25% | $365,000 | |
Mortgage Research Center
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VA | 1 | 1.9% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
USDA | 1 | 1.9% | 100% | $195,000 | View |
Mutual of Omaha Mortgage
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VA | 1 | 1.9% | 100% | $695,000 | |
Lower, LLC
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FHA | 1 | 1.9% | 100% | $85,000 | |
Paramount Residential Mortgage
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FHA | 1 | 1.9% | 100% | $65,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.9% | 12.5% | $155,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 1.9% | 100% | $95,000 |
Johnston Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Johnston, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Johnston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Johnston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Johnston, SC
Use these to narrow the list above. Each category shows how many Johnston, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Johnston, SC
Independent mortgage companies closed 70.4 percent of home loans in Johnston, South Carolina in 2025, banks 18.5 percent and credit unions 11.1 percent. Rocket Mortgage was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and SRP Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, SRP Federal Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Johnston, SC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Johnston, South Carolina with 1 loans, about 1.9 percent of the market. The largest lender headquartered in South Carolina was SRP Federal Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Johnston, South Carolina in 2025, led by Rocket Mortgage with 3. 8 lenders closed VA loans, led by Carrington Mortgage Services LLC, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 3 credit unions closed home loans in Johnston, South Carolina in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Johnston, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Johnston, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Johnston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
