Great Falls, South Carolina mortgage lenders include Founders Federal Credit UnionFounders Federal Credit Union507B Chester Ave, Great Falls, SC 29055 1207A+5.0 ★Texas Ratio: 3.58%, First Federal BankFirst Federal Bank36 Sea Island Pkwy, Beaufort, SC 29907A+5.0 ★Texas Ratio: 1.10%, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, Freedom Mortgage Corporation, United Wholesale Mortgage, Rocket Mortgage, Guild Mortgage Company, Summit Funding.Inc, American Financial Resources LLC, and Goodleap, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Great Falls, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Great Falls are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Great Falls, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
507B Chester Ave, Great Falls, SC 29055 1207 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 9 | 28.1% | 100% | $97,222 | View |
|
36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA | 3 | 9.4% | 100% | $131,666 | View |
|
150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 3.1% | 100% | $195,000 | View |
Freedom Mortgage Corporation
|
Conventional, FHA | 3 | 9.4% | 100% | $245,000 | |
United Wholesale Mortgage
|
FHA, VA | 2 | 6.2% | 100% | $250,000 | |
Rocket Mortgage
|
Conventional | 2 | 6.2% | 75% | $75,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 6.2% | 100% | $95,000 | |
Summit Funding.Inc
|
Conventional, FHA | 2 | 6.2% | 100% | $130,000 | |
American Financial Resources LLC
|
FHA | 1 | 3.1% | 100% | $145,000 | |
Goodleap, LLC
|
Conventional | 1 | 3.1% | 100% | $85,000 | |
Newrez LLC
|
FHA | 1 | 3.1% | 100% | $185,000 | |
Data Mortgage, Inc
|
FHA | 1 | 3.1% | 100% | $215,000 | |
American Security Mortgage Cor
|
Conventional | 1 | 3.1% | 100% | $65,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 3.1% | 100% | $295,000 | |
New Day Financial, LLC.
|
VA | 1 | 3.1% | 33.3% | $185,000 | |
Mortgage Research Center
|
VA | 1 | 3.1% | 50% | $185,000 |
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Great Falls? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Great Falls in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Great Falls, SC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 59.4 percent of home loans in Great Falls, South Carolina in 2025, banks 12.5 percent and credit unions 28.1 percent. Freedom Mortgage Corporation was the largest mortgage company, First Federal Bank the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Founders Federal Credit Union led with 9 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Founders Federal Credit Union was the largest mortgage lender in Great Falls, South Carolina with 9 loans, about 28.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Great Falls, South Carolina in 2025, led by Freedom Mortgage Corporation with 2. 3 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 2 banks and 1 credit unions closed home loans in Great Falls, South Carolina in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Great Falls, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Great Falls, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Great Falls. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.