Mortgage Lenders and Brokers in Gilbert, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Gilbert, South Carolina mortgage lenders include First Community BankFirst Community Bank4325 Augusta Hwy, Gilbert, SC 29054A+5.0 ★Texas Ratio: 0.38%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, SAFE Federal Credit UnionSAFE Federal Credit Union596 Sumter Hwy, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.64%, AllSouth Federal Credit UnionAllSouth Federal Credit Union244 W Columbia Ave, Batesburg, SC 29006 2125A+5.0 ★Texas Ratio: 1.08%, First Palmetto BankFirst Palmetto Bank300 King St E, Bethune, SC 29009A+5.0 ★Texas Ratio: 1.16%, First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%, SC State Credit UnionSC State Credit Union190 Beaufort St NE, Aiken, SC 29801 4401, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, and Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gilbert, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gilbert are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Gilbert, South Carolina
Market share is the lender's share of all home loans closed in Gilbert, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Gilbert 4325 Augusta Hwy, Gilbert, SC 29054 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 3 | 0.9% | 100% | $238,333 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA, USDA | 15 | 4.4% | 100% | $245,666 | View |
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596 Sumter Hwy, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 6 | 1.8% | 85.7% | $108,333 | View |
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244 W Columbia Ave, Batesburg, SC 29006 2125 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 4 | 1.2% | 66.7% | $222,500 | View |
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300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16% |
Conventional, FHA | 2 | 0.6% | 100% | $185,000 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional, FHA | 2 | 0.6% | 100% | $205,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $275,000 | |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $225,000 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional | 1 | 0.3% | 100% | $205,000 | |
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112 N Alabama Ave, Chesnee, SC 29323 A4.8 ★Texas Ratio: 6.72% |
Conventional, Jumbo | 1 | 0.3% | 100% | $815,000 | View |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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B+4.7 ★Texas Ratio: 18.28% |
Conventional | 3 | 0.9% | 100% | $395,000 | View |
Palmetto Citizens Federal Cred
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA, USDA | 90 | 26.6% | 91.8% | $226,666 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA, USDA | 64 | 18.9% | 88.9% | $169,218 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 31 | 9.2% | 100% | $257,258 | |
loanDepot.com LLC
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Conventional, FHA, VA | 24 | 7.1% | 48% | $264,583 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 10 | 3% | 91.7% | $235,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 9 | 2.7% | 100% | $295,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 1.8% | 100% | $260,000 | |
Rocket Mortgage
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Conventional, FHA | 6 | 1.8% | 85.7% | $190,000 | |
Mortgage Research Center
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VA | 4 | 1.2% | 80% | $275,000 | |
21St Mortgage
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Conventional | 4 | 1.2% | 80% | $115,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.9% | 83.3% | $248,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 0.9% | 100% | $211,666 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 0.9% | 100% | $141,666 | |
Atlantic Bay Mortgage Group
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FHA, VA, USDA | 3 | 0.9% | 100% | $301,666 | |
Nationstar Mortgage
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Conventional, VA | 3 | 0.9% | 100% | $228,333 | |
Lower, LLC
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FHA | 3 | 0.9% | 100% | $255,000 | |
Guaranteed Rate Affinity, LLC
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FHA, VA | 2 | 0.6% | 100% | $315,000 | |
American Financial Resources LLC
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FHA | 2 | 0.6% | 100% | $245,000 | |
Newrez LLC
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Conventional, FHA | 2 | 0.6% | 66.7% | $240,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.6% | 100% | $160,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $125,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.6% | 100% | $45,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.6% | 100% | $300,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 0.3% | 100% | $185,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
VA | 1 | 0.3% | 100% | $325,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
VA | 1 | 0.3% | 100% | $385,000 | View |
City Lending Inc.
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FHA | 1 | 0.3% | 100% | $245,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.3% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 0.3% | 100% | $245,000 | |
Schumacher Mortgage LLC
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FHA | 1 | 0.3% | 100% | $505,000 | |
Delta Community Credit Union
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Conventional | 1 | 0.3% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $245,000 | View |
Planet Home Lending, LLC
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VA, Jumbo | 1 | 0.3% | 100% | $815,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Grow Financial Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.3% | 100% | $615,000 |
Gilbert Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Gilbert, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Gilbert? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gilbert in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Gilbert, SC
Use these to narrow the list above. Each category shows how many Gilbert, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Gilbert, SC
Independent mortgage companies closed 87 percent of home loans in Gilbert, South Carolina in 2025, banks 8.9 percent and credit unions 4.1 percent. Movement Mortgage, LLC was the largest mortgage company, First Community Bank the largest bank and SAFE Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, First Community Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Gilbert, SC
By home loans closed in 2025, First Community Bank was the largest mortgage lender in Gilbert, South Carolina with 3 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Gilbert, South Carolina, Vanderbilt Mortgage and Finance, Inc approved the highest share of completed applications in 2025 at 91.8 percent, against a 87.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Gilbert, South Carolina in 2025, led by Lennar Mortgage, LLC with 34. 18 lenders closed VA loans, led by Vanderbilt Mortgage and Finance, Inc, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 7 credit unions closed home loans in Gilbert, South Carolina in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gilbert, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gilbert, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gilbert. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
