Mortgage Lenders and Brokers in Clearwater, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clearwater, South Carolina mortgage lenders include Security Federal BankSecurity Federal Bank4568 Jefferson Davis Hwy, Clearwater, SC 29842A+5.0 ★Texas Ratio: 4.39%, Regions BankRegions Bank4385 Jefferson Davis Hwy, Clearwater, SC 29842A+5.0 ★Texas Ratio: 4.37%, SRP Federal Credit UnionSRP Federal Credit Union750 E Pine Log Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.44%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA481 Fabian Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.68%, First National Bank of PAFirst National Bank of PA317 Meeting St, Charleston, SC 29401A+5.0 ★Texas Ratio: 1.62%, TD BankTD Bank142 Chesterfield St, Aiken, SC 29801A+5.0 ★Texas Ratio: 3.71%, Rocket Mortgage, United Wholesale Mortgage, and Cadence Bank. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clearwater, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clearwater are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clearwater, South Carolina
Market share is the lender's share of all home loans closed in Clearwater, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Clearwater 4568 Jefferson Davis Hwy, Clearwater, SC 29842 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 2 | 3.3% | 66.7% | $80,000 | View |
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1 office in Clearwater 4385 Jefferson Davis Hwy, Clearwater, SC 29842 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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750 E Pine Log Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 13 | 21.7% | 100% | $111,923 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional | 3 | 5% | 100% | $88,333 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.7% | 100% | $255,000 | View |
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317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 1.7% | 100% | $455,000 | View |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA | 8 | 13.3% | 90.9% | $187,500 | |
United Wholesale Mortgage
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FHA, VA | 4 | 6.7% | 100% | $197,500 | |
Cadence Bank
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VA | 2 | 3.3% | 100% | $255,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 3.3% | 40% | $125,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 3.3% | 100% | $115,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 3.3% | 100% | $120,000 | |
American Financial Resources LLC
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FHA | 1 | 1.7% | 100% | $225,000 | |
Goodleap, LLC
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Conventional | 1 | 1.7% | 50% | $85,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.7% | 100% | $185,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 1.7% | 100% | $115,000 | |
Newrez LLC
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FHA | 1 | 1.7% | 100% | $195,000 | |
Cmg Mortgage Inc
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FHA | 1 | 1.7% | 100% | $215,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 1.7% | 100% | $105,000 | |
Acu
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Conventional | 1 | 1.7% | 100% | $205,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.7% | 100% | $465,000 | |
CityWorth Mortgage LLC
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FHA | 1 | 1.7% | 100% | $155,000 | |
Mortgage Research Center
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VA | 1 | 1.7% | 33.3% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.52% |
Conventional | 1 | 1.7% | 100% | $225,000 | View |
First Choice Mortgage, Inc.
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FHA | 1 | 1.7% | 100% | $135,000 | |
New American Funding, LLC.
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FHA | 1 | 1.7% | 100% | $245,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 1.7% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.7% | 33.3% | $15,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.7% | 100% | $215,000 | View |
21St Mortgage
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Conventional | 1 | 1.7% | 10% | $115,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.7% | 100% | $455,000 | View |
Village Capital & Investment
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VA | 1 | 1.7% | 100% | $165,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.27% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Clearwater Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clearwater, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Clearwater? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clearwater in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clearwater, SC
Use these to narrow the list above. Each category shows how many Clearwater, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Clearwater, SC
Independent mortgage companies closed 55 percent of home loans in Clearwater, South Carolina in 2025, banks 20 percent and credit unions 25 percent. Rocket Mortgage was the largest mortgage company, Security Federal Bank the largest bank and SRP Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Security Federal Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clearwater, SC
By home loans closed in 2025, Security Federal Bank was the largest mortgage lender in Clearwater, South Carolina with 2 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Clearwater, South Carolina in 2025, led by Rocket Mortgage with 3. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 4 credit unions closed home loans in Clearwater, South Carolina in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clearwater, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clearwater, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clearwater. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
