MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Windber, Pennsylvania

Windber, Pennsylvania mortgage lenders include First Commonwealth BankFirst Commonwealth Bank1400 Graham Ave, Windber, PA 15963A5.0 ★Texas Ratio: 10.25%, Ameriserv Financial BankAmeriserv Financial Bank1501 Somerset Ave, Windber, PA 15963A+5.0 ★Texas Ratio: 5.69%, Slovenian Savings & Loan Association of Franklin-ConemaughSlovenian Savings & Loan Association of Franklin-Conemaugh1512 Jefferson Ave, Windber, PA 15963, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, 1St Summit Bank1St Summit Bank2600 Plank Road Cmns, Altoona, PA 16601A+5.0 ★Texas Ratio: 3.83%, Somerset Trust CompanySomerset Trust Company8796 Lincoln Hwy, Bedford, PA 15522A5.0 ★Texas Ratio: 12.17%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%, Orrstown BankOrrstown Bank2510 Delta Rd, Brogue, PA 17309A+5.0 ★Texas Ratio: 4.11%, and Cnb BankCnb Bank11 N Main St, Alburtis, PA 18011A5.0 ★Texas Ratio: 6.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Windber, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Windber are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Windber, Pennsylvania

Market share is the lender's share of all home loans closed in Windber, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Windber
1400 Graham Ave, Windber, PA 15963
A5.0 ★Texas Ratio: 10.25%
Conventional, FHA, HELOC 12
+3 HELOCs
22.6% 70.6% $89,166 View
1 office in Windber
1501 Somerset Ave, Windber, PA 15963
A+5.0 ★Texas Ratio: 5.69%
Conventional 1 1.9% 50% $35,000 View
Slovenian Savings & Loan Association of Franklin-Conemaugh
1512 Jefferson Ave, Windber, PA 15963
Conventional 6 11.3% 75% $125,000
2719 Brodhead Rd, Aliquippa, PA 15001
A+5.0 ★Texas Ratio: 1.62%
Conventional, HELOC 4
+1 HELOCs
7.5% 57.1% $97,500 View
2600 Plank Road Cmns, Altoona, PA 16601
A+5.0 ★Texas Ratio: 3.83%
Conventional 3 5.7% 75% $48,333 View
8796 Lincoln Hwy, Bedford, PA 15522
A5.0 ★Texas Ratio: 12.17%
Conventional, USDA 3 5.7% 100% $118,333 View
990 Old York Rd, Abington, PA 19001
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 1.9% 100% $155,000 View
1101 Old York Rd, Abington, PA 19001
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 1.9% 100% $85,000 View
2510 Delta Rd, Brogue, PA 17309
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 1.9% 100% $35,000 View
11 N Main St, Alburtis, PA 18011
A5.0 ★Texas Ratio: 6.26%
HELOC 0
+1 HELOCs
0% n/a View
907 22nd St, Aliquippa, PA 15001
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+1 HELOCs
0% n/a View
Federated Mortgage Corp
Conventional 1 1.9% 100% $155,000
Mortgage Research Center
FHA, VA 5 9.4% 100% $143,000
Rocket Mortgage
Conventional 4 7.5% 66.7% $85,000
Primelending
Conventional, FHA, VA 3 5.7% 100% $78,333
Equity Resources Inc
Conventional, FHA 2 3.8% 100% $50,000
United Wholesale Mortgage
Conventional 1 1.9% 100% $85,000
Movement Mortgage, LLC
Conventional 1 1.9% 100% $155,000
Pennymac Loan Services LLC
FHA 1 1.9% 100% $75,000
Union Home Mortgage Corp.
Conventional 1 1.9% 100% $155,000
Mutual of Omaha Mortgage
FHA 1 1.9% 100% $125,000
New American Funding, LLC.
FHA 1 1.9% 100% $45,000
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Windber, Pennsylvania

Looking for mortgage lenders near me or mortgage brokers near me in Windber? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Windber in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Windber, PA

Use these to narrow the list above. Each category shows how many Windber, PA lenders fit and what that kind of lender is usually best for.

Who Lends in Windber, PA

Independent mortgage companies closed 34 percent of home loans in Windber, Pennsylvania in 2025, banks 66 percent and credit unions 0 percent. Federated Mortgage Corp was the largest mortgage company, First Commonwealth Bank the largest bank. Among lenders headquartered in Pennsylvania, First Commonwealth Bank led with 12 loans.

34%
Mortgage companies
66%
Banks
0%
Credit unions
13%
FHA loans
9%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.

More Pennsylvania Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Windber, PA

Who is the largest mortgage lender in Windber, PA?

By home loans closed in 2025, First Commonwealth Bank was the largest mortgage lender in Windber, Pennsylvania with 12 loans, about 22.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Windber, PA mortgage lenders offer FHA, VA and USDA loans?

7 lenders closed FHA loans in Windber, Pennsylvania in 2025, led by First Commonwealth Bank with 1. 2 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Windber, PA lender list?

Yes. 12 banks and 0 credit unions closed home loans in Windber, Pennsylvania in 2025, alongside 11 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Windber, PA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Windber, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Windber, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Windber. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.