Mortgage Lenders and Brokers in Spring City, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Spring City, Pennsylvania mortgage lenders include Citadel Federal Credit UnionCitadel Federal Credit Union4923 Edgmont Ave, Brookhaven, PA 19015 1128A+5.0 ★Texas Ratio: 2.94%, Mortgage America, Inc.Mortgage America, Inc.3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, Phoenixville Federal Bank & TrustPhoenixville Federal Bank & Trust74 Second Ave, Collegeville, PA 19426, Citizens Bank, NACitizens Bank, NA907 22nd St, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 5.44%, American Heritage Federal Credit UnionAmerican Heritage Federal Credit Union1359 Old York Rd, Abington, PA 19001A5.0 ★Texas Ratio: 9.33%, Meridian BankMeridian Bank1301 Skippack Pike, Blue Bell, PA 19422C3.9 ★Texas Ratio: 27.97%, Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%, Keybank National AssociationKeybank National Association20 West Skippack Pike, Ambler, PA 19002A+5.0 ★Texas Ratio: 4.81%, Bank of America NABank of America NA3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, and First Resource BankFirst Resource Bank800 N Pottstown Pike, Exton, PA 19341A+5.0 ★Texas Ratio: 1.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Spring City, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Spring City are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Spring City, Pennsylvania
Market share is the lender's share of all home loans closed in Spring City, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4923 Edgmont Ave, Brookhaven, PA 19015 1128 A+5.0 ★Texas Ratio: 2.94% |
Conventional, HELOC | 4 +3 HELOCs |
6.3% | 80% | $107,500 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional, USDA | 2 | 3.2% | 100% | $240,000 | View |
Phoenixville Federal Bank & Trust
74 Second Ave, Collegeville, PA 19426 |
Conventional | 2 | 3.2% | 100% | $195,000 | |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $145,000 | View |
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1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $15,000 | View |
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1301 Skippack Pike, Blue Bell, PA 19422 C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 1.6% | 100% | $375,000 | View |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 1.6% | 100% | $225,000 | View |
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20 West Skippack Pike, Ambler, PA 19002 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 1.6% | 100% | $185,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.6% | 100% | $435,000 | View |
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800 N Pottstown Pike, Exton, PA 19341 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 1 | 1.6% | 100% | $625,000 | View |
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7180 Bernville Rd, Bernville, PA 19506 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 1 | 1.6% | 100% | $205,000 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 1.6% | 100% | $235,000 | View |
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1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 1.6% | 100% | $65,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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3250 Tillman Dr, Bensalem, PA 19020 2027 A+5.0 ★Texas Ratio: 3.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4800 Edgmont Ave, Brookhaven, PA 19015 A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
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Conventional | 2 | 3.2% | 100% | $145,000 | |
The Victory Bank
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Conventional | 1 | 1.6% | 100% | $415,000 | |
United Wholesale Mortgage
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Conventional, FHA | 12 | 19% | 75% | $433,333 | |
Rocket Mortgage
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Conventional | 6 | 9.5% | 75% | $158,333 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 4.8% | 100% | $348,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 3.2% | 66.7% | $190,000 | |
| Conventional | 2 | 3.2% | 100% | $255,000 | View | |
Keystone Funding, Inc
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Conventional, VA | 2 | 3.2% | 100% | $490,000 | |
EMM Loans LLC
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Conventional | 1 | 1.6% | 100% | $445,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.6% | 100% | $335,000 | |
MDE Home Loans LLC
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Conventional | 1 | 1.6% | 100% | $365,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.6% | 100% | $95,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.6% | 100% | $325,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 1.6% | 100% | $315,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 1.6% | 100% | $305,000 | |
Provident Funding Associates
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Conventional | 1 | 1.6% | 100% | $355,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.6% | 100% | $245,000 | |
Mortgage Research Center
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VA | 1 | 1.6% | 100% | $265,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 1.6% | 100% | $285,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.6% | 100% | $275,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.6% | 100% | $345,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1.6% | 100% | $465,000 | |
JMAC Lending, Inc.
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FHA | 1 | 1.6% | 100% | $375,000 |
Spring City Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Spring City, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Spring City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Spring City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Spring City, PA
Use these to narrow the list above. Each category shows how many Spring City, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Spring City, PA
Independent mortgage companies closed 73 percent of home loans in Spring City, Pennsylvania in 2025, banks 19 percent and credit unions 7.9 percent. Mortgage America, Inc. was the largest mortgage company, Phoenixville Federal Bank & Trust the largest bank and Citadel Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Citadel Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Spring City, PA
By home loans closed in 2025, Citadel Federal Credit Union was the largest mortgage lender in Spring City, Pennsylvania with 4 loans, about 6.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Spring City, Pennsylvania in 2025, led by United Wholesale Mortgage with 1. 2 lenders closed VA loans, led by Keystone Funding, Inc, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 4 credit unions closed home loans in Spring City, Pennsylvania in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Spring City, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Spring City, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Spring City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
